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re: Adding new teen driver to my auto insurance.

Posted on 4/17/17 at 11:42 am to
Posted by J Murdah
Member since Jun 2008
40227 posts
Posted on 4/17/17 at 11:42 am to
Tell them he doesn't have a cellphone
Posted by Tiger Prawn
Member since Dec 2016
26325 posts
Posted on 4/17/17 at 11:43 am to
Make sure he's taken drivers ed and keeps up a 3.0 GPA for good student discount.

Maybe buy him an older car you can pay for in cash and just carry liability only for. May not work though depending on your insurance company because some companies don't assign each driver to a specific vehicle.
Posted by SlapahoeTribe
Tiger Nation
Member since Jul 2012
12722 posts
Posted on 4/17/17 at 11:43 am to
quote:

Anyone have any secret formula to make the premium not be so high? Brother-in-law? Anything?


Posted by Bmath
LA
Member since Aug 2010
18919 posts
Posted on 4/17/17 at 11:44 am to
Looks like it's time for Jr to get a part time job.
Posted by momentoftruth87
Your mom
Member since Oct 2013
86110 posts
Posted on 4/17/17 at 11:45 am to
Not in that situation, but I'm sure mine was cheaper at the time due to only having liability on a 1985 Toyota Cressida lol.
Posted by NC17
Member since Feb 2010
2782 posts
Posted on 4/17/17 at 12:00 pm to
I kept my kid on learners permit until his senior year. Geico was no extra charge until he got his license.
Posted by mikrit54
Robeline
Member since Oct 2013
8664 posts
Posted on 4/17/17 at 12:09 pm to
Posted by I B Freeman
Member since Oct 2009
27843 posts
Posted on 4/17/17 at 12:31 pm to
I had been with state farm 30 years and when I added a teen Geico killed them on the rate---$2000 less but still expensive.
Posted by tigeralum06
Member since Oct 2007
2924 posts
Posted on 4/17/17 at 1:06 pm to
Have him identify as female
Posted by Hogwarts
Arkansas, USA
Member since Sep 2015
18399 posts
Posted on 4/17/17 at 1:11 pm to
quote:

I've found it's best to get a good grip on your ankles, relax, and try to find your happy place.


Posted by MWP
Kingwood, TX via Monroe, LA
Member since Jul 2013
11245 posts
Posted on 4/17/17 at 1:22 pm to
quote:

get a good grip on your ankles, relax, and try to find your happy place.




Without KY, of course. Next thing to prep the anus for is college tuition. Hopefully, you saved for that.
Posted by Aristo
Colorado
Member since Jan 2007
13292 posts
Posted on 4/17/17 at 1:23 pm to
My 17 year old was only 100 a month for his car or 0 if he drove my second car.
Posted by RockyMtnTigerWDE
War Damn Eagle Dad!
Member since Oct 2010
109165 posts
Posted on 4/17/17 at 1:33 pm to
USAA if you can. Best rates I have seen, but still high for a teen driver.
Posted by TheCaterpillar
Member since Jan 2004
76774 posts
Posted on 4/17/17 at 1:39 pm to
I'm 29 and my rates are still high.

Totaled a car when I was 18 and had a few speeding tickets. My wife's rate is less than half of mine

Posted by choupiquesushi
yaton rouge
Member since Jun 2006
35681 posts
Posted on 4/17/17 at 1:51 pm to
quote:

quote:
I've found it's best to get a good grip on your ankles, relax, and try to find your happy place.




best quote in history of the OT
Posted by baseballmind1212
Missouri City
Member since Feb 2011
3414 posts
Posted on 4/17/17 at 1:56 pm to
Just do like half the BR population and just not have him insured.

But of course then you'd be part of the reason that rates are so damn expensive here.
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