- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Coaching Changes
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
re: How much car insurance you baws have?
Posted on 12/12/25 at 10:33 am to DCtiger1
Posted on 12/12/25 at 10:33 am to DCtiger1
quote:
Babytac saying he pays cash for his cars as the reasoning behind carrying minimum liability is peak dumbassery.
100%
but didnt you know...he drives defensive and literally said he has never been in a wreck and never will
he is mistake free...you have to understand...we are talking about babytac...dude is literally a god.
0
Posted on 12/12/25 at 10:34 am to Kenna City Solja
I have to say I didn’t expect people to carry mil in coverage
Posted on 12/12/25 at 10:41 am to fareplay
You didn't expect people with assets to want to transfer their risk?
Avoiding wage garnishment, financial ruin, and losing their homes ( primary homes are not protected from suit in all states) for a relatively low amount of premium is a pretty common thing.
Avoiding wage garnishment, financial ruin, and losing their homes ( primary homes are not protected from suit in all states) for a relatively low amount of premium is a pretty common thing.
Posted on 12/12/25 at 10:44 am to fareplay
quote:
I have to say I didn’t expect people to carry mil in coverage
i have a lot to lose, why would I not? my umbrella is more than a million.
Posted on 12/12/25 at 10:53 am to DCtiger1
Idk I never thought about that since I have health and life. Also the coverage can get pricy and chances are low so EV felt off.
Are you an insurance salesmen?
Are you an insurance salesmen?
Posted on 12/12/25 at 11:04 am to lsu777
Most definitely not. Just couldn't get myself to come around to it.
Jumped that ship and went LEO
Jumped that ship and went LEO
Posted on 12/12/25 at 11:06 am to BabyDraco1499
quote:
Jumped that ship and went LEO
so you joined one of the most corrupt professions :rotflmao: :rotflmao:
more power to you. you went from selling to dealing with gen pop.....may god have mercy on your soul, better man than me....i would lose my shite
Posted on 12/12/25 at 11:10 am to lsu777
Am prior service so it fits my personality a lot better.
Please don't tell me you're one of those ACAB cats
Please don't tell me you're one of those ACAB cats
Posted on 12/12/25 at 11:12 am to BabyDraco1499
quote:
Am prior service so it fits my personality a lot better.
so am i....frick working with gen pop people, especially poor gen pop people....could never, dont have the patience for supidity
quote:
Please don't tell me you're one of those ACAB cats
na, im an engineer
Posted on 12/12/25 at 11:15 am to lsu777
quote:
na, im an engineer
quote:
especially poor gen pop people....could never, dont have the patience for supidity
Definitely the major drawback... But I will say, just like I realized how TRULY stupid people could be surprised me when I joined the military, working in this has shown me an even deeper side and I am constantly surprsied :rotflmao:
Wish I would've been good at sales, really easy way to make a bankroll.. Tis what it tis though..
Posted on 12/12/25 at 11:18 am to fareplay
What does health and life have to do with it? The assumption your health insurance is going to cover your injuries is a broad one.
Depending on state, an umbrella policy is 300-700 annually for a mil in coverage.
Depending on state, an umbrella policy is 300-700 annually for a mil in coverage.
Posted on 12/12/25 at 11:18 am to fareplay
quote:
Idk I never thought about that since I have health and life. Also the coverage can get pricy and chances are low so EV felt off.
Are you an insurance salesmen?
why do you assume he is insurance because he understands risk transfer?
What he said is common knowledge
what he said is especially true if you or your spouse owns a business.
but if I am a high net worth individual....why would I not want to transfer risk and make sure I hold onto my assets for a small monthly fee in comparison?
if you have kids of driving age...makes even more sense to do so.
Posted on 12/12/25 at 11:20 am to DCtiger1
quote:
What does health and life have to do with it? The assumption your health insurance is going to cover your injuries is a broad one.
Depending on state, an umbrella policy is 300-700 annually for a mil in coverage.
exactly and even if they health insurance covers his...its not covering the other driver if its his fault
lose control and hit a building/house....not covered past the limits
other drivers car...not covered past the limit. example....hit a guy driving a new SUV and you have min coverage and it totals it....yea you are fricked.
Posted on 12/12/25 at 11:23 am to BabyDraco1499
quote:
Definitely the major drawback... But I will say, just like I realized how TRULY stupid people could be surprised me when I joined the military, working in this has shown me an even deeper side and I am constantly surprsied
100%
thats when i realized....i could never ever ever do anything that worked with gen pop, especially the poorer side of that equation
may god bless you, you have way way more patience than I could ever be. frick that man
like it would be cool chasing like legit mafioso or even legti gangster
but take THE wire for example which was about as realistic as you could get for inner city drug work back in the early 2000s and for every Barkersdale or Stringer bell....you got to deal with 250 corner boys who barely made it to 4th grade. frick that
and thats not even mentioning trailer park trash
yea I could never
Posted on 12/12/25 at 11:25 am to lsu777
Worst ones are the ones that get caught doing something illegal, know they messed up, and then sit there and argue against it and have a problem with you for doing your job 
And I appreciate you, jealous of that engineering gig you got not going to lie
And I appreciate you, jealous of that engineering gig you got not going to lie
Posted on 12/12/25 at 11:43 am to lsu777
quote:
why do you assume he is insurance because he understands risk transfer?
So he can discount anything I say as if I'm trying to make commission off of him on TD
It's a low IQ move anytime someone feels uncomfortable about a topic they are ignorant on.
Posted on 12/12/25 at 11:45 am to DCtiger1
quote:
So he can discount anything I say as if I'm trying to make commission off of him on TD
It's a low IQ move anytime someone feels uncomfortable about a topic they are ignorant on.
so many do it on here...they project insecurities on others. Its why you see so many people on here complaining about how other people spend their money.
but i dont get it with fareplay...in the past he has said he drives a Porsche and talked about how wealthy he is
if you are wealthy....why would you risk losing it all over an extra 1k a year or so?
not very good risk vs cost analysis thats for sure.
Posted on 12/12/25 at 11:57 am to Tadey
quote:
if you have health insurance what is the point of all the UM coverage?
Wife was hit and had her relatively new "luxury" SUV totalled. The at fault party had insurance, but not enough. It definitely happens.
Posted on 12/12/25 at 1:25 pm to Kenna City Solja
quote:
This thread is full of people that have so little confidence in their own driving that they carry coverage above the minimum
I think location matters especially if you live around a bunch of illegal immigrants who aren’t going to have insurance or assets. Either way the majority of people don’t have a pot to piss in so the whole “coming after your assets” thing isnt reality you can’t squeeze blood from a turnip.
Posted on 12/12/25 at 1:26 pm to Kenna City Solja
You can’t control someone hitting you in the rear bro
Page 4 of 5
Popular
Back to top
Follow TigerDroppings for LSU Football News