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re: Data for you to ponder tonight: insurers are not the villain. Providers are
Posted on 12/11/24 at 8:53 pm to HailHailtoMichigan!
Posted on 12/11/24 at 8:53 pm to HailHailtoMichigan!
Y'all want to know something funny about the premise of this thread?
UNH had a net income of 23B last year.
If you assumed that EVERY doctor in the united states makes 573k (OP's example of the HIGHEST paid doctors), their combined salaries would be 19.2B.
One health insurer's NET INCOME is higher than every medical doctor in the US's combined pay.
Muh providers
I wonder if the dumbass OP or the author of the little article he included took the 2 minutes to figure out that doctor salaries are a tiny drop in the bucket of healthcare costs.
UNH had a net income of 23B last year.
If you assumed that EVERY doctor in the united states makes 573k (OP's example of the HIGHEST paid doctors), their combined salaries would be 19.2B.
One health insurer's NET INCOME is higher than every medical doctor in the US's combined pay.
Muh providers
I wonder if the dumbass OP or the author of the little article he included took the 2 minutes to figure out that doctor salaries are a tiny drop in the bucket of healthcare costs.
This post was edited on 12/11/24 at 9:06 pm
3
Posted on 12/11/24 at 8:55 pm to deeprig9
quote:
80% tax rate, here's your discounted statin. 20% tax rate, your statin costs $20 a month.
What countries are taxing at 80%?
Posted on 12/11/24 at 9:07 pm to JohnnyKilroy
He’s stuck in 1996 style conservatism. Weird guy.
This post was edited on 12/11/24 at 9:08 pm
Posted on 12/11/24 at 9:18 pm to JohnnyKilroy
I was using doctor salaries as just one example
The article in the OP is referring in general to hospitals, nurses, doctors, procedures, drugs, etc when referring to providers.
It’s an undeniable truth that the vast majority of the *discrepancy* between what we pay for care in America and what others pay for care is explained by factors other than health insurance profits.
Let’s just take the United profit from 2023. 23 billion. Seems large right. Well, that’s in part because United has *30 million* subscribers. It’s (by far) the largest insurer.
You can take every dime of that profit, spread it evenly across the subscriber base, and it saves them about 60 bucks a month in premiums
The article in the OP is referring in general to hospitals, nurses, doctors, procedures, drugs, etc when referring to providers.
It’s an undeniable truth that the vast majority of the *discrepancy* between what we pay for care in America and what others pay for care is explained by factors other than health insurance profits.
Let’s just take the United profit from 2023. 23 billion. Seems large right. Well, that’s in part because United has *30 million* subscribers. It’s (by far) the largest insurer.
You can take every dime of that profit, spread it evenly across the subscriber base, and it saves them about 60 bucks a month in premiums
Posted on 12/11/24 at 9:19 pm to JohnnyKilroy
quote:
Y'all want to know something funny about the premise of this thread?
UNH had a net income of 23B last year.
If you assumed that EVERY doctor in the united states makes 573k (OP's example of the HIGHEST paid doctors), their combined salaries would be 19.2B.
One health insurer's NET INCOME is higher than every medical doctor in the US's combined pay.
Muh providers
I wonder if the dumbass OP or the author of the little article he included took the 2 minutes to figure out that doctor salaries are a tiny drop in the bucket of healthcare costs.
Your math is 100% incorrect, you are the dumbass.
1,109,460 MD's in the US.
Avg Salary $363k (lower than you supposedly calculated)
$402,733,980,000.00 is what the MD's are making.
That's alot more, by orders of magnitude, what your shite math claims at $19 billion.
$401 billion is greater than $19 billion. Stop getting your numbers from socialists and stop reposting your propaganda bullshite. You know nothing of what you speak.
That's not to speak of the specialists or admin staffs etc at the providers' offices. That's straight up MD salaries.
Posted on 12/11/24 at 9:21 pm to HailHailtoMichigan!
quote:
It’s an undeniable truth that the vast majority of the *discrepancy* between what we pay for care in America and what others pay for care is explained by factors other than health insurance profits. Let’s just take the United profit from 2023. 23 billion. Seems large right. Well, that’s in part because United has *30 million* subscribers. It’s (by far) the largest insurer. You can take every dime of that profit, spread it evenly across the subscriber base, and it saves them about 60 bucks a month in premiums
Now talk about how the insurance companies own the PBMs, the financial services firms that process payments, billing and phycian groups, among other things.
Or did you not know that?
Posted on 12/11/24 at 9:23 pm to deeprig9
Deep rig’s dumbass ignores the graph and all data provided.
Then
Cites his crooked and/or retarded and now deceased auntie and uncle.
Then
says 95% of your insurance dollars go to providers earlier in the thread.
Then
Argues logic and math with another poster.
You are a special kind of stupid.
Then
Cites his crooked and/or retarded and now deceased auntie and uncle.
Then
says 95% of your insurance dollars go to providers earlier in the thread.
Then
Argues logic and math with another poster.
You are a special kind of stupid.
This post was edited on 12/11/24 at 9:25 pm
Posted on 12/11/24 at 9:27 pm to deeprig9
The CDC says there are about 30 active physicians in patient care per 10,000 residents LINK
US residents in 2024 is approximately 336 million
336M/10k = 336k active physicians in patient care nationwide. That includes specialists, surgeons, etc.
