re: Can anyone here admit that a lot of hardworking young people are fricked?

quote:

---

The mid range SUV I bought was close to 2/3rds of my then-annual pay, which is about where an average car today falls for my daughter on her engineering salary.

---

does she live in a tent? how in the world does one spend 2/3rds of their annual salary on an suv?

quote:

---

Other than not buying a morning Starbucks, what can you offer?

---

Make sure you are invested 100% in the stock market and if you want to set it and forget it put it in an S&P500 fund or ETF. No 60/40 bond BS even in retirement. And don’t pay these money manager fees that take 1% no matter what the market does. S&P500 index. Done.

Spend less than you earn. It’s not just Starbucks. That’s just one straw of many that are breaking your back.

Pivot if your current career isn’t making you enough. No one is entitled to do what they love for a living and make it.

No one owes you anything. Take control of your future.

Choosing your spouse is the biggest decision you make. It ain’t all about how good the pussy is.

It’s OK to complain but let’s put more energy into a solution.

Do things yourself and stop paying people to do everything. With YouTube and the internet, you can damn near fix anything yourself.

Stop watching TV, reality shows, whatever. They didn’t call it the boob tube for nothing. A colossal waste of time. I haven’t watched TV in probably 25 years. Wish I never did.

People play online games for too much time. I like playing them too but it’s a time suck.

Always keep learning. Knowledge is power.

Learn how to teach yourself that way you don’t have to rely on others to get knowledge.

A wise man learns from others mistakes. Observe others.

Maximum effort always.

Now I’m not successful at doing all these things always. I’m human. Get lazy, etc. but I try.

quote:

---

though carter, clinton, obama, and biden ruined the country by getting rid of jobs and making everything too expensive

---

So, Fed activity with cheap money from 2001 until almost forever? Do you want low mortgage rates or not? I like 25% interest on credit cards, at least now it makes people pay attention.

But don't be disingenuous and claim it was only democrats that argued for lower rates for home ownership, etc. If you're going to include Carter in that group, you need more explanation. Shitty president, but most of the OT will just go (RRR, Democrat, bad!) and not be intellectually prepared to deal with the slightest pushback. Like how the Clinton "peace dividend" created Halliburton and KBR which made a lot of people rich, but that it was the (R) congress that arguably balanced the budget for him.

Don't be so pedantic as saying shite like "rid of all the jobs and making everything too expensive." You're better than that. The COVID infusions started during Trump, and fed with diesel during AutoPen did it all, along with interest rates that were too low to reflect reality. Oh, and congressional spending. Those retards like Maxine Watters that people keep voting for.

An HVAC journeyman cert costs $4500. That's the cost of one master's degree class. Are you telling your kids to learn a trade (with the outcome how to run a successful business being the point, clearing 200k+ and taking afternoons off, not sweating in an attic?) Or are you ashamed to tell your friend group they're not going to university?

Interdisciplinary studies, but at least you have a degree, amirite?

Granny Clutch…that’s cute. Care to race?

I don’t disagree with your points. But elder people shouldn’t be forced into Wall Street for a decent return on their savings. Fed interest should be minimum 9%.

And I would wax your arse

You are right. You are fricked. Sit on the stoop drinking all day on welfare.