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re: Home Owners Insurance but no flood insurance question

Posted on 8/23/16 at 9:05 am to
Posted by terd ferguson
Darren Wilson Fan Club President
Member since Aug 2007
114938 posts
Posted on 8/23/16 at 9:05 am to
quote:

I have flood insurance, and my house had 7ft of water in. I'd say we were/are displaced.

Will my homeowners offer any kind of "displacement assistance?"


FEMA will give you $842 for "rental assistance" if you sign up at that disasterassistance.gov site.
Posted by heypaul
The O-T Lounge
Member since May 2008
38425 posts
Posted on 8/23/16 at 9:19 am to
quote:

FEMA will give you $842

Yup, all ready got it.

My brother just sold his 5th wheel, so I'm gotta go to West Texas to get my FIL, so I can rent it from him.

Posted by LSUFanHouston
NOLA
Member since Jul 2009
41609 posts
Posted on 8/23/16 at 9:23 am to
quote:

You are correct, but I don't think there were any mandatory evacs for this event. If there were that payment would be good for only a couple of days when the mandatory evac was in effect.


Yes, I don't think a mandatory evac was called anywhere here , but I'm not sure with some of the high river areas. And yeah if it was it would be short lived.

Compare that to areas like St Bernard and NOLA lower 9 which in some cases the mandatory evac lasted weeks.
Posted by wickowick
Head of Island
Member since Dec 2006
46419 posts
Posted on 8/23/16 at 9:26 am to
I think 2 weeks was paid after Katrina. I want to say, $2-$2500 was a standard payment depending on the number of people in the house
Posted by Chad504boy
4 posts
Member since Feb 2005
179859 posts
Posted on 8/23/16 at 9:39 am to
Some of the private insurers who were offering flood renewals in preferred flood zones, one of the pluses on their policy was including loss of use on flood policy.
Posted by StealthCalais11
Lurker since 2007
Member since Aug 2011
12555 posts
Posted on 8/23/16 at 10:20 am to
quote:

Man it would sure suck if all that flooding ruined your electrical system and something shorted out and caught fire. That would really suck.



Ding Ding Ding!
Posted by mulletproof
Shambala
Member since Apr 2013
4778 posts
Posted on 8/23/16 at 10:40 am to
You: "As God is my witness, I had know idea that using a turkey deep fryer indoors could be dangerous".

Jake from State Farm: "Was the turkey still frozen".

You: "Absolutely not Jake".
Posted by dwr353
Member since Oct 2007
2173 posts
Posted on 8/23/16 at 12:12 pm to
Arson and insurance fraud are serious crimes. Is money worth prison time? Fire investigators will discover the arson and policy will not pay.
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