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re: Anyone bank with Capital One? Missing direct deposit

Posted on 6/1/23 at 8:42 am to
Posted by GetCocky11
Calgary, AB
Member since Oct 2012
53319 posts
Posted on 6/1/23 at 8:42 am to
quote:

Local credit unions > big banks


Meh, Wells Fargo has always been fine for me for basic checking.
Posted by soccerfüt
Location: A Series of Tubes
Member since May 2013
70359 posts
Posted on 6/1/23 at 8:43 am to
quote:

I'm terrible at checking for my paycheck, and probably wouldn't know it didn't go through for a couple of days.
Email notice, I only open the app to pay my bill monthly (hypothetically).
Posted by lsufan9193969700
Madisonville
Member since Sep 2003
55708 posts
Posted on 6/1/23 at 8:44 am to
quote:

day early with an email saying I received it.


I get these emails. They always say, "Congratulations...!" Congratulations, C1? I fricking worked for 2 weeks. No Congratulations required...
Posted by TDTOM
Member since Jan 2021
21246 posts
Posted on 6/1/23 at 8:48 am to
Find a new bank.
Posted by SomethingLikeA
Member since Jul 2013
1209 posts
Posted on 6/1/23 at 8:57 am to
quote:

My direct deposit is always a day early


A day earlier than what?
This post was edited on 6/1/23 at 8:58 am
Posted by Tortious
ATX
Member since Nov 2010
5503 posts
Posted on 6/1/23 at 9:01 am to
quote:

Wells Fargo


Good for you, but they may be the worst of all nationals.
Posted by soccerfüt
Location: A Series of Tubes
Member since May 2013
70359 posts
Posted on 6/1/23 at 9:02 am to
quote:

A day earlier than what?
Than the FDIC regs required them to deposit it.
Posted by GetCocky11
Calgary, AB
Member since Oct 2012
53319 posts
Posted on 6/1/23 at 9:07 am to
quote:

quote:
Wells Fargo


quote:

Good for you, but they may be the worst of all nationals.



Idk what to tell you. My money deposits into my WF account 2 days early, I'm able to pay my bills from my WF account, and I can use the 3rd party money apps with my WF account.

Maybe their other products suck, but I don't see how their checking account is any better/worse than another big national bank's checking account.
Posted by VABuckeye
NOVA
Member since Dec 2007
37624 posts
Posted on 6/1/23 at 9:16 am to
One of my employees had the same issue today with Capital One Bank.
Posted by VermilionTiger
Member since Dec 2012
38304 posts
Posted on 6/1/23 at 9:34 am to
quote:

A day earlier than what?


A day earlier than when Im supposed to be paid

Pay day is Wednesday. A year or so ago capital one announced early direct deposit and I get it on Tuesday. Non capital one employees get paid on Wednesday

Maybe I’m getting it on time and they are getting it a day late
Posted by SomethingLikeA
Member since Jul 2013
1209 posts
Posted on 6/1/23 at 9:47 am to
I was just messing with you

When you’re used to getting paid on Friday, it’s nice to get it Thursday. :)

But then when you’re getting paid every other Thursday, you’re still getting paid every 14 days. You only got paid early once, the first time haha.

I remember them marketing the get paid early and was like wait, only the first time is early
This post was edited on 6/1/23 at 9:48 am
Posted by Areddishfish
The Wild West
Member since Oct 2015
6333 posts
Posted on 6/1/23 at 9:54 am to
I never get it at the exact same time each deposit. It's always a couple days early though.
Posted by Rebel
Graceland
Member since Jan 2005
138235 posts
Posted on 6/1/23 at 10:02 am to
Do you know your ESG score?

People with low ESG scores will continue to be slow and short paid.
Posted by pwejr88
Red Stick
Member since Apr 2007
37115 posts
Posted on 6/1/23 at 10:27 am to
This is why you bank local.
Cap 1 could care less if you get paid.
Posted by pwejr88
Red Stick
Member since Apr 2007
37115 posts
Posted on 6/1/23 at 10:27 am to
quote:

Local credit unions > big banks



Local community banks >>> local credit unions
Posted by FriscoTiger1973
Frisco, Texas
Member since Jan 2012
1414 posts
Posted on 6/1/23 at 11:12 am to
Maybe you have IRS levy.
Posted by Will Cover
Davidson, NC
Member since Mar 2007
39510 posts
Posted on 6/1/23 at 8:29 pm to
quote:

So today I am supposed to get paid today, checked the ADP and my check was indeed sent from my job to them.



My guess is that your company guarantees payment actually on Friday, but your bank will occasionally release your funds on Thursday.

If payroll was delayed for whatever reason, this can cause a delay with your bank releasing funds "on-time" as they normally do.

Be patient, and I bet you see your direct deposit on Friday -- the day of actual pay day.
Posted by Rza32
Member since Nov 2008
4111 posts
Posted on 6/1/23 at 8:52 pm to
Happen to me last week. Didn’t get my direct deposit till like 2 days later.
Posted by Gee Grenouille
Bogalusa
Member since Jul 2018
6775 posts
Posted on 6/1/23 at 8:52 pm to
quote:

Right now I'm on the customer service line and its around a 1 hour hold.


You gotta get in the credit union man
Posted by shutterspeed
MS Gulf Coast
Member since May 2007
68250 posts
Posted on 6/1/23 at 9:53 pm to
What's NOT in your wallet?
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