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Posted on 1/17/23 at 9:31 pm to GumboPot
I bought Owners Title Insurance when we closed. I want to say it was $500?
Probably didn't need it considering there's a big fat mortgage attached to it
Probably didn't need it considering there's a big fat mortgage attached to it
Posted on 1/17/23 at 9:39 pm to DiamondDog
quote:
I bought Owners Title Insurance when we closed. I want to say it was $500?
This always bugs me. Isn’t a title company getting paid to do this properly, then I’m supposed to buy insurance myself in case they frick up?
Posted on 1/17/23 at 10:14 pm to GumboPot
Lenders title required, owners title OPTIONAL.
Posted on 1/18/23 at 12:32 am to geauxpurple
quote:
Title insurance protects you from problems with the title that existed before you bought the property, not for things that happen after. It is not BS. Ask any bank.
This is correct. Think if someone puts a lien against the property after you bought it against the prior owner, this protects you in theory.
Posted on 1/18/23 at 12:54 am to billjamin
quote:
This always bugs me. Isn’t a title company getting paid to do this properly, then I’m supposed to buy insurance myself in case they frick up?
Who would you rather sue for the error - the broke arse attorney or billion dollar insurance company?
Posted on 1/18/23 at 1:47 am to highpockets
quote:The attorney didn't file the deed?
I am curious about this, as I inherited my home, I have the papers from Attorney, but no other proof I own it. It is paid for.
Posted on 1/18/23 at 8:42 am to nola tiger lsu
quote:
Let me guess, public adjuster convinced you the insurer owes and now youre seeing bad faith dollars. This is why the industry is bailing on La
Wrong...insurance offered an extremely low initial offer...so I had to hire my own adjustor to come inspect damages...turns out the insurance missed a ton of damage and undervalued what they did find. To help better illustrate the initial damage assessment from insurance was 20% of the actual damage amount.
Posted on 1/18/23 at 9:17 am to nola tiger lsu
quote:
Let me guess, public adjuster convinced you the insurer owes and now youre seeing bad faith dollars. This is why the industry is bailing on La.
If the insurance companies were just a little bit honest, then none of the above would happen.
Posted on 1/18/23 at 9:50 am to LazloHollyfeld
quote:
the broke arse attorney or billion dollar insurance company?
The broke arse attorneys malpractice insurance.
Posted on 1/18/23 at 10:58 am to billjamin
Better hope you discover the error within 3 years or youre SOL with malpractice
Posted on 1/18/23 at 11:01 am to LazloHollyfeld
quote:
Better hope you discover the error within 3 years or youre SOL with malpractice
Sounds like we should have tighter regulations on that then rather than forcing consumers to take out insurance on licensed professional services.
Posted on 1/18/23 at 12:16 pm to GumboPot
quote:
Is home title theft a real thing?
I was in the clerk of courts office here one day and ask them the same thing and they said it’s not possible
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