Anyone ever had to hire an auto appraiser to counter insurance appraisal?

Just tell them your neck is starting to hurt. Go to a chiropractor twice a week and run up a big bill. frick insurance companies. Pay all that premium and they try to frick you every time.

What are you trying to do?

Include diminished value in your claim.
It's insurance jargon that adjusters never offer. They have to pay you.
There's a calculation called like 17c or something. Google it.

Basically, since your car was in an accident, the blue book value dropped. Depending on the severity of the accident, you could reap an extra couple thousand which would pay for your stupidity and hiring an independent adjuster.

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Include diminished value in your claim.
It's insurance jargon that adjusters never offer. They have to pay you.
There's a calculation called like 17c or something. Google it.

Basically, since your car was in an accident, the blue book value dropped. Depending on the severity of the accident, you could reap an extra couple thousand which would pay for your stupidity and hiring an independent adjuster.

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Car was totaled. Diminished value is not on the table.

What state? Do you know what they used to establish the value?

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Everything I'm finding that matches exactly as I packaged it new is between $30k to $34k on the internet.

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Your car is used

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What state? Do you know what they used to establish the value?

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Texas. They had three comps. Same model, same trim, but not same package add-ons. I pointed out to them they were not making a fair comparison. I even provided them with comps that were exactly the same as my car, and gave them the links to the cars. They didn't care.

What it cost New doesn’t matter. Cars are paid actual cash value unless you have new car replacement on your insurance.

you must suck as a negotiator

how far apart were you?

My third follow-up is in 9 days.