Snoopy04

That's a lot of individual stocks and I recognize maybe 8 of them. I do like having stocks that could carry substantial growth in a roth due to the tax advantage, but you run the risk of having winners and losers really counter themselves due to high volatility.

Do you also have holdings in any blue chips and/or index funds? These help buffer the big swings your individual stocks that are more speculative have.

Idk the make up of your portfolio, but for the speculative plays that are down 50% your biggest risk (aside from losing your investment) is time cost. The stocks down 50% may be able to have a massive swing up and make up ground but it may take a while. Time that your money could be sitting in a safer growth play.

It's all about allocating your risk. If you have your buckets dedicated to certain strategies then just stick to that.

Not to add on to the somberness of one passing away, but you said your dad has his own life issues. Are you thinking it's a short time window until his passing, or is it manageable where you think he still has a 10-15+ year window remaining.

Do you anticipate needing all $100K for him? Will what's left become yours at some point?

I would get with an advisor to map out whatever time frame you think he has left, respectfully, and manage the $100K accordingly. Put the amount that is for sure going to be needed into a HYSA or whatever other safe parking account is suggested and let it grow conservatively without risk of downside.

Then the remaining amount put into an index fund and let it ride for when it comes time you need it. You can handle market volatility and over time it will earn more than sitting in a HYSA or similar approach.

Depends how you want to manage your portfolio. Are you wanting it to be, invest and leave it be until retirement? If so, ETFs probably the conservative safe play. If you're going to be a daily manager of the portfolio and dedicate time to do research, then throwing in some single stocks that can run up higher than ETFs for stronger ROI is something to consider.

I started about 2.5 years ago and have done fairly well with having some luck catching momentum plays like PLTR and recently HGRAF. Admittedly, those two alone make my unrealized gains % looked very skewed as I got into PLTR at $13-$18 and HGRAF at $0.42, but removing those outlying performances, the portfolio is still looking strong with a hybrid approach of ETFs and single stocks.

My novice advice is to read and pay attention to the market trends. The more you do your homework, the "easier" it is to make investments you feel confident in rather than throwing money into it with nothing more than a hope and a prayer it works out. Don't try to find the perfect time either. "time in the market beats trying to time the market"

Have a plan or strategy in mind and stick to it. Patience and discipline will lead to more consistent success than going on tilt chasing the moonshots. I've strayed a few times from my "rules", but not before assessing the risk and understanding the potential outcome of going outside my rules.

I really enjoy the research and numbers crunching of the market so it helps me keep a pulse on what my portfolios are doing.

TL/DR: if you're wanting to invest and never look at it again until retirement, index funds/etfs. if you want to manage it daily, weekly, etc., include individual stocks you do homework on that are more likely to outpace the market during a timeframe you are targeting.

Good luck :cheers:

frick you Camineiro

As I've stated before....higher highs and higher lows are all we longs should be concerned with. if you're the type who accumulates, then you should drooling at these sell off dips and buy more. if you went heavy at the beginning with all your powder then just sit back and enjoy the ride with all the bumps it has.

Sheesh. Tell me Red Bull hasn't practiced post quali/race interviews with Hadjar without telling me...

Quali time baby!!!!!

I think there will be some buying opportunities in the next week or two. High beta stocks take the first big hits when geopolitical uncertainty hits the market. Looking at a great phase of accumulation and entry point(s) for new investors that have been hesitant after a big run.

Higher lows and higher highs! :dude:

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