re: Business owners - how much are you charged for debit card fees?

quote:

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I still fail to see why it's so objectionable that customers simply pay the fee a small business gets charged for the customer choosing to use a card for their convenience?

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I think they key is "discount for cash or check." Raise your prices without shame. I will 100% pay with cash if it logs fewer expenses for you, how you choose to treat that during tax time is none of my business, but I'm not going to be a witness against you.

Based on the transaction type you've described ($1k+,) I think you can pull that off. An independent gas station offering $3% off a $6.71 transaction would be laughed at. Older folks, and people like me, will gladly drive to an ATM to save $80 or similar. The glass guy I visited in Katy a few months ago was clear, it was $60 in cash, or $70 by card. I doubt almost anyone pays with card. I know it's not the 3% or so per transaction, but he created a very clear incentive to just pay him in cash, and I was down.