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re: Gov. Jeff Landry wins early round in Louisiana car insurance fight with Commish Tim Temple
Posted on 4/17/25 at 3:06 pm to KiwiHead
Posted on 4/17/25 at 3:06 pm to KiwiHead
If Peyton Manning lived in LA, he couldn't get an auto policy with Nationwide. LA, Alaska, Hawaii and Massachusetts are the only states where they don't write auto policies.
Expecting rates to go down by regulatory fiat only increases the likelihood that more companies will blackball the state. But it allows Landry to look like he's doing something, and shift the blame later.
Expecting rates to go down by regulatory fiat only increases the likelihood that more companies will blackball the state. But it allows Landry to look like he's doing something, and shift the blame later.
0
Posted on 4/17/25 at 3:17 pm to KiwiHead
quote:
Yeah, this isn't like CA or TX wherein the population alone could force the insurance company to negotiate down. If you are State Farm, would you pull out of one or both and keep yourself from 50 million+ potential customers
This isn’t reality though. Cali is a perfect example. Why are so many companies pulling out? Because they have stupid laws and idiot insurance commissioners that suppressed rates and denied necessary increases at the request of consumer watch dog NPOs.
Pacific pallisades had some of the cheapest rates in the nation for HO policies. Rate is matched to exposure and planning for catastrophes is a crap shoot. If companies cannot charge the proper rate to match risk, they will simply choose to not do business in that state. SF isn’t going to bankrupt mutual company over CA. They would simply stop writing fire under SF general, continue to write auto and if the situation improved they could re-enter the market.
BTW, the Cali insurance commissioner essentially wants SF to subsidize Cali rates amongst the entire nation instead of approving rate for just CA.
Posted on 4/17/25 at 3:29 pm to ragincajun03
quote:
Using populist language and casually dressed in blue jeans and an open collar shirt, Landry said….
Landry is a buffoon. The sad thing is that there’s not going to be a better option when his re-election rolls around, so we’re stuck with him for another 7+ years.
Posted on 4/17/25 at 3:45 pm to TBoy
quote:
At this rate, Landry will likely lose reelection to pretty much any credible republican candidate
At this rate if he keeps it up, all it may take is another "moderate" Democrat like Edwards
Posted on 4/17/25 at 3:48 pm to ragincajun03
quote:
The dude was able to skip every single debate/forum, except maybe one, and won the Governor’s race outright in the primary. All the things people are seeing now, like the cozying up to trial lawyers, his position on the lawsuits against the O&G industry, returning favors to Billy Nungesser and Cleo Fields….all that bounced right off him when brought up during the campaign.
I don't know why he even wanted the job. He hasn't done shite unless you count the tranny bills from last session and the ten commandments garbage that'll never be put in place.I forgot, and they rebranded the voucher program into GATOR or whatever witth the promise that every kid in the state will eventually be able to get it.
Oh, raised taxes on us too. He's garbage. Posted on 4/17/25 at 4:00 pm to ragincajun03
quote:
Actually, he’s a really good politicianin that has learned how to build a heck of a coalition for a campaign and self promotion.
If your definition of being a good politician is getting elected then yes, he is really good. If one's idea of a really good politician includes getting things done - then not so much.
We'll see how really good he is at the former if he gets elected again because he's done and said some of the most ignorant and inexplicable things I've ever seen in my life, and I've lived in Louisiana all my life which is over half a decade.
Posted on 4/17/25 at 4:18 pm to Roberteaux
quote:
I wish someone would explain the injury attorney industry to me like I'm a 5 year old. I've never understood this and how it works. All I know is that these lawyers, and frankly...most of the people they represent, are sleezebags.
Like a now deceased attorney friend once related to me when a plaintiff asked him to take his case for a slip and fall in a grocery store with no apparent injuries. When the attorney said he had no witnesses, he replied that as soon as he got a settlement from another case, he could buy several witnesses.
Posted on 4/17/25 at 4:23 pm to Roberteaux
quote:
All I know is that these lawyers, and frankly...most of the people they represent, are sleezebags.
Don’t forget the slimy “medical clinics” that are either owned by the attorneys or in bed with heavily. They enable a ton of these ridiculous awards/settlements.
