Favorite team:LSU 
Location:Republic of Texas
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Number of Posts:3333
Registered on:8/25/2015
Online Status:Not Online

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I've done 3 HELOCs
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finishing up the 3rd HELOC right now for about $316k.

Jeezus Christ! Do you own multiple properties that you're doing these for? I'm not very familiar with HELOCs but even just one for that amount seems like you added a west wing to the dwelling, haha.
Haven't tried making any trades yet, but my app is working fine.

re: Spec Play - HGRAF

Posted by Snoopy04 on 8/7/26 at 8:31 pm to
holy shite. all of you saying your shares went long had me go check mine. how the fug has it already been a year!!?? mine went long back in july. that was one of the quickest years of investing in something i've experienced.

i swear i was "do your due diligence" pushing this stock after buying what feels like 6 months ago :lol:
Send viral link for proof then ask Hawk Tuah girl for advice. It went well for her.

re: Anyone still in PLTR?

Posted by Snoopy04 on 8/4/26 at 1:37 pm to
Been in it since and with a DCA of $18.

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Help me help me with understanding your confidence (vs my worry).


I'm overly cautious in information I input into AI. If I want it to review my current portfolio(s), I literally just copy and paste the raw data not including account number specifics. Not even the last 4 digits of any account. Sometimes I'll even use the snippet tool on my PC cause it's quicker and looks cleaner, but again I don't snippet any information that could be linked to me directly.

I just want the analysis based on numbers. ChatGPT doesn't give a fug about the account numbers nor does it care which brokerage firm or app you are using.
I have a certain stack of investments it advised me to take positions on. I even told it the budget I was allocating and it broke it out for me on suggested amounts for each stock. Micron is my highest ROI at 256% but was over 300% at some point. AVGO is my lowest at 5% with the entire stack of companies sitting at an overall gain of about 50% YTD. And that’s after a pretty strong sell off the last couple months. These stocks were purchased the final week of 2025 to put that into perspective.

I’ve said it before, it’s a useful tool but the more specific you can be with your prompts the more optimal it will be. One thing it won’t prepare you for are unforeseen events with drastic implications. Not that anything can but what I mean is it won’t suggest to keep an eye on current events by itself. Not unless you ask it to consider the possibility of whatever event you can think of. And only then it might suggest a more cautious approach but that’s about it.

It’s been a good education tool for me. I maxed out my IRA contributions and basically started using it to teach me options and strategies that fit my risk tolerance and goals for my brokerage account. Beginners luck maybe, but my first option trade yielded me a 40% profit but admittedly I was impatient and sold too early. Coulda gotten closer to 100% or more but you can’t look at it that way.

I will continue to use it cautiously and as an added tool but I’ll never depend on it solely without other due diligence.
Commercial auto insurance for contractors is outrageous. At least here in Texas. Can't imagine it much different in Louisiana since injury lawyer billboards are everywhere just like here.

As long as he is self performing the work then standard General Liability will be sufficient for most jobs. You mention doing commercial work. Some clients may require Umbrella coverage as well. Workers comp should be purchased whether required or not. It's sole remedy if needed.

If he starts to sub out other parts of the job, he will need a strong subcontract agreement with transfer of risk and indemnity protection to his LLC. I also advise he only use insured subcontractors when that time comes. Uninsured subs' work will fall back on the LLC no matter who did the work.

Find a good agent in Louisiana and they'll advise you much the same above and then some.

re: Alpha Dog

Posted by Snoopy04 on 7/31/26 at 10:27 pm to
Great fuggin movie.

RIP x2. Anton Yelich and the dude he played (Zack Mazursky). He would have had a solid career if not for that tragic accident.

Ben Foster played the psycho brother so damn well. That may have been my introduction to him.

Emile Hirsch is an interesting actor. I can't tell if I really like him or I just really like the movies I've seen him in. Alpha Dog, Lords of Dog Town, Girl Next Door, Savages, Lone Survivor.

Timberlake is overhated in his acting. I thought he played his character well in this. His NSYNC days and how the industry presented him during that frosted tips pop culture look overshadowed his acting ability. He's not oscar worthy by any means, but in all his roles I've seen him play his acting comes off pretty smooth.
Bring it. Got plenty of cash to dump into it and plenty of runway until retirement to watch that rebound.
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Why do you do this to yourself?

And then they get all pissy when you comment how pointless it is cause time after time after time, NOTHING EVER HAPPENS!

They did the same shite and went all sensitive a few weeks ago after posting about Trump announcing voter fraud in his special press conference and me saying nothing will happen. Still waiting for the justice on that "bombshell".

But hey, keep on posting those headlines bub! :cheers:
What is long term to you? What is short term?

Stocks with solid growth potential over next year: Research the AI infrastructure phase. Handful of industries that are the "picks and shovels" of that. If you can't decide on individuals, go SMH. This ETF holds a lot of the companies seeing boosts from all the CAPEX occurring.

Long Term Buy and Hold: i'd just stick with any etf/index fund like VOO, SPY, or something similar. individual stocks...Software companies. Cyber security companies. Software has seen downward trends due to rotation, but eventually the tides will turn back in their favor after the CAPEX phase plateaus. Software is on discount right now. There might still be some downward movement in the short term, but long term these have great opportunity in my opinion. They will be the operating systems for all of the CAPEX build outs. NOW, PLTR, CRWD are some i carry. Admittedly, my PLTR has a very low cost basis ($18) so I'm biased to that. I think it could still see downward movement so I would advise to DCA whatever amount you would think to invest at its current stock price. If $2,500 was your target, I'd probably split it up into a few lot purchases over a specific timeline.

High Risk Short Term: for gambling, just be sure you're okay with losing what you put in. or at least be able to stomach volatility. HGRAF, quantum stocks, nuclear. Not sure what short term means to you, but these types of stocks have huge swings on announcements. High Risk Short Term success comes from staying on top of meaningful news and updates from whatever company you're looking at. HGRAF can have 20% swings in a single day.

Good Luck. Share what success you have later on. I've hopped on a few winning stocks based on threads and posts in this forum. :cheers:
Here's your pat on the back for a good job.

The only thing that irritated me about your post is the wife not wanting to travel cause of dogs. I absolutely loved my dog, but it never hindered me from traveling. Hell, with all the money you say you have, board those pups in a high dollar place where they can stay in the same room and be pampered all day. Then go travel worry free.
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Senator Mike Gabbard and Carol Gabbard released this statement: "Our oldest son Bhakti has had mental issues in the past but has been doing well for the last 10 years. Several days ago, he started acting erratically, as a result of smoking pot. His wife kicked him out of the house, so he’s been sleeping on the streets. He gave away his car to a homeless person; lost his ID and phone and has no money. He’s renamed himself, Batarti, and also Jim Morrison Jr., as he’s having delusions of being a rock star.

re: The Hawk - Netflix

Posted by Snoopy04 on 7/17/26 at 10:35 pm to
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His “son” is one terrible actor.

LEAP options - new to it. Suggestions?

Posted by Snoopy04 on 7/16/26 at 1:16 pm
I've been hitting the equity and ETF markets pretty hard the last 3-4 years and have seen some pretty good success. Easy to do when markets just continue to rise and you can stomach rotations and corrections.

I maxed out my retirement contributions for the year and have been looking at other ways to invest within my taxable brokerage account. Done some homework and I like the idea of LEAP calls so I can risk less upfront on equities I have confidence in long term. My goal would be to sell the contract before expiration.

What strategies and stocks do those of you who utilize LEAP options go with?

TIA :cheers: