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Message
re: Has anyone given up on getting health insurance? (not me this year)
Posted on 12/19/16 at 3:13 pm to boxcarbarney
Posted on 12/19/16 at 3:13 pm to boxcarbarney
quote:
Correct me if I'm wrong, but I seem to remember you were a fan of the ACA when it was first implemented.
Ok stupid question here what is ACA?
1
Posted on 12/19/16 at 3:15 pm to Napoleon
quote:
I am praying every day that our new president lives up to the pledge of cutting Obamacare, because it has ruined health insurance.
Even if the mandate gets whacked your total cost is not going down that much.
Posted on 12/19/16 at 3:17 pm to Mikey Ballgame
This thread makes me extremely grateful for my employer-subsidized insurance.
Posted on 12/19/16 at 3:17 pm to Double Oh
quote:
Ok stupid question here what is ACA
Not sure if serious.....
Posted on 12/19/16 at 3:20 pm to beerJeep
quote:
Not sure if serious.....
Oh buddy im serious
Posted on 12/19/16 at 3:20 pm to slackster
quote:
FWIW, if you're under 30, you can purchase catastrophic plans that let you avoid the penalty. You should look into that if you're going to pay the penalty regardless.
damn, so that's why I can't find catastrophic plans.
I'm married. 36 Combined income around 80k. She is a part time teacher, I'm self employed.
The cheapest bronze plan I saw for us together was $700 ish.
She has a plan and I don't right now. I'm gambling that April 2018 that ACA will be repealed and there will be no penalty.
Seems like being married makes it even harder to find insurance.
She can go full time in August and would then have insurance and I could get on that plan.
This post was edited on 12/19/16 at 3:22 pm
Posted on 12/19/16 at 3:21 pm to Double Oh
Ok had to look it up Affordable Care act
This post was edited on 12/19/16 at 3:21 pm
Posted on 12/19/16 at 3:27 pm to boxcarbarney
quote:
Correct me if I'm wrong, but I seem to remember you were a fan of the ACA when it was first implemented.
Politically I have changed a lot in the last eight years.
I used to favor single payer as well.
I used to have socialistic thoughts. I was younger and dumber then. Once i started paying taxes and all, I realized that in many ways you conservatives were right all along.
Posted on 12/19/16 at 3:36 pm to Napoleon
quote:
The cheapest bronze plan I saw for us together was $700 ish.
She has a plan and I don't right now. I'm gambling that April 2018 that ACA will be repealed and there will be no penalty.
If she already has a plan, you can get a single bronze plan for $315ish.
Posted on 12/19/16 at 3:41 pm to Double Oh
quote:
Ok had to look it up Affordable Care act
It's been called Obama care so much people just forgot. I don't blame you.
Posted on 12/19/16 at 3:45 pm to slackster
here is my new issue though. I go through the exchange. Get to where I can get the pdf explaining everything and I click and get a "sorry we are experiencing difficulty" message. I call the number, and am told to leave a number and they will call me back.
This has been going on since the 15th. when they call me back I'm never around a computer, so i just ask to send me the plans I can get. But then when I try and select it messes up again.
Can I buy the plan direct from the seller and skip the damn healthcare.gov site?
$315 isn't that bad. I'll gladly do that.
This has been going on since the 15th. when they call me back I'm never around a computer, so i just ask to send me the plans I can get. But then when I try and select it messes up again.
Can I buy the plan direct from the seller and skip the damn healthcare.gov site?
$315 isn't that bad. I'll gladly do that.
Posted on 12/19/16 at 3:47 pm to Napoleon
quote:
Politically I have changed a lot in the last eight years. I used to favor single payer as well. I used to have socialistic thoughts. I was younger and dumber then. Once i started paying taxes and all, I realized that in many ways you conservatives were right all along.
Glad to see you're the type of person who can change his views after being presented with new evidence. So few can. Kudos
Posted on 12/19/16 at 3:51 pm to Napoleon
I'm not much help on the specifics where you actually purchase the insurance. I tried to help my parents and it was a disaster on the healthcare.gov website.
I don't know if you can purchase it directly from the provider, but I got that quote of $315/month using an Ascension parish zip code, $80k household income, and married, non-tobacco 36 year olds. It was only a quote for single coverage though.
Try going here and running a quote. Once you've done so, you can select the plans for more information and you may be able to contact them directly to purchase.
I don't know if you can purchase it directly from the provider, but I got that quote of $315/month using an Ascension parish zip code, $80k household income, and married, non-tobacco 36 year olds. It was only a quote for single coverage though.
Try going here and running a quote. Once you've done so, you can select the plans for more information and you may be able to contact them directly to purchase.
Posted on 12/19/16 at 3:55 pm to Napoleon
I have gotten this message for a week, you can't speak to anyone, you can't email anyone. This is fricked up shite.
Makes me want to go postal.
Makes me want to go postal.
Posted on 12/19/16 at 3:57 pm to slackster
arghhhhhhhbckdb dhjijiadf[dfbjarvj[
s vsdfvS
sORRY, i pounded the shite out of my keyboard after i clicked you link and saw it was that godfamn motherfricking bullshite arse site. Now I'm triggered again.
s vsdfvS
sORRY, i pounded the shite out of my keyboard after i clicked you link and saw it was that godfamn motherfricking bullshite arse site. Now I'm triggered again.
Posted on 12/19/16 at 4:00 pm to Napoleon
quote:
Seems like being married makes it even harder to find insurance.
at my company they have made the rates very high to include a spouse. Their hope is the spouse will get insured at her job
Posted on 12/19/16 at 4:05 pm to Napoleon
You seemed to have changed your political tune over the years..welcome to enlightenment..and I'm confident Trump will make fixes if not overhaul the whole thing.
Posted on 12/19/16 at 4:16 pm to Napoleon
well, I relaxed. decided to cancel my application. Reapplied. Filled everything out. Then found the shitty plan for $280 and got it. The $500 plan had co-pays but I did quick math and saw that I didn't really save much. This plan I selected limits my maximum expense to $6800 should something happen and costs around $3360 a year.
I don't know why everything worked this time but it gave me hell for so long.
I got this one at $280 a month.
Humana
Humana Bronze 4800/Louisiana HMOx
I feel a lot better now, that's less than my car insurance.
judging from post to post, it took exactly 15 minutes to apply, pay my first month and be insured. Had it worked this well the first time I wouldn't have bitched so much.
I don't know why everything worked this time but it gave me hell for so long.
I got this one at $280 a month.
Humana
Humana Bronze 4800/Louisiana HMOx
I feel a lot better now, that's less than my car insurance.
judging from post to post, it took exactly 15 minutes to apply, pay my first month and be insured. Had it worked this well the first time I wouldn't have bitched so much.
This post was edited on 12/19/16 at 4:18 pm
Posted on 12/19/16 at 4:24 pm to Napoleon
Glad it worked out.
Posted on 12/19/16 at 4:29 pm to Napoleon
quote:
ell, I relaxed. decided to cancel my application. Reapplied. Filled everything out. Then found the shitty plan for $280 and got it. The $500 plan had co-pays but I did quick math and saw that I didn't really save much. This plan I selected limits my maximum expense to $6800 should something happen and costs around $3360 a year.
I don't know why everything worked this time but it gave me hell for so long.
I got this one at $280 a month.
Humana
Humana Bronze 4800/Louisiana HMOx
I feel a lot better now, that's less than my car insurance.
judging from post to post, it took exactly 15 minutes to apply, pay my first month and be insured. Had it worked this well the first time I wouldn't have bitched so much.
Individual policy?
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