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re: Giving Free advice thread
Posted on 6/11/21 at 2:03 pm to A Smoke Break
Posted on 6/11/21 at 2:03 pm to A Smoke Break
quote:
Why, because I'm cautious with my money and save like my grandparents and parents did? Man they had fantastic retirements.. mostly because they were also frugal and didn't blow money on commercial goods and going out constantly? Or truck nuts?
Nope. I'm just shamelessly jealous and angry at people who made better decisions than me in life. It's my own fault I'm poor with 4 kids and shite. But I can still hate people my age with camps on rivers and nice boats, take fancy vacations every year, and still have fat 401ks and savings accounts.
frick you guys.
This post was edited on 6/11/21 at 2:05 pm
2
Posted on 6/11/21 at 2:06 pm to mikelbr
quote:
And I want people like WDS and Mingo to get really fat.
Is that your fetish?
Posted on 6/11/21 at 2:06 pm to DeltaTigerDelta
quote:
True but Cracker Barrel is much cleaner and a shorter trip when you’re touching cotton.
Nearest CB to where I live is 1 1/2 hours away
Posted on 6/11/21 at 2:07 pm to mikelbr
I hear that. I've been poor and wealthy. I have multiple houses now and about 10-15 years ago I was semi-homeless. It took a long time and some good fortune but it worked out.
Never asked for a fricking thing. My family had no idea what I was dealing with.
Never asked for a fricking thing. My family had no idea what I was dealing with.
Posted on 6/11/21 at 2:08 pm to Mingo Was His NameO
quote:
Is that your fetish?
I guess from a voyeuristic perspective.
Seeing you lose the most important facet of your vain existence may very well help me blow my load.
This post was edited on 6/11/21 at 2:09 pm
Posted on 6/11/21 at 2:09 pm to mikelbr
quote:
Nope. I'm just shamelessly jealous and angry at people who made better decisions than me in life. It's my own fault I'm poor with 4 kids and shite. But I can still hate people my age with camps on rivers and nice boats, take fancy vacations every year, and still have fat 401ks and savings accounts.
frick you guys.
Man it's never too late! And don't be jealous over me man. My lady and I are so damn boring. We go out to eat maybe twice a month, but we always cook at the house and have people over. And we have hobbies at the house that keep us occupied. Music for me (i've had the same instruments for years. Only upkeep is stringing and truss rod adjustments and thats cheap as hell) and she does gardening. We both enjoy stuff like cooking and outdoors stuff. Flea markets too.
But it's never too late man
Posted on 6/11/21 at 2:10 pm to When in Rome
Wish I asked them stories about their life more
Posted on 6/11/21 at 2:12 pm to A Smoke Break
quote:
But it's never too late man
I'm just giving y'all shite.2011-2012 with divorce #2 and bankruptcy was the bottom. Been on the up and up since 2016.
And I love having friends with nice shite that they share with me.
This post was edited on 6/11/21 at 2:13 pm
Posted on 6/11/21 at 2:16 pm to mikelbr
quote:
And I love having friends with nice shite that they share with me.
Exactly. Let your friends make the stupid purchases and reap their rewards
. frick a boat, i'll just fish with my buddy on his and drink half his beer.
Posted on 6/11/21 at 2:17 pm to deltaland
Get your prostate checked regularly. And use a doctor with little hands.
Posted on 6/11/21 at 2:19 pm to Rex Feral
quote:
Get your prostate checked regularly
Now I KNOW mikel approves of this advice
Posted on 6/11/21 at 2:21 pm to deltaland
Jack off right before getting a prostitute. Don't pay for her to get the easy one.
Posted on 6/11/21 at 2:26 pm to Displaced
quote:
would say never no need to keep more than a grand in checking.
Where do your bills get paid out of? Mortgage, utilities, and the like?
We have 2 months expenses in our checking and 3 months in our savings. We never use debit cards for anything other than withdrawing cash.
Posted on 6/11/21 at 2:28 pm to Displaced
quote:
use a credit card for every purchase possible. I haven't paid a dollar in interest in near a decade...
This. Buy everything using a credit card. Never carry over a balance. Live within your means.
Posted on 6/11/21 at 2:28 pm to Oilfieldbiology
quote:
Where do your bills get paid out of? Mortgage, utilities, and the like?
Checking. But I refuse to let it dip under 1k. I auto deposit into savings from my payroll and auto deposit into my index fund the same way.
Credit card is only used for gas and groceries. Savings for emergencies. Credit line itself is for anything that I need long term financing for.. but that is insanely rare and i'm at a point where I pay cash for big purchases.
Posted on 6/11/21 at 2:29 pm to A Smoke Break
quote:
i'm at a point where I pay cash for big purchases.
Dumb, especially right now
Posted on 6/11/21 at 2:30 pm to Oilfieldbiology
I use a credit card for every single purchase. Those perks are great.
Posted on 6/11/21 at 2:30 pm to Mingo Was His NameO
quote:
i'm at a point where I pay cash for big purchases.
I said i'm at a point, as an option, to do so, not that I do so.
Posted on 6/11/21 at 2:31 pm to Displaced
quote:
would say never no need to keep more than a grand in checking.
Mine currently has 34k in it
Posted on 6/11/21 at 2:32 pm to A Smoke Break
quote:
I said i'm at a point, as an option, to do so, not that I do so.
quote:
i'm at a point where I pay cash for big purchases
Do you speak English? You explicitly said you DO pay cash
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