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re: How much credit card debt do you carry?

Posted on 6/9/15 at 7:57 pm to
Posted by Agforlife
Somewhere in the Brazos Valley
Member since Nov 2012
20102 posts
Posted on 6/9/15 at 7:57 pm to
quote:


No need to read the whole thread .. In the past, when these threads get started, the OT carries virtually NO credit card debt, and only owes a tiny bit on its mortgage .. Also, the OT pays for everything in cash and only buys what it needs at the moment in cash .. The OT basically has no debt and are IMPECCABLE money managers .. Did I get it right ??





Nope I had to learn the hard way, it took me years to get my stupidity of youth paid off, I learned the hard way and will never let it happen again.
Posted by TigahRag
Sorting Out OT BS Since 2005
Member since May 2005
132775 posts
Posted on 6/9/15 at 7:57 pm to
It says you have an account that existed two years before you were born ?

quote:

it says my oldest account two years older than me


This post was edited on 6/9/15 at 7:58 pm
Posted by stout
Porte du Lafitte
Member since Sep 2006
179514 posts
Posted on 6/9/15 at 7:57 pm to
quote:

I maintain $750.00 on credit cards monthly simply to maintain my high credit rating. I have $125K mortgage on a $750K house, just so I can get a tax break when filing. I keep $500K liquid, just for shits and giggles. I refused my last raise because quite honestly, the company I work for is paying me an absurd salary, and I frankly don't need the money.

Been doing this since I was a kid. Discipline is not easy, but I feel like it's been worth it. Just my personal story.





777Tiger?
Posted by BACONisMEATcandy
Member since Dec 2007
46679 posts
Posted on 6/9/15 at 7:58 pm to
I always thought it was crazy that when I applied for my first credit card with USAA they gave me a $3200 credit limit with an $8 an hour job that I worked maybe 25 hours a week


I now understand it was because of those two gas cards
Posted by TigahRag
Sorting Out OT BS Since 2005
Member since May 2005
132775 posts
Posted on 6/9/15 at 7:58 pm to
quote:

Nope I had to learn the hard way, it took me years to get my stupidity of youth paid off, I learned the hard way and will never let it happen again.




Now this sounds normal and plausible .. Congrats ..
Posted by Jcorye1
Tom Brady = GoAT
Member since Dec 2007
76373 posts
Posted on 6/9/15 at 7:59 pm to
Right now I have around 1,500 on mine. I got some deals on some things I was planning on purchasing later that will cover paying it down for 2 months.
Posted by TigahRag
Sorting Out OT BS Since 2005
Member since May 2005
132775 posts
Posted on 6/9/15 at 8:00 pm to
I'll bet your cock is huge too and you would still be clocked at 88 MPH throwing at the State Fair ..
Posted by kywildcatfanone
Wildcat Country!
Member since Oct 2012
136048 posts
Posted on 6/9/15 at 8:00 pm to
$0
Posted by Festus
With Skillet
Member since Nov 2009
86053 posts
Posted on 6/9/15 at 8:00 pm to
quote:

777Tiger?

Nah, I doubt he was getting a bj while he was making his post. And that's not me bragging. But it was happening, and I'm just being honest here.
Posted by BACONisMEATcandy
Member since Dec 2007
46679 posts
Posted on 6/9/15 at 8:01 pm to
Yes because that's when my parents opened those account. They later added me to the account and who ever is company that does Exxon and Chevrons cards report me having an account with them since two years before I was born
Posted by stout
Porte du Lafitte
Member since Sep 2006
179514 posts
Posted on 6/9/15 at 8:01 pm to
quote:

And that's not me bragging.



He doesn't brag either

LINK
Posted by TigahRag
Sorting Out OT BS Since 2005
Member since May 2005
132775 posts
Posted on 6/9/15 at 8:03 pm to
You have to wonder about people like that .. They must be absolute joys to be around IRL ..
Posted by Festus
With Skillet
Member since Nov 2009
86053 posts
Posted on 6/9/15 at 8:03 pm to
quote:

I'll bet your cock is huge too

Nah, average.

(8.5" limp about average on the OT from what I've read)

quote:

you would still be clocked at 88 MPH throwing at the State Fair ..

Nah....football was my thing. And I could post some D1 letters I received. That's real talk.
Posted by TigahRag
Sorting Out OT BS Since 2005
Member since May 2005
132775 posts
Posted on 6/9/15 at 8:04 pm to
Those little milk bottles at the State Fair fall down when I just look at them ..
Posted by tigerfoot
Alexandria
Member since Sep 2006
60703 posts
Posted on 6/9/15 at 8:06 pm to
Lol, I have zero idea what I owe. We open about one statement a year and pay it off. Sometimes we have a credit balance sometimes we owe 2-3k. Ain't no body got time for using s card then paying it off, some have said they do that shite on the same day! At the end of a year I bet I don't pay em 150 dollars in fees. It is worth it to me to not worry about it at all. We have auto pay for a certain amount each month, I think it is 1500.

I also have never exchanged points for anything. I couldnt guess at that balance. It's gonna be like Christmas one day
Posted by Festus
With Skillet
Member since Nov 2009
86053 posts
Posted on 6/9/15 at 8:09 pm to
I signed up to take the ACT just cause it's been so long, and I heard it's not the same as back when I went to school. So I get a 32. Pissed me off but you have to remember, I haven't studied or done anything like that in over 20 years.
Posted by boosiebadazz
Member since Feb 2008
84488 posts
Posted on 6/9/15 at 8:10 pm to
i had a girl sit on my face the other day
Posted by Festus
With Skillet
Member since Nov 2009
86053 posts
Posted on 6/9/15 at 8:11 pm to
That's good boosie. I know how much you enjoy delighting in the female booty hole. I hope you made the best of it.
Posted by stout
Porte du Lafitte
Member since Sep 2006
179514 posts
Posted on 6/9/15 at 8:11 pm to
You lick her butthole?
Posted by boosiebadazz
Member since Feb 2008
84488 posts
Posted on 6/9/15 at 8:13 pm to
lil bit
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