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re: Experian: Millennials have horrible credit
Posted on 5/1/19 at 7:16 pm to ccomeaux
Posted on 5/1/19 at 7:16 pm to ccomeaux
Who says...
As a person old enough to be more aware of the robber Barron era in US history I see striking similarities to China today. Go two or three generations from that era and the US enters is most economic power on the global stage as wealth is transferred from a few robber barons to a real creation of the middle class in the US. China has far too many people to not think some wealth redistribution will occur to keep the "have nots" from rising up to kill off the "have way too damn much"
As a person old enough to be more aware of the robber Barron era in US history I see striking similarities to China today. Go two or three generations from that era and the US enters is most economic power on the global stage as wealth is transferred from a few robber barons to a real creation of the middle class in the US. China has far too many people to not think some wealth redistribution will occur to keep the "have nots" from rising up to kill off the "have way too damn much"
1
Posted on 5/1/19 at 7:17 pm to Cheese Grits
As a Millennial who has great disdain for my generation, please STFU. You're making us look way better than we actually are by comparison.
Posted on 5/1/19 at 7:18 pm to JohnnyKilroy
quote:
I was literally just about to post that you were about to respond with some bullshite about getting a discount everywhere you go.
I don’t get a discount everywhere I go, but I’ve paid cash for a few big purchases (engagement ring, new roof, furniture) and received “deals” because of that.
That is the only time that I use cash though.
Posted on 5/1/19 at 7:18 pm to Mr Perfect
You need professional help ... get either a Hooker or a shrink
Posted on 5/1/19 at 7:22 pm to ccomeaux
ya dude you prob right. reading cheesegrits logic gonna put my arse into therapy. not even denying it
Posted on 5/1/19 at 7:22 pm to Cheese Grits
Not sure but it’s dead on
Who said it ?
Who said it ?
Posted on 5/1/19 at 7:23 pm to cable
I wish I was at 665. My score was in the 800s. Then divorce happened...
Posted on 5/1/19 at 7:24 pm to Cheese Grits
quote:
No wonder the Chinese will own you in a generation or two.
Yes, the reduction of Americans bartering with cash is exactly the reason China’s economy has exploded over the last three decades.
Posted on 5/1/19 at 7:24 pm to cable
Credit cards may offer good benefits but they aren't always the "best deal" if you end up carrying a balance.
Posted on 5/1/19 at 7:24 pm to Mr Perfect
Passion is good, it’s required to be successful
People who have it and control it can transcend success to reach significance
Don’t ditch the passion, grow your ability to control it
Hang in there, it gets better as you age
People who have it and control it can transcend success to reach significance
Don’t ditch the passion, grow your ability to control it
Hang in there, it gets better as you age
Posted on 5/1/19 at 7:25 pm to joshnorris14
quote:
As a Millennial who has great disdain for my generation,
Another millennial who wishes he could identify as something else.
Posted on 5/1/19 at 7:26 pm to Antonio Moss
off to Popeyes to barter down my spicy chicken strips with straight cash. wish me luck everyone. boomers are changing my life
Posted on 5/1/19 at 7:27 pm to GetCocky11
quote:
Credit cards may offer good benefits but they aren't always the "best deal" if you end up carrying a balance.
This discussion was predicated on never carrying a balance. One of the only things dumber with not using credit for your transactions is carrying a monthly balance.
This post was edited on 5/1/19 at 7:28 pm
Posted on 5/1/19 at 7:27 pm to TH03
quote:
Another millennial who wishes he could identify as something else.
don't believe the anti millennial propaganda dude. most of us doing all right out here
Posted on 5/1/19 at 7:27 pm to Mr Perfect
Posted on 5/1/19 at 7:27 pm to GetCocky11
Well that’s why the avg is 700ish. If you are smart and don’t carry a balance month to month because you don’t spend above your means, it’s much better to get the rewards.
Posted on 5/1/19 at 7:29 pm to cable
I’m 28, I have a 798, zero credit card debt, and my wife in I bring in together about 150k. frick you and your millennial bullshite.
Posted on 5/1/19 at 7:29 pm to Cheese Grits
quote:
If I pay you 100 cash for a good, you get 100
If I pay you 100 credit for a good, you get say 95 to 98 dollars and the credit card company gets the rest.
No shite Sherlock, but you still get 1-5% back depending on the card and purchase.
Posted on 5/1/19 at 7:30 pm to TheDeathValley
quote:
and my wife in I bring in together about 150k.
Wow y'all are loaded.
Posted on 5/1/19 at 7:30 pm to TheDeathValley
quote:
I’m 28, I have a 798, zero credit card debt, and my wife in I bring in together about 150k. frick you and your millennial bullshite.
Any kids yet?
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