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Homeowner's Insurance
Posted on 4/30/20 at 1:28 pm
Posted on 4/30/20 at 1:28 pm
Does anyone have any recommendations for homeowners insurance? I'm not interested in Allstate but am interested in any other company that's decent to deal with.
11
Posted on 4/30/20 at 1:28 pm to lshuge
I use State Farm, no complaints.
Posted on 4/30/20 at 1:31 pm to lshuge
I’d say definitely get it.
Posted on 4/30/20 at 1:32 pm to lshuge
Are you or your parents military?
USAA is GOAT
USAA is GOAT
Posted on 4/30/20 at 1:34 pm to lshuge
yes.
i will extensively review all the details provided and get back with you in 24-48 hours.
i will extensively review all the details provided and get back with you in 24-48 hours.
Posted on 4/30/20 at 1:34 pm to lshuge
quote:
Does anyone have any recommendations for homeowners insurance? I'm not interested in Allstate but am interested in any other company that's decent to deal with.
Just bundle it with the rest of your stuff.
Posted on 4/30/20 at 1:37 pm to lshuge
Allstate
Posted on 4/30/20 at 1:40 pm to lshuge
CHUB
Posted on 4/30/20 at 1:41 pm to lshuge
Don’t know if it’s still there, but at one time the La Dept of Insurance had a rate calculator on their website that you could use for comps by parish and property value. There were some smaller companies listed on there with good rates the last time I looked.
I figure that even if it’s a small shop that goes tits up, you can still get coverage through LIGA.
I figure that even if it’s a small shop that goes tits up, you can still get coverage through LIGA.
Posted on 4/30/20 at 1:45 pm to lshuge
Find an agent and let them do the work. Most represent 2-3 insurance companies. Get 1 or 2 agents on the line and compare you options. Big named ones are typically pretty expensive.
Try a smaller one. JUst make sure you have a flat deductible and not one of those percentage of insured value. Also, make sure you are entitled to depreciation repayment. It's a little more but should you ever replace something (i.e. roof) it could mean the difference of a few thousand dollars.
Try a smaller one. JUst make sure you have a flat deductible and not one of those percentage of insured value. Also, make sure you are entitled to depreciation repayment. It's a little more but should you ever replace something (i.e. roof) it could mean the difference of a few thousand dollars.
Posted on 4/30/20 at 1:46 pm to TaderSalad
USAA 40 + years
Posted on 4/30/20 at 2:09 pm to lshuge
Shelter better value than State Farm
Posted on 4/30/20 at 2:11 pm to lshuge
Plenty of options, just as good on service as the big ones and way better on price.. The bundling thing is also ploy to get you roped into staying with one company forever..
If you're in Louisiana check into companies like Maison, Lighthouse, Gulf States, Gulf Stream, Federated National, Occidental... etc.. A good Independent Agent is the way to go..
If you're in Louisiana check into companies like Maison, Lighthouse, Gulf States, Gulf Stream, Federated National, Occidental... etc.. A good Independent Agent is the way to go..
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