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re: Health Insurance Cost Per Month in 2016 is absurd

Posted on 11/10/15 at 9:31 pm to
Posted by eScott
Member since Oct 2008
11376 posts
Posted on 11/10/15 at 9:31 pm to
Health insurance is just a tax now. I bought the cheapest option. $70 a month to cover 4 people with a 4k deductible on each person, and put $400 a month in my hsa accoaccount.
Posted by artompkins
Orange Beach, Al
Member since May 2010
6370 posts
Posted on 11/10/15 at 10:08 pm to
I am paying 379.00/month family for BC/BS silver so something seems way out of whack for you. Ours went down 20.00/month actually.
Posted by WILDTURKEYisgood
Madisonville
Member since Aug 2010
3320 posts
Posted on 11/10/15 at 10:22 pm to
Im paying $458 every two weeks (family of 4)! And I work at a goddamn hospital! BS

No deductible tho
This post was edited on 11/10/15 at 10:27 pm
Posted by TDsngumbo
Member since Oct 2011
50745 posts
Posted on 11/11/15 at 6:03 am to
You seriously need to check out the Obamacare policies from healthcare.gov. I'm not trolling - I had to check it out once for my dad and the policies there are actually somewhat reasonable (as in ~$600/month for a family of four for a "gold" policy.
I think it covered about 90% with a $5,000 deductible).
Of course that could be better but when you're paying $31,200 a year, that's a giant monthly raise!
Posted by TDsngumbo
Member since Oct 2011
50745 posts
Posted on 11/11/15 at 6:09 am to
Family of three, $345/month, $0 deductible.
Hate my job but I fricking love the benefits!
Posted by rantfan
new iberia la
Member since Nov 2012
14110 posts
Posted on 11/11/15 at 6:09 am to
I pay $. 9,240 a year for family of five. HRA account 12,000 deductible , company puts in 6,000 . Unreal
Posted by NoSaint
Member since Jun 2011
12687 posts
Posted on 11/11/15 at 6:14 am to
Seems like a lot of people don't get that he's including what his employer contributes
Posted by Wasp
Off Highland rd.
Member since Sep 2012
1535 posts
Posted on 11/11/15 at 6:29 am to
$450 a month $3,000 deductible. Employer contributes $2k to a HSA and I'll contribute $100/month. Family of 3.
Posted by blackmamba
Baton Rouge
Member since Jul 2011
765 posts
Posted on 11/11/15 at 6:48 am to
$450 a month for my family of three with a $750 deductible. I'm not complaining.
Posted by HebertFest08
The Coast
Member since Aug 2008
6536 posts
Posted on 11/11/15 at 6:53 am to
No more platinum....

Straight from the horses mouth so to speak "all the you can keep what you have, pay what you pay, keep your dr, is gone"

A buddy's policy doubled. he pays for his own policy through bcbs, but that's freaking ridiculous. Went to around $1200, about $4000 more a year

It is a massive clusterfrick.:.. For those of you whose premiums barely went up, just wait it's coming and it's coming in dry and that is no shite. If this keeps going like it is everyone will lose medical benefits b/c companies won't be able to sustain paying them.
Posted by fishfighter
RIP
Member since Apr 2008
40026 posts
Posted on 11/11/15 at 6:59 am to
The wife, $656 a month with a $6400 deductible. Unable to get any help from the feds. We fall in the cracks due to me on Medicare and our income.
Posted by recruitnik
Campus
Member since Jul 2012
1223 posts
Posted on 11/11/15 at 7:39 am to
quote:

Thanks voters.


Yep, thanks for continuing to allow private companies to collude to raise prices. This is your fault for refusing a public option, baw.
Posted by Elusiveporpi
Below I-10
Member since Feb 2011
2753 posts
Posted on 11/11/15 at 8:21 am to
$700 a month for 2, $3,000K deductible......

GAY......................................................
Posted by Pax Regis
Alabama
Member since Sep 2007
15271 posts
Posted on 11/11/15 at 8:21 am to
quote:

If my company is accurate, together we are paying the insurance company 31,200 dollars a year for my policy (1200 a pay period) and that's just the mid-level option. The premium option would have been double/triple that.


I think that's probably $1200 per month which would be $14,400 per year which is about average for a family policy.
Posted by bamarep
Member since Nov 2013
52559 posts
Posted on 11/11/15 at 8:26 am to
Hope and change.
Posted by Rhino5
Atlanta
Member since Nov 2014
30963 posts
Posted on 11/16/15 at 11:41 am to
I'm in open enrollment now, my family of 4:

2015 cost per pay period: $240
2016 cost per pay period: $413

Absolutely ridiculous.
Posted by SirSaintly
Uptown, New Orleans
Member since Feb 2013
3187 posts
Posted on 11/16/15 at 2:43 pm to
Mine is $150/month for a great plan with $1500 deductible. It went up about $30 from last year.
Of course, I qualify for the antismoker and under 30 BMI discounts my company provides. They do a blood test for nicotine and a weigh in for BMI. Employees that dont qualify for those discounts, which are pretty substantial, are paying about $500 a month.
Seems like a great idea to me. Punish the smokers and obese imo, b/c they're the drain on our insurance.
Posted by WILDTURKEYisgood
Madisonville
Member since Aug 2010
3320 posts
Posted on 11/16/15 at 3:00 pm to
No deductible, fam of 4... $700 a month
Posted by Wasp
Off Highland rd.
Member since Sep 2012
1535 posts
Posted on 11/16/15 at 4:49 pm to
quote:

private companies to collude to raise prices. This is your fault for refusing a public option, baw.


Who exactly is colluding?
Posted by CaptainJ47
Gonzales
Member since Nov 2007
7799 posts
Posted on 11/16/15 at 4:53 pm to
Mine is $220 per month for me and the wife. $100 out of pocket deductible.
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