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Started By
Message
re: Auto Insurance - What ya got?
Posted on 4/24/17 at 9:34 am to Chad504boy
Posted on 4/24/17 at 9:34 am to Chad504boy
quote:Do you really want me to break it down by saying liability, comp and collision, etc?
there it is folks. the full coverage guy.
The point I was making is that it's not just state minimum liability.
This post was edited on 4/24/17 at 9:36 am
2
Posted on 4/24/17 at 9:35 am to 50_Tiger
In 2015, I had a front wheel axle break on a 04 Yukon with 280K miles.
Geico gave me almost $10K for the Yukon when the repair quote came in close to that amount. They did not raise my rates.
I happily accepted their offer.
the whole process took less than 2 days
Geico gave me almost $10K for the Yukon when the repair quote came in close to that amount. They did not raise my rates.
I happily accepted their offer.
the whole process took less than 2 days
This post was edited on 4/24/17 at 9:36 am
Posted on 4/24/17 at 9:36 am to CypressTrout10
I have State Farm, but the statewide (LA) rates just went up so I'm considering changing. Probably already mentioned, but the general rates in Louisiana are insane compared to other states. I lived in Mobile and it was nice to be able to pay so much less. Moved to Louisiana and proceeded to immediately get bent over. Louisianians cannot drive for shite.
Posted on 4/24/17 at 9:38 am to sweetwaterbilly
I actually saved over $100 bucks a month by switching to Geico from Liberty Mutual for the same coverage.
Posted on 4/24/17 at 9:39 am to sweetwaterbilly
Statefarm, because Wife had it on house and her car, so i went with them also.
Had Geico, and they were nothing but perfect. Got shite taken care of in minutes, took care of me, and helped me in any way.
I think were getting taken to woodshed by State Farm, they do like to screw people. But wife pays for the shite, so no cares given.
Had Geico, and they were nothing but perfect. Got shite taken care of in minutes, took care of me, and helped me in any way.
I think were getting taken to woodshed by State Farm, they do like to screw people. But wife pays for the shite, so no cares given.
Posted on 4/24/17 at 9:41 am to PrimeTime Money
How much do you save with the drive safe thingy?
Posted on 4/24/17 at 9:43 am to PrimeTime Money
quote:
Do you really want me to break it down by saying liability, comp and collision, etc?
huge difference between carrying 25/50/25 limits and 100/300 or 250/500. low liability limits is a far cry from full coverage. Just an insurance pet peeve.
Posted on 4/24/17 at 9:44 am to CypressTrout10
Safeco. My rate went down last year and stayed the same this year. You have to have a great driving record though.
Posted on 4/24/17 at 10:16 am to CypressTrout10
Electric insurance. ~$385/month for 3 vehicles.
Posted on 4/24/17 at 10:17 am to CypressTrout10
Geico
Posted on 4/24/17 at 10:30 am to sweetwaterbilly
quote:
Louisianians cannot drive for shite.
It's not that people in LA can't drive.
It's our litigation happy culture
The state of our roads
And I'd like to think, in part, outlet drive thru daquari stores.
(Last one is pure conjecture)
Posted on 4/24/17 at 10:33 am to CypressTrout10
Farm Bureau. I pay around $1300/year for full coverage on 2 vehicles.
Posted on 4/24/17 at 10:38 am to lsunurse
5% To begin with but as it monitors your driving it could be better. national average is 10-15%
Posted on 4/24/17 at 10:40 am to ForeverLSU02
I just switched from Liberty Mutual after 20 years. They continued to increase the cost with no claims on my part. I switched to AAA and am saving $600 a year for the same coverage.
Posted on 4/24/17 at 10:40 am to CypressTrout10
see chadboys post. We all had rate increases due to the floods in north la and then the floods in south la. then there were a few major hail storms last year also.
Posted on 4/24/17 at 10:45 am to LSUgolf
Can rates also go up with it for whatever they would consider unsafe driving?
Posted on 4/24/17 at 10:45 am to BamaCoaster
quote:
It's not that people in LA can't drive. I've lived in 9 different states and have never experienced as many highway shutdowns as I have in LA
It's our litigation happy culture Yes, but this is a national phenomenon and therefore every americans rates go up from it
The state of our roads LA has far and away the worst roads in the country
And I'd like to think, in part, outlet drive thru daquari stores. LA has the highest DUI rates in the country but let's be honest, it isn't from the drive thrus
This post was edited on 4/24/17 at 10:46 am
Posted on 4/24/17 at 10:48 am to EventHorizon
no the minimum discount with Drive safe and save is 1% it will not increase your rate if you are a bad driver.
Posted on 4/24/17 at 10:50 am to BamaCoaster
quote:
It's not that people in LA can't drive. It's our litigation happy culture The state of our roads And I'd like to think, in part, outlet drive thru daquari stores. (Last one is pure conjecture)
While most of your points are correct, people in LA are shitty drivers. No other way around it. They are the worst I've ever seen.
I've lived and driven in six different states and Louisiana drivers are absolutely awful. Just general incompetence when driving.
Posted on 4/24/17 at 10:56 am to sweetwaterbilly
Geico. I took the AARP defensive driving course and saved some money from that. Geico's always been very helpful.
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