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Started By
Message
Any OT’ers ever gone bankrupt?
Posted on 7/22/19 at 10:36 am
Posted on 7/22/19 at 10:36 am
What were your circumstances? Were you being a typical baw living beyond your means or is your story more interesting?
10
Posted on 7/22/19 at 10:37 am to Cosmo
The OT? Going BK? Surely you jest.
Posted on 7/22/19 at 10:38 am to Cosmo
I "Declared Bankruptcy" one time but it didn't work. Nothing happened.
Posted on 7/22/19 at 10:39 am to Cosmo
Posted on 7/22/19 at 10:40 am to Cosmo
I've gone morally bankrupt many times
Posted on 7/22/19 at 10:40 am to Cosmo
You aren't a baller if you never went bankrupt.
Posted on 7/22/19 at 10:40 am to biglego
quote:
The OT? Going BK? Surely you jest.
Yeah man, we are all ballers up in here...making $500,000 a year and having sex 3 times a day.
Posted on 7/22/19 at 10:41 am to Cosmo
Does academic bankruptcy count?
Posted on 7/22/19 at 10:41 am to ragincajun77
quote:
making $500,000 a year
That's baller assistant money
Posted on 7/22/19 at 10:42 am to arseinclarse
quote:
I've gone morally bankrupt many times
you've missed the last two meetings, baw!
Posted on 7/22/19 at 10:42 am to Cosmo
An OT'er going bankrupt? You must be on the wrong board
Posted on 7/22/19 at 10:56 am to Cosmo
quote:
What were your circumstances? Were you being a typical baw living beyond your means or is your story more interesting?
This all happened in June 2011 While Separated from wife and having to put deposit on my own place and pay rent.
Over the years, I've told this story to a few creditors here and there. The look on their face is "oh shite you really did get screwed."
Fast-forward 8 yrs later, I have good credick back in 700s(at 10 yrs the bankruptcy will be off credick and I'll be in 800s), a house and a car loan with the 'good credick' rates.
Bankruptcy sucks balls on many levels.
It's incredibly hard to get approved these days.
It's a royal pain in the arse
It's expensive(yes it costs a lot of money).
I don't recommend it at all unless you got totally unilaterally fricked like I did.
This post was edited on 7/22/19 at 4:39 pm
Posted on 7/22/19 at 10:59 am to mikelbr
You really have had an interesting life, haven't you?
Posted on 7/22/19 at 11:05 am to mikelbr
Damn baw, you are a true mess of a baw
Posted on 7/22/19 at 11:06 am to Displaced
quote:
You really have had an interesting life, haven't you?
Makes you really appreciate shite.
There were quite a few times back then when I'd be delivering pizzas way out on Harry Savoy Road at 10pm on a Tuesday night(wake up for work at my day job at 5am).
I'd get Frustrated while looking for an address and throw my hands up like 'How in THE frick did I get here?'
Looking back I laugh but.... It sucked BAD.
This post was edited on 7/22/19 at 4:34 pm
Posted on 7/22/19 at 11:08 am to mikelbr
quote:
I'd get Frustrated while looking for an address and throw my hands up like 'How in THE frick did I get here?'
Thinking with the little head
Posted on 7/22/19 at 11:10 am to mikelbr
Easy to look back and laugh now because you earned it, fighting your way out of the situation and back into good credick.
Posted on 7/22/19 at 11:11 am to fallguy_1978
quote:
Thinking with the little head
Oh I knew. It was like a rhetorical question. But I'd play it out in my head.
Make good grades in school they said.
Pick a good major in college they said.
Get a good job they said.
I did EVERYTHING I was supposed to do. Except Pull out.
Just kidding. I left wife 1 for 2 and then got left myself. Ah well. shite happens.
Posted on 7/22/19 at 11:13 am to mikelbr
quote:
Been through the shite and emerged on the other side like
you've been through some shite, baw, good job
Posted on 7/22/19 at 11:17 am to 777Tiger
quote:
you've been through some shite, baw, good job
The TLDR Message here is
DON'T FILE BANKRUPTCY UNLESS YOU ARE ABSOLUTELY BEING HONEST WITH YOUR ASSETS AND DEBT AND HAVE NO OTHER WAY OUT.
Those mfers tried to value my little 98 Corolla I bought to deliver pizzas in at $3500 b/c it was a 2nd vehicle. In total disbelief, I went to a mechanic and got him to write up an estimate on my engine and suspension repairs. Cost me $75 to get that piece of paper and take it BACK to the Bankruptcy Trustee so I could get the value cut down to $1200. You have to PAY that shite in full before they will approve your case.
shite like that is example of how hard it is to get bankruptcy approved and signed off on these days.
This post was edited on 7/22/19 at 11:19 am
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