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Posted on 6/11/21 at 1:30 pm to deltaland
Don't pet burning dogs
Posted on 6/11/21 at 1:30 pm to TDsngumbo
Posted on 6/11/21 at 1:32 pm to Displaced
quote:
This is horrible advice.
Posted on 6/11/21 at 1:33 pm to deltaland
If one has to crap at a WalMart, I'm assuming it's a Code Brown. This would mean there is no way to get to the back to utilize the less immigrant frequented facilities in the back. By that logic, you're the type of sick frick that actually PLANS to evacuate at Walmarks. Seek help.
Posted on 6/11/21 at 1:33 pm to deltaland
Never trust a politician, a weatherman, or a fart.
Posted on 6/11/21 at 1:34 pm to deltaland
Keep a roll of shite tickets and a clean pair of draws in your car
Posted on 6/11/21 at 1:34 pm to deltaland
Wasp spray works on ant mounds.
Posted on 6/11/21 at 1:34 pm to Monday
quote:
Never put your hands anywhere you wouldn't put your dick
I guess the title of the thread didn't say to give *good* advice...
Posted on 6/11/21 at 1:36 pm to A Smoke Break
quote:
Always have just one credit card and use it as a gas card. Do not touch it outside of that.
No
quote:
Pay it off every month.
Yes
quote:
Utilize an index fund for your retirement,
Partly
quote:
a savings account as a windfall account
Eh, better vihicles but this is safe
quote:
never get below a grand in checking.
Depends, I don't keep that much. I have one transaction debited every 6 months. I usually keep somewhere around $500.
Posted on 6/11/21 at 1:36 pm to A Smoke Break
Sure, if you're a poor money manager.
There are numerous benefits to using a credit card instead of a debit card, especially more than just as a "gas card"
There are numerous benefits to using a credit card instead of a debit card, especially more than just as a "gas card"
Posted on 6/11/21 at 1:37 pm to deltaland
Back up videos and voicemails of loved ones. If you don’t have any, be sure to take a video or two. Write down or record their stories, too, if you get a chance.
Posted on 6/11/21 at 1:37 pm to Mingo Was His NameO
Personally, I refuse to carry more than 10k in credit on me at all times. One card. It's way too easy to slip into debt if you aren't careful. Hence why I penny pinch and save everything in savings monthly as my emergency windfall.
The index fund is an easy automatic 500 dollar payment monthly.
And I get paid well enough to stay above 1k in checking at all times. Again, ties into emergencies.
I'd rather be overly cautious than anything else since I had a massive debt problem when I was younger.
The index fund is an easy automatic 500 dollar payment monthly.
And I get paid well enough to stay above 1k in checking at all times. Again, ties into emergencies.
I'd rather be overly cautious than anything else since I had a massive debt problem when I was younger.
This post was edited on 6/11/21 at 1:38 pm
Posted on 6/11/21 at 1:37 pm to A Smoke Break
quote:
and never get below a grand in checking.
I would say never no need to keep more than a grand in checking.
Posted on 6/11/21 at 1:39 pm to Displaced
quote:
There are numerous benefits to using a credit card instead of a debit card, especially more than just as a "gas card"
I use a credit card/line as a method of building credit, not as a bail out of jail method. That's what my savings is for.
That's my logic in treating credit cards as simple purchase cards. Gas, maybe groceries. Always paid off at the end of the month.
Posted on 6/11/21 at 1:40 pm to A Smoke Break
quote:
Personally, I refuse to carry more than 10k in credit on me at all times. One card. It's way too easy to slip into debt if you aren't careful.
quote:
rather be overly cautious than anything else since I had a massive debt problem when I was younger.
Maybe you shouldn't be giving silly money handling advice on the internet then
Posted on 6/11/21 at 1:40 pm to A Smoke Break
quote:
I refuse to carry more than 10k in credit on me at all times. One card
If you have on 10 cards or 1 you have access to the same amount of credit.
quote:
It's way too easy to slip into debt if you aren't careful.
If you're irresponsible
quote:
I penny pinch and save everything in savings monthly
You're giving money away
quote:
And I get paid well enough to stay above 1k in checking at all times.
So do I if I wanted to, but it makes no sense
quote:
I'd rather be overly cautious than anything else since I had a massive debt problem when I was younger
I'd rather be smart and maximize my money
This post was edited on 6/11/21 at 1:42 pm
Posted on 6/11/21 at 1:41 pm to Displaced
quote:
Maybe you shouldn't be giving silly money handling advice on the internet then
I think it's realistic advice for someone in debt or who has debt issues to rebuild credit lines and find secondary avenues to ensure they're financially secure is all.
Posted on 6/11/21 at 1:41 pm to A Smoke Break
quote:
I use a credit card/line as a method of building credit, not as a bail out of jail method. That's what my savings is for.
I use a credit card for every purchase possible. I haven't paid a dollar in interest in near a decade...
Posted on 6/11/21 at 1:43 pm to Jack Daniel
quote:
My pee pee doesn’t stick past my pubes. Any advice?
become a lesbian and scissor the shite out dem hoes!
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