336k*$573k = $19.2B
If we want to use your average of $363k it comes out to 12.2B, or nearly half of UNH's annual income.
US residents in 2024 is approximately 336 million
336M/10k = 336k active physicians in patient care nationwide. That includes specialists, surgeons, etc.
336k*$573k = $19.2B
If we want to use your average of $363k it comes out to 12.2B, or nearly half of UNH's annual income.
Posted on 12/11/24 at 9:28 pm to tomcatrav
quote:
Deep rig’s dumbass ignores the graph and all data provided.
Then
Cites his crooked and/or retarded and now deceased auntie and uncle.
Then
says 95% of your insurance dollars go to providers earlier in the thread.
Then
Argues logic and math with another poster.
You are a special kind of stupid.
I have clicked on and reviewed every link herein.
Please rebut my statements in a logical way. Your comment quoted above is typical left wing insulting without any logical thought or rebuttal. Explain to me why I'm wrong.
Posted on 12/11/24 at 9:29 pm to deeprig9
Have you told us which countries are taxing their citizens at 80% in order to provide them with discounted prescriptions?
Posted on 12/11/24 at 9:29 pm to HailHailtoMichigan!
Simple question… how much do you think doctors should make? The same as a teacher? Welder? Nurse?
Posted on 12/11/24 at 9:36 pm to JohnnyKilroy
Posted on 12/11/24 at 9:38 pm to HailHailtoMichigan!
So I’m supposed to feel bad for company making 20 billion a year?
Posted on 12/11/24 at 9:38 pm to HailHailtoMichigan!
Baw this is straight propaganda 
Posted on 12/11/24 at 9:39 pm to HailHailtoMichigan!
My number comes straight from the CDC, which has been keeping this stat for several decades.
Posted on 12/11/24 at 9:41 pm to deeprig9
quote:
Please rebut my statements in a logical way
That’s exactly what happened brother
Posted on 12/11/24 at 9:43 pm to HailHailtoMichigan!
Every type of professional makes more in the US than Europe.
Posted on 12/11/24 at 9:44 pm to JohnnyKilroy
quote:
The CDC says there are about 30 active physicians in patient care per 10,000 residents LINK US residents in 2024 is approximately 336 million 336M/10k = 336k active physicians in patient care nationwide. That includes specialists, surgeons, etc.
Here is a more direct estimate from AAMC:
quote:
In 2023, the United States had 1,010,892 active physicians of which 851,282 were direct patient care physicians, corresponding to 302 and 254 physicians per 100,000 population respectively.
quote:
In 2022, the United States had 989,320 active physicians (297 per 100,000 population) and 840,259 direct patient care physicians (252 per 100,000 population)
Plenty more stats within about distribution across specialties, geographies in there.
Posted on 12/11/24 at 9:46 pm to HailHailtoMichigan!
I'm sorry but how stupid are you, HailMichigan? I'm not sure if there is anyone dumber on TD and that is saying alot.
Let me describe UHC's business plan in terms that even an imbecile like you can comprehend:
1. Undercut other insurer's premiums --> consumer or small business thinks they are getting a better deal and switch to UHC to "save money" - this is the #1 way to make money - more premiums = easy cash flow.
2. Set up road blocks that disable consumer from acquiring health care required whether it be surgeries or medications by creating a convoluted system of prior authorizations, denials, etc.
3. If an insured manages to get through step #2, reimburse "provider" (this used to be called "doctor," but an insurance company might try to frame a nurse as equivalent because they don't have to pay them as much) less than competitors vis a vis shitty contracts
4.. Always pay as late and as little as possible. If the service is rendered on day 0, pay as close to day 90 as possible.
5.. Profit
A healthcare exec that can abide as closely to rules 1-5 will be most successful.
Another note, doctors have absolutely no control over what they charge for services - everything is set by the government's medicare fee schedule. There is no circumstance except for cash pay services (cosmetic, lifesyle, derm etc) that a doctor can decide to charge you an arbitary amount, the prices are set by uncle sam. Retard.
Let me describe UHC's business plan in terms that even an imbecile like you can comprehend:
1. Undercut other insurer's premiums --> consumer or small business thinks they are getting a better deal and switch to UHC to "save money" - this is the #1 way to make money - more premiums = easy cash flow.
2. Set up road blocks that disable consumer from acquiring health care required whether it be surgeries or medications by creating a convoluted system of prior authorizations, denials, etc.
3. If an insured manages to get through step #2, reimburse "provider" (this used to be called "doctor," but an insurance company might try to frame a nurse as equivalent because they don't have to pay them as much) less than competitors vis a vis shitty contracts
4.. Always pay as late and as little as possible. If the service is rendered on day 0, pay as close to day 90 as possible.
5.. Profit
A healthcare exec that can abide as closely to rules 1-5 will be most successful.
Another note, doctors have absolutely no control over what they charge for services - everything is set by the government's medicare fee schedule. There is no circumstance except for cash pay services (cosmetic, lifesyle, derm etc) that a doctor can decide to charge you an arbitary amount, the prices are set by uncle sam. Retard.
Posted on 12/11/24 at 9:49 pm to Hopeful Doc
Where the hell are all these docs? Every waiting room I go to is fricking packed these days waiting to see the two or 3 docs at the clinic.
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