re: Could you live off of $2300 a month after standard mortgage/utilities and car/insurance?

Posted by cfish140

Member since Aug 2007

7257 posts

Posted on 1/10/20 at 9:20 am to cubsfan5150

That’s about how much I was making in my lower 20s with a $900 a month rent and i managed it but was living paycheck to paycheck. If I would have had an emergency like my car breaking down I would have been screwed

Edit: my bad just noticed you said AFTER bills. That’s about how much I had before bills lol

This post was edited on 1/10/20 at 9:24 am

Posted by Scruffy

Kansas City

Member since Jul 2011

72193 posts

Posted on 1/10/20 at 9:24 am to cubsfan5150

Scruffy already does.

He doesn’t have kids, but he lives very, very comfortably with that income.

Posted by RogerTheShrubber

Juneau, AK

Member since Jan 2009

261680 posts

Posted on 1/10/20 at 9:24 am to cubsfan5150

Yep.

Posted by cubsfan5150

Member since Nov 2007

15789 posts

Posted on 1/10/20 at 9:47 am to TomTheGhost

Pay is around $7700 a month before taxes... The $2300 is after all of the must pays. After I sell my house in South Georgia it should add around $1700 a month back in my pocket.

Posted by yellowfin

Coastal Bar

Member since May 2006

97719 posts

Posted on 1/10/20 at 9:49 am to cubsfan5150

Could I?
Sure

Would I?
Never

Posted by RogerTheShrubber

Juneau, AK

Member since Jan 2009

261680 posts

Posted on 1/10/20 at 9:52 am to SDVTiger

quote:
no never especially where I live

Well he's talking about after paying for housing and vehicle expenses.

Posted by SDVTiger

Cabo San Lucas

Member since Nov 2011

74290 posts

Posted on 1/10/20 at 9:53 am to RogerTheShrubber

quote:
Well he's talking about after paying for housing and vehicle expenses.

Yeah I know and the answer is no I could not

Posted by Salmon

On the trails

Member since Feb 2008

83630 posts

Posted on 1/10/20 at 9:56 am to SDVTiger

quote:
Yeah I know and the answer is no I could not

then you are retarded when it comes to money

Posted by BabyTac

Austin, TX

Member since Jun 2008

12277 posts

Posted on 1/10/20 at 10:00 am to cubsfan5150

I cant live on less than $15,000/month.

Posted by SDVTiger

Cabo San Lucas

Member since Nov 2011

74290 posts

Posted on 1/10/20 at 10:09 am to Salmon

quote:
then you are retarded when it comes to money

Or maybe I dont live in a shithole part of the country and want to go out live life

Posted by CharlesLSU

Member since Jan 2007

31929 posts

Posted on 1/10/20 at 10:13 am to cubsfan5150

Our AMEX runs $8500 (lowest) to $12500 a month......so, no.

ETA: that does include various bills to take advantage of points.

This post was edited on 1/10/20 at 10:15 am

Posted by auzach91

Marietta, GA

Member since Jan 2009

40260 posts

Posted on 1/10/20 at 10:17 am to cubsfan5150

$2300 AFTER rent and utilities?! absolutely. wouldnt even be tough.

Posted by Salmon

On the trails

Member since Feb 2008

83630 posts

Posted on 1/10/20 at 10:17 am to SDVTiger

quote:
Or maybe I dont live in a shithole part of the country and want to go out live life

but that isn't what you said

you literally said you couldn't live on that budget

Posted by sjmabry

Texas

Member since Aug 2013

18503 posts

Posted on 1/10/20 at 10:25 am to cubsfan5150

Geaux Air Force!

Posted by prostyleoffensetime

Mississippi

Member since Aug 2009

11470 posts

Posted on 1/10/20 at 10:26 am to cubsfan5150

Yeah, no problem. Even when maximizing mine and wife’s retirement account. I don’t have kids though, and work pays for my gas.

It would get hairy with children probably.

Posted by KiwiHead

Auckland, NZ

Member since Jul 2014

27730 posts

Posted on 1/10/20 at 10:26 am to cubsfan5150

In Spokane you probably will have cheap electricity, but that being said, you probably will not have to use your AC for about 5 months out of the year.

You are kinda in the middle of nowhere....Seattle about 5 hours away on a good day. Boise about 3.

I am surprised that affordable good housing is not plentiful in that area

Posted by cubsfan5150

Member since Nov 2007

15789 posts

Posted on 1/10/20 at 10:26 am to TomTheGhost

Spokane isn't necessarily cheap. Rental market is really tight and anything below $1500 a month is either a small apartment or a shitty house and I wanted to get into base housing because it's my last duty station and there are no deposits or fees and the utilities are included.

This post was edited on 1/10/20 at 10:36 am

Posted by cubsfan5150

Member since Nov 2007

15789 posts

Posted on 1/10/20 at 12:27 pm to KiwiHead

quote:
You are kinda in the middle of nowhere....

Have you ever lived in the middle of nowhere? My last three assignments have been just that and the locals know exactly how much our housing allowance is and adjust their rents accordingly... not a in a good way.