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Started By
Message
Commercial insurance is crazy expensive
Posted on 2/12/21 at 3:17 pm
Posted on 2/12/21 at 3:17 pm
Just renewed commercial insurance for $11,897 for 6 months. Are any of you guys in the insurance industry? Need help with getting the price down . Rates are 100,000 cargo And 1,000,000 liability . Thanks
This post was edited on 2/12/21 at 3:18 pm
16
Posted on 2/12/21 at 3:18 pm to Threauxdat
quote:
Need help with getting the price down
pay in full.
Posted on 2/12/21 at 3:21 pm to Threauxdat
My wife works in commercial insurance and her boss, one of his main clients, and the defense attorney who handles the claims all just went to Vegas. The bill at the steak house one night was $5,000 and the lawyer picked it up.
Thats’s all I got. And the torts have been reformed so don’t blame me
Thats’s all I got. And the torts have been reformed so don’t blame me
This post was edited on 2/12/21 at 3:22 pm
Posted on 2/12/21 at 3:26 pm to Chad504boy
Lol that was payed in full !!add two grand to that total if you finance lol
This post was edited on 2/12/21 at 3:27 pm
Posted on 2/12/21 at 3:27 pm to Threauxdat
Thanks Gordon.
Posted on 2/12/21 at 3:28 pm to Threauxdat
quote:
Lol that was payed in full !!add two grand to that total if you finance lol
see.... you're ahead of the game bro.
Posted on 2/12/21 at 3:37 pm to Chad504boy
It doesn’t feel like I’m ahead of the game. Every little thing makes the insurance go up. If
Someone hit me my insurance goes up. If state police pulls me over for a inspection my insurance goes up. It’s tough out on that super slab
Someone hit me my insurance goes up. If state police pulls me over for a inspection my insurance goes up. It’s tough out on that super slab
Posted on 2/12/21 at 3:38 pm to Threauxdat
Why buy insurance against commercials?
I'll see myself out.
I'll see myself out.
Posted on 2/12/21 at 3:41 pm to Threauxdat
quote:
Need help with getting the price down .
Moved to ST. George and my rates dropped by a third.
Posted on 2/12/21 at 3:42 pm to kywildcatfanone
Poor thing....... that seemed funny in your head ?
Posted on 2/12/21 at 3:43 pm to Threauxdat
What industry are you in and where is your business located? I can help.
Posted on 2/12/21 at 3:47 pm to Threauxdat
quote:
Commercial insurance is crazy expensive
Yes it is. I can tell you some stories.
I was in the industry for the last 4+ years up until early December. Trying to get back in as we speak.
Wish I could help you right now.
I can tell you some stories about the costs.
One client was paying $19k/month for their autos (big fleet and heavy losses).
Posted on 2/12/21 at 3:49 pm to Threauxdat
Auto coverage in Louisiana is a VERY hard market and won’t be changing any time soon.
Who is the carrier and what are you hauling?
What agency? Mom and pop or national?
Must be a Progressive policy if it’s a 6 month premium
Who is the carrier and what are you hauling?
What agency? Mom and pop or national?
Must be a Progressive policy if it’s a 6 month premium
This post was edited on 2/12/21 at 3:53 pm
Posted on 2/12/21 at 3:49 pm to boosiebadazz
quote:
And the torts have been reformed so don’t blame me
not enough apparently
I can insure my car for 1/4 the cost in another state.
that's fricking obscene
Posted on 2/12/21 at 3:53 pm to Threauxdat
My work uses Captcha insurance. The premiums are close to what we'd pay with regular insurance, but with no claims, we get part of the premium back.
But captchas are only good if you're prepared to settle most claims out of pocket, except for large claims.
But captchas are only good if you're prepared to settle most claims out of pocket, except for large claims.
This post was edited on 2/12/21 at 3:54 pm
Posted on 2/12/21 at 4:08 pm to Snoopy04
Trucking industry
South la
South la
Posted on 2/12/21 at 4:10 pm to CMBears1259
Single truck LLC
Haul general freight
Stay in state “ they don’t know that “
I am with progressive Ha
Broker is dwight Andrus
Haul general freight
Stay in state “ they don’t know that “
I am with progressive Ha
Broker is dwight Andrus
This post was edited on 2/12/21 at 4:13 pm
Posted on 2/12/21 at 4:14 pm to Threauxdat
Trucking is a hard market right now. You can thank the billboards. That price sounds in line with trucking that I’ve quoted recently
Posted on 2/12/21 at 4:27 pm to Threauxdat
Not sure if these 2 carriers will write it, but Andrus should have QEO (maybe) and RISCOM (definitely).
Besides Progressive, those are probably the best 2 carriers in Louisiana right now.
Besides Progressive, those are probably the best 2 carriers in Louisiana right now.
Posted on 2/12/21 at 4:32 pm to ChandlerB03
quote:
Trucking is a hard market right now. You can thank the billboards. That price sounds in line with trucking that I’ve quoted recently
Conversation I’ve had a ton with clients/prospective clients.
Price seems a little high for 1 truck unless he’s got some losses or it’s a heavy.
I had an HVAC client (9 service trucks) I put with progressive in August that was ~$28k for 6 months.
This post was edited on 2/12/21 at 4:35 pm
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