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re: Experian: Millennials have horrible credit

Posted on 5/1/19 at 10:26 pm to
Posted by fallguy_1978
Best States #50
Member since Feb 2018
52941 posts
Posted on 5/1/19 at 10:26 pm to
quote:

i don't operate on some boomer binary logic

Everyone older than you is a boomer to you
Posted by Mr Perfect
Member since Mar 2010
17836 posts
Posted on 5/1/19 at 10:32 pm to
ok sure dude

why can't boomers just come out and admit they lived in the best era of America by far?

Lower taxes, cheaper college, more job opportunities, and most importantly society as a whole wasn’t degenerate.

Nope nope nope. They rather lie and deflect and play stupid.

Hobbies also include getting fooled by fake news and taking care of their front lawns to an autistic degree.
This post was edited on 5/1/19 at 10:35 pm
Posted by Walt OReilly
Poplarville, MS
Member since Oct 2005
124694 posts
Posted on 5/1/19 at 10:36 pm to
Why do you have so much hatred? It isn’t healthy
Posted by transcend
Austin, TX
Member since Aug 2013
4166 posts
Posted on 5/1/19 at 10:38 pm to
I'm a millennial and I have 800+ score
Posted by GreatLakesTiger24
Member since May 2012
58842 posts
Posted on 5/1/19 at 10:39 pm to
quote:

importantly society as a whole wasn’t degenerate.
you can argue economic and financial sfuff all day, and both sides make good points, but you can't argue that boomers didnt drop the ball when it comes to society & culture
Posted by Duffnshank
Member since Jan 2019
896 posts
Posted on 5/1/19 at 10:45 pm to
quote:

social awareness of the situation

Please explain? This is awe to inspiring for me. Give me/us links or some type of analysis to how you got to this point in your belief system. My guess is you would be to much of a pussy to come out of your trailor (even with those badass tats) to do half the shite the people before you did. Go troll somewhere else dipshit no one here is buying your bs.
Posted by Duffnshank
Member since Jan 2019
896 posts
Posted on 5/1/19 at 10:49 pm to
quote:

why can't boomers just come out and admit they lived in the best era of America by far? Lower taxes, cheaper college, more job opportunities, and most importantly society as a whole wasn’t degenerate.


Ummm I guessing they weren’t covered in ink like a degenerate and actually made something of themselves. But hey, to each their own right, just quit bitching is all I’m saying. You are quite obviously in no position in your life right now to talk down towards ANYONE
Posted by burdman
Louisiana
Member since Aug 2007
22568 posts
Posted on 5/1/19 at 10:50 pm to
I think you’re thinking of the other Mr P
Posted by Mr Perfect
Member since Mar 2010
17836 posts
Posted on 5/1/19 at 10:50 pm to
I don't hate the truth dude. I just tell it so we can rid society of our boomer disease

While they were teens and young adults in the late 60s and early 70s, they were all about 'free love', hippie culture and a complete abdication of personal responsibility.

Tuition costs that could be paid by a summer job and rent/housing costs that were like 15 hours of labor a week.

But as soon as they became working adults in the 80s it was a full 180 shift into 'greed is good'. Defund the universities and get a tax cut, don't give a frick that the next generation of students will never be able to get an education without getting into 5-6 figure debt for a degree.

Embrace PC culture in the 90s to avoid seeing anything that would offend them, but then attack PC culture nonstop in the 2010s when the shite they say gets called out.

I can say with 100% confidence: frick all American baby boomers, shittiest generation of all time.
Posted by Duffnshank
Member since Jan 2019
896 posts
Posted on 5/1/19 at 10:52 pm to
Damn we have 2 to deal with? Bet both have tats though
This post was edited on 5/1/19 at 10:53 pm
Posted by JohnnyKilroy
Cajun Navy Vice Admiral
Member since Oct 2012
40121 posts
Posted on 5/1/19 at 10:53 pm to
quote:

Duffnshank


Baw you're embarrassing yourself. Stop.
Posted by Mr Perfect
Member since Mar 2010
17836 posts
Posted on 5/1/19 at 10:53 pm to
example A. that boomer can't even tell the difference between two people. lmao

they operate on a binary spectrum.
Posted by Duffnshank
Member since Jan 2019
896 posts
Posted on 5/1/19 at 10:57 pm to
Lmao I’m impressed you used binary in a some what logical sentence. Judging by your posts I assumed you were basically illiterate. So will you explain your viewpoint for me or just parrot what you’ve been told without checking?
Posted by Mr Perfect
Member since Mar 2010
17836 posts
Posted on 5/1/19 at 11:00 pm to
I've summarized and condensed the history of a boomer life multiple times now dude. You just keep talking about tattoos and trailers.
Posted by cable
Member since Oct 2018
9735 posts
Posted on 5/1/19 at 11:02 pm to
Don't forget tiny houses, avocados and earlobe plugs. And who could ever forget the weirdest thing millennials have brought the would...letting your girlfriend shove a piece of plastic up your arse.
This post was edited on 5/1/19 at 11:05 pm
Posted by Duffnshank
Member since Jan 2019
896 posts
Posted on 5/1/19 at 11:08 pm to
Answer me this then, are there bad apples in probably every generation? How old are you? Just like millenials, boomers, gen x, you name em there are good and bad in everyone of them. To say an entire generation, whichever generation you want to pick, is the worst is just ignorant. Millenials get run down all the time but some do amazing things. I’m just saying you can’t always blame an entire generation for things that don’t appease you at this moment in your life.
Posted by Shotcaller2
Member since Apr 2019
59 posts
Posted on 5/2/19 at 12:55 am to
I regularly have balances in great excess of those amounts but pay it off every month. Not sure why the number matters.

Perhaps we should take a closer look at the amount of credit used against credit allotted
Posted by GeorgeTheGreek
Sparta, Greece
Member since Mar 2008
68499 posts
Posted on 5/2/19 at 12:57 am to
quote:

I was in a Fortune 500 retail establishment today buying an item in the 500 to 1,000 range and got 20% off paying cash on the spot.



With card processing fees around 3%... they just decided to give you an extra 17%?

Let me know how your method works, in general, when you go to McDonalds, Sears, etc...

If there is a cash discount, I agree... but, IN GENERAL, this doesn’t exist anymore.

Plus, the other benefit is paying off a balance every month establishes a good credit history.
Posted by X123F45
Member since Apr 2015
29432 posts
Posted on 5/2/19 at 1:00 am to
Meh, I'm hovering in the 790s.

I do have 5ish grand of credit card debt... At zero percent.

My score is bolstered by the fact I'm up to 80ish grand available revolving.

Fairly weak credit at this point.
Posted by DeafJam73
Baton Rouge
Member since Sep 2010
19122 posts
Posted on 5/2/19 at 5:54 am to
Whatever. I have the same problems as all my fellow mellinials, and I have a high credit score. Maybe they just make shite financial decisions.
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