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Started By
Message
re: All State Homeowner's Increae
Posted on 6/24/25 at 11:39 am to slidingstop
Posted on 6/24/25 at 11:39 am to slidingstop
just got our rate increase as well with SageSure. Called to get a quote from Shelter but they dont write policy for my location. im just fricked. almost 5k for a 2k sqft house outside not in a flood zone and never had a claim.
we need a home insurance board
we need a home insurance board
2
Posted on 6/24/25 at 11:43 am to Pezzo
quote:
just got our rate increase as well with SageSure.
is it with Sure or one of their other carriers??
Posted on 6/24/25 at 11:43 am to Pezzo
Moved to save sure occidental on the 20th from liberty mutual to save $3,000/yr. 
Posted on 6/24/25 at 12:07 pm to DarkDrifter
its with SageSure. i have a broker that went through them.
Posted on 6/24/25 at 12:23 pm to FreeState
Farm Bureau
Posted on 6/24/25 at 12:42 pm to FreeState
Could be the advent of roofing contracting companies. Used to be an old man with his son or son-in-law that replaced roofs. Now it’s teams of 25 year olds driving $80K F-250s going door to door telling people they have roof damage.
This post was edited on 6/24/25 at 12:43 pm
Posted on 6/24/25 at 2:11 pm to FreeState
My State Farm went up about 100 bucks.
Posted on 6/24/25 at 2:16 pm to FreeState
quote:
Jumped from $1300 a year to $3,000 a a year. 130 % increase, never one claim, 8 years with All State. What gives?
Was your house new construction? There is a big discount for new homes (should have fewer problems) that runs out at some point.
Posted on 6/24/25 at 4:03 pm to hubreb
quote:
blamed the fires and floods in east TN
Find a new broker, cause flooding has ZERO to do with rate increases, as flooding is not covered by home insurance.
Posted on 6/24/25 at 4:04 pm to FreeState
They are raising prices to offset the claim in high risk areas.
Posted on 6/24/25 at 4:41 pm to OGTiger
(no message)
Posted on 6/24/25 at 4:43 pm to BamaCoaster
quote:
Find a new broker, cause flooding has ZERO to do with rate increases, as flooding is not covered by home insurance.
I think he said storms across the state, I associated that with the flooding in east Tennessee
Posted on 6/24/25 at 4:52 pm to ugasickem
quote:
I just called Allstate and switched. New policy is $2000 cheaper for the year than what my renewal would have been.
Now just pray you don't have a claim.
Posted on 6/24/25 at 6:52 pm to travelgamer
If you could see what is happening with all those Laura, Delta and Ida hurricane claims. People have some roof damage from the storm. They claim water intrusion, gut the house and do a full remodel, knocking out walls, putting in upgrades throughout. The judges and juries don’t blink and award 250K on what should have been a 40K claim.
Lawyers and public adjusters are robbing the system and now we are all going to pay.
A hurricane claim is the new whiplash claim for the trial lawyers.
Lawyers and public adjusters are robbing the system and now we are all going to pay.
A hurricane claim is the new whiplash claim for the trial lawyers.
Posted on 6/24/25 at 6:57 pm to chickenwing
quote:
If you could see what is happening with all those Laura, Delta and Ida hurricane claims. People have some roof damage from the storm. They claim water intrusion, gut the house and do a full remodel, knocking out walls, putting in upgrades throughout. The judges and juries don’t blink and award 250K on what should have been a 40K claim.
Lawyers and public adjusters are robbing the system and now we are all going to pay.
A hurricane claim is the new whiplash claim for the trial lawyers.
When did Allstate offer the $40k?
Posted on 6/24/25 at 8:14 pm to FreeState
At least you are protected from Mayhem.
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