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Message

re: Equifax Data Breach settlement - Cash Option if affected

Posted on 7/25/19 at 10:50 am to
Posted by TigerSaints318
Shreveport
Member since Dec 2009
1813 posts
Posted on 7/25/19 at 10:50 am to
I got mines! It was easy.
Posted by stapuffmarshy
lower 9
Member since Apr 2010
17507 posts
Posted on 7/25/19 at 10:51 am to
I took the free monitoring. May not even use that.
Posted by wildtigercat93
Member since Jul 2011
116146 posts
Posted on 7/25/19 at 10:52 am to
Got mine.

And if they steal my info from this, then that’s another settlement down the line. Hell yeah that’s a whole income stream!
Posted by 50_Tiger
Arlington TX
Member since Jan 2016
43447 posts
Posted on 7/25/19 at 10:52 am to
Its all 3 for 4 years, and 6 years after of just Equifax (not Experian)

I mean better than nothing.
This post was edited on 7/25/19 at 10:54 am
Posted by Steadyhands
Slightly above I-10
Member since May 2016
7155 posts
Posted on 7/25/19 at 10:54 am to
quote:

I think I'd prefer the free credit monitoring from the 3 bureaus.


I was impacted....sweet 125 coming my way. I'm already being monitored for free from when the government opm was hacked by the chinese...so I'm taking my 125.
Posted by idlewatcher
Planet Arium
Member since Jan 2012
96792 posts
Posted on 7/25/19 at 10:55 am to
I should give you part of my $125. Thanks for the link brah.

6 of my family members were affected
Posted by BPTiger
Atlanta
Member since Oct 2011
6207 posts
Posted on 7/25/19 at 10:55 am to
quote:

You can only get cash payment if you're already paying for credit monitoring service. Otherwise you get free credit monitoring (from the company that had the breach)


False. You choose either free credit monitoring or cash with a promise you will use a credit monitoring service for at least 6 months.
Posted by TheCaterpillar
Member since Jan 2004
76774 posts
Posted on 7/25/19 at 10:56 am to
If y'all are nervous, the same link is on the Federal Trade Commission's own website:

https://www.ftc.gov/now-leaving
Posted by The Mick
Member since Oct 2010
45113 posts
Posted on 7/25/19 at 10:57 am to
quote:

False. You choose either free credit monitoring or cash with a promise you will use a credit monitoring service for at least 6 months.


quote:

Credit Monitoring: Free Service or Cash Payment
Option 2, Cash Payment: I want a cash payment of $125. I certify that I have credit monitoring and will have it for at least 6 months from today.
Posted by FLObserver
Jacksonville
Member since Nov 2005
16079 posts
Posted on 7/25/19 at 10:58 am to
quote:

I should give you part of my $125. Thanks for the link brah.


Nah man i would hope one of my fellow Oters would have done the same.

The Mick you bringing down this party. Let us enjoy our new found wealth.
This post was edited on 7/25/19 at 1:45 pm
Posted by PearlJam
NotBeardEaves
Member since Aug 2014
13908 posts
Posted on 7/25/19 at 10:58 am to
quote:

I certify that I have credit monitoring
Chances are, if you have a credit card or most cloud based personal finance apps, you have a form of credit monitoring.
Posted by TheCaterpillar
Member since Jan 2004
76774 posts
Posted on 7/25/19 at 10:58 am to
My credit cards have credit monitoring...

At least 2 of them do.

Does that not count? I assumed that counted. Anyways, that is just a liability thing on their end. They want to make sure they can't get hit with another lawsuit.
Posted by bad93ex
Walnut Cove
Member since Sep 2018
36031 posts
Posted on 7/25/19 at 11:00 am to
Submitted my claim and the hours which I spent resetting passwords and setting up MFA along with alerting.
Posted by Sanfordhog
Tennessee
Member since Jan 2016
479 posts
Posted on 7/25/19 at 11:01 am to
I actually will receive a check because I read the OT!
Posted by CAD703X
Liberty Island
Member since Jul 2008
93187 posts
Posted on 7/25/19 at 11:01 am to
doesn't taking the 'pay off' amount to giving up your rights to contest this in the future?

in other words; you just took the $100 airline voucher when you could have held out for a free round trip ticket anywhere in the world.
Posted by TheCaterpillar
Member since Jan 2004
76774 posts
Posted on 7/25/19 at 11:03 am to
quote:

doesn't taking the 'pay off' amount to giving up your rights to contest this in the future?

in other words; you just took the $100 airline voucher when you could have held out for a free round trip ticket anywhere in the world.


Yes.

I don't really care, because even if someone fricks with my information, I'll never have the time, money, or energy to file a separate lawsuit against Equifax.

Posted by Winston Cup
Dallas Cowboys Fan
Member since May 2016
66904 posts
Posted on 7/25/19 at 11:04 am to
let us know how your court case goes against the company paying out $700m

Posted by DarthRebel
Tier Five is Alive
Member since Feb 2013
25786 posts
Posted on 7/25/19 at 11:06 am to
Dangit, no free money for me

Posted by TheCaterpillar
Member since Jan 2004
76774 posts
Posted on 7/25/19 at 11:07 am to
This is way better than the free tuna fish I got in the Starkist class action.

Posted by castorinho
13623 posts
Member since Nov 2010
87448 posts
Posted on 7/25/19 at 11:09 am to
quote:

shite. they just got my info for the next breach.
you say that as a joke, but I remember when it first came out they completely botched the website where you could find whether or not you were affected. They posted the wrong site on their own press release if I recall correctly. And people gave their info away.
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