Posted on 4/17/25 at 4:25 pm to Bullfrog
quote:
In what way?
I like his accent and he seems to get stuff done.
Landry and his coonass voting block are one boat ride removed from being liberal canadians. The French absolutely screw up everything they touch for everyone but themselves.
Posted on 4/17/25 at 4:25 pm to andwesway
Dude…he got us Omar inside of Tiger Stadium to pump everyone up for the Bama game. Don’t ever forget about that achievement.
Posted on 4/17/25 at 4:27 pm to SuperflyLSU
quote:
another "moderate" Democrat like Edwards
I’m not sure there’s any left on the bench in Louisiana with any decent name recognition, unless you’re going to count Jim Bernhardt and Mitch Landrieu.
Posted on 4/17/25 at 4:34 pm to ragincajun03
quote:
I’m not sure there’s any left on the bench in Louisiana with any decent name recognition, unless you’re going to count Jim Bernhardt and Mitch Landrieu.
EWE was not moderate at all
Posted on 4/17/25 at 4:37 pm to CitizenK
quote:
EWE was not moderate at all
He at least gave off that impression to enough rural voters. That’s what any other Democrat today would have to do in Louisiana to win statewide. I don’t think the State Dem party has anyone like that waiting ready to go, nor do I think the current leadership that has taken over the state party would support someone like that.
They want “real Democrat and liberal values” now.
Posted on 4/17/25 at 5:04 pm to SuperflyLSU
quote:
At this rate if he keeps it up, all it may take is another "moderate" Democrat like Edwards
I don't think a Democrat will be elected to statewide office in Louisiana for a while. It's all about trying to improve the quality of Republican candidates and office holders.
Posted on 4/17/25 at 5:57 pm to Trout Bandit
quote:
Insurance companies vs personal injury lawyers.
The leaders of these groups should be asked to get into a room together and negotiate a fair set of regulations that would lower rates and solve the current issues.
Posted on 4/17/25 at 6:10 pm to Tarps99
quote:
The leaders of these groups should be asked to get into a room together and negotiate a fair set of regulations that would lower rates and solve the current issues.
Why would the plaintiffs attorneys do this? They are currently in the cat bird seat and have paid good money to get Landry elected. They don’t give two shits about any other industry in this state but their own.
The insurance companies operate in 49 other sites and few have even close to the same issues as us, yet we rank extremely high in shitty judicial climate. It’s really not a hard calculus on where the problem is.
This post was edited on 4/17/25 at 6:12 pm
Posted on 4/17/25 at 6:11 pm to Tarps99
quote:
The leaders of these groups should be asked to get into a room together and negotiate a fair set of regulations that would lower rates and solve the current issues.
Their interest aren’t even remotely aligned.
Posted on 4/17/25 at 6:49 pm to ragincajun03
When Jeff Landry wins, the people of Louisiana lose.
You cannot be pro business and pro trial lawyer. Trying to serve two masters will end his political career (maybe it already has)
You cannot be pro business and pro trial lawyer. Trying to serve two masters will end his political career (maybe it already has)
Posted on 4/17/25 at 7:11 pm to PureBlood
quote:
News: "Landry making an effort to reduce costs for Louisianians"
You people: "omg... he's such a bad person"
Maybe sit this one out if you don't understand why people oppose this
Posted on 4/17/25 at 8:04 pm to ragincajun03
quote:
He at least gave off that impression to enough rural voters.
He conned Cajuns into voting for him because he spoke French. They voted in droves for him thinking he was Catholic. He lost much of that vote in his re-election by paying off the minorities.
FTR, an uncle made bank during his first two terms. Uncle's partner had made a deal with him by letting the campaign use their two twin engine pressurized cabin planes. One for EWE and his statt, the other for the press corps to follow him around the state. They got to pick and choose which 10% of oil and gas leases they would supply drilling fluids for on state leases from all of the major oil companies drilling in state waters offshore and it boomed bigtime in the 1970s
That same uncle hated EWE with passion but money is money. The sold the company to a larger drilling fluids company out of Texas right before EWE's 2nd term ended
This post was edited on 4/17/25 at 8:07 pm
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