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Auto insurance rates are crazy, can you recommend me a broker?

Posted on 8/7/25 at 11:55 am
Posted by HoustonGumbeauxGuy
Member since Jul 2011
32581 posts
Posted on 8/7/25 at 11:55 am
I was told goose head

Any other recommendations from the folks on here based on good experiences?
Posted by Chad504boy
4 posts
Member since Feb 2005
175021 posts
Posted on 8/7/25 at 11:57 am to
call london direct. skip all the middle men. tell them you want to purchase your own auto slip and you ain't ever had no claims befo.
Posted by ChatGPT of LA
Member since Mar 2023
4061 posts
Posted on 8/7/25 at 12:00 pm to
Can you give a bit more breakdown? You mean Lloyd s of London?

TIA
Posted by Bjorn Cyborg
Member since Sep 2016
33781 posts
Posted on 8/7/25 at 12:16 pm to
Limu Emu
Posted by terd ferguson
Darren Wilson Fan Club President
Member since Aug 2007
113781 posts
Posted on 8/7/25 at 12:22 pm to
quote:

Limu Emu


...and Doug
Posted by AncientTiger
Mississippi- Louisiana - Destin
Member since Sep 2016
1838 posts
Posted on 8/7/25 at 12:22 pm to
USAA if you are eligible.
Posted by 4mileduckman
orig from lake charles
Member since Jan 2013
911 posts
Posted on 8/7/25 at 12:24 pm to
I used goosehead. Significant savings. And keeps going down a bit every 6 months. Switched from allstate to progressive. Im in Houston as well
This post was edited on 8/7/25 at 12:25 pm
Posted by LSUGUMBO
Shreveport, LA
Member since Sep 2005
9466 posts
Posted on 8/7/25 at 12:58 pm to
I’m in the process of switching from Progressive to Geico. 18 months ago, we switched from USAA to Progressive because USAA was going to double when I added my 16 year old with no car. Progressive has increased the last 2 renewals and now we’re adding another car, so I shopped it and Geico was about $250 cheaper for 6 months with the new car.

I just ran the numbers on Goosehead and Geico was still much cheaper.
Posted by Deep Purple Haze
LA
Member since Jun 2007
67510 posts
Posted on 8/7/25 at 1:00 pm to
i h8 those frickers
Posted by jrobic4
Baton Rouge
Member since Aug 2011
11853 posts
Posted on 8/7/25 at 1:03 pm to
quote:

goosehead


Is a franchise brokerage. They are no different than Joe's insurance on Main Street, except they have a franchise fee and revenue sharing agreement. TWFG (Woodlands Financial Group) is the same setup
This post was edited on 8/7/25 at 1:05 pm
Posted by ChuckUFarley
Up in heh!
Member since Jun 2022
463 posts
Posted on 8/7/25 at 2:17 pm to
I just switched to Goose Head and the rates are unbelievable!! Im paying half of what I paid with Progressive. Agent Neil Roshto
Posted by ManWithNoNsme
Member since Feb 2022
924 posts
Posted on 8/7/25 at 2:21 pm to
Progressive is who I went with. Saved me thousands from Travelers
Posted by touchdownjeebus
Member since Sep 2010
25722 posts
Posted on 8/7/25 at 3:29 pm to
Dude, my daughter just turned 16 and the quotes did Louisiana are INSANE.

The USAA rep gasped, lol.
Posted by LSUGUMBO
Shreveport, LA
Member since Sep 2005
9466 posts
Posted on 8/7/25 at 3:39 pm to
quote:

Dude, my daughter just turned 16 and the quotes did Louisiana are INSANE. The USAA rep gasped, lol.


USAA can’t compete in Louisiana anymore. When I called to cancel, there was no effort at retention. I was paying about $1200 every 6 months for wife and I with 2 cars. Rate was going up to $2400 just to add the 16 year old driver, then even more for a car. I finally had to draw the line. My new policy with Geico is going to be $1350 for 6 months for 3 cars, 3 drivers. I’ll be shopping at every policy renewal from now on.
Posted by WylieTiger
Member since Nov 2006
14351 posts
Posted on 8/7/25 at 3:39 pm to
AllState has me by the balls. I saw a quote in an old email from 10 yrs ago. It's insane how much it has increased over that time for the same coverage, same-ish vehicle status.

Posted by touchdownjeebus
Member since Sep 2010
25722 posts
Posted on 8/7/25 at 4:10 pm to
You don’t live in New Orleans, do you? I’d do illegal shite for those quotes.
Posted by LSUGUMBO
Shreveport, LA
Member since Sep 2005
9466 posts
Posted on 8/7/25 at 7:38 pm to
quote:

You don’t live in New Orleans, do you? I’d do illegal shite for those quotes.


Maybe we get Texas auto rates up here in Shreveport
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