Started By
Message

re: 2023 F-150 Lariat MSRP at ~$73,000

Posted on 1/8/23 at 5:35 am to
Posted by LSUSLU106
Member since Mar 2015
723 posts
Posted on 1/8/23 at 5:35 am to
quote:

t’s nuts and I don’t know how so many people are paying for these. It makes no sense to me.



Yeah I do not understand how people are doing it paying these car notes and paying a house note on top of it. The wife and I make a decent living both cars are paid off and at the end of the month I am still thinking to myself sometimes just how much tighter our budget would be if we both had car notes still involved.
Posted by weptiger
Georgia
Member since Feb 2007
11796 posts
Posted on 1/8/23 at 6:10 am to
The $90K vehicle is never “affordable.” If you put a very good chunk of money down and were lucky to be at the tail end of the 0% or 1.9% finance rate days, that is the best you could have done in terms of purchasing one (other than straight out cash).
Posted by Lake Vegas Tiger
Lake Vegas
Member since Jun 2014
3287 posts
Posted on 1/8/23 at 6:35 am to
I suggest a Honda odyssey
Posted by Tigerlaff
FIGHTING out of the Carencro Sonic
Member since Jan 2010
22755 posts
Posted on 1/8/23 at 7:25 am to
I paid $36k cash for my 2018 F150 two years ago. The dealers tried about 10 times to get me to agree to financing. Every car you see on the road is a speeding pile of depreciation and debt.
Posted by SulphursFinest
Lafayette
Member since Jan 2015
11696 posts
Posted on 1/8/23 at 7:31 am to
Getting one paid off would require me to throw away $70k.

I don’t feel like starving my kids
Posted by Thirty Miles
Member since Dec 2022
95 posts
Posted on 1/8/23 at 7:46 am to
quote:

It boggles my mind that regular working folk are paying $1500/month car notes for 72 months.

If you have to finance a vehicle for more than 48 months. You can't afford it.

It's that damned simple.
Posted by kywildcatfanone
Wildcat Country!
Member since Oct 2012
139397 posts
Posted on 1/8/23 at 7:59 am to
108 month note baw
Posted by scottyd
Member since Dec 2014
622 posts
Posted on 1/8/23 at 8:12 am to
Just got a new minivan. Really nice ride, comfy interior, more bells and whistles than anything I’ve ever owned before and it was 41k.

Save more of your money and get a van.
Posted by OSoBad
Member since Nov 2016
2007 posts
Posted on 1/8/23 at 8:14 am to
quote:

Save more of your money and get a van.


So all of his baw buddies can bust his balls for the rest of his life?
Posted by scottyd
Member since Dec 2014
622 posts
Posted on 1/8/23 at 8:16 am to
I assumed it was for his wife. If it’s for him I would change my recommendation.
Posted by NYNolaguy1
Member since May 2011
21764 posts
Posted on 1/8/23 at 8:17 am to
quote:

You are paying these high prices so they can build these multi billion EV plants and for research and design


People are paying these high prices because they can take out 10 year loans... and because the money is available.

The better question is why someone wants a pickup truck when the vast majority never need them for anything but driving around. Few people need them for work, fewer people need them and can actually afford them.
Posted by St Augustine
The Pauper of the Surf
Member since Mar 2006
72125 posts
Posted on 1/8/23 at 8:19 am to
quote:

Source: I bought a king ranch in 2016. OP is retarded. XLTs for 48,000 then


no they weren’t. I bought my XLT in 8/16 it wasn’t anywhere near 48k
Posted by St Augustine
The Pauper of the Surf
Member since Mar 2006
72125 posts
Posted on 1/8/23 at 8:21 am to
quote:

If you have to finance a vehicle for more than 48 months. You can't afford it.


This is more or less what we go by.
Posted by CBDTiger
NOLA
Member since Mar 2004
1523 posts
Posted on 1/8/23 at 8:22 am to
quote:

They won't come down. You are paying these high prices so they can build these multi billion EV plants and for research and design


That’s certainly the case with GM trucks. Likely the same for Ford, Toyota et al.

quote:

While GM’s future may be EVs, its present is large, gas-guzzling pickup trucks and SUVs. The Detroit automaker sold more than 1.1 million mid-size pickups and full-size trucks, including SUVs, in 2022. Those sales represented nearly 50% of their total annual sales. Such vehicles are highly profitable and crucial to GM’s bottom line as it invests in capital-intensive electric and autonomous vehicles.


CNBC

Posted by danilo
Member since Nov 2008
25699 posts
Posted on 1/8/23 at 8:22 am to
Get a Toyota Carolla bro!
Posted by goofball
Member since Mar 2015
17353 posts
Posted on 1/8/23 at 8:23 am to
quote:

It boggles my mind that regular working folk are paying $1500/month car notes for 72 months.


Guessing most aren’t maxing out their 401k and they still qualify for Roth IRA contributions too.

Then again maybe these $70,000 trucks aren’t as common as I think.
This post was edited on 1/8/23 at 8:26 am
Posted by kywildcatfanone
Wildcat Country!
Member since Oct 2012
139397 posts
Posted on 1/8/23 at 8:33 am to
quote:

I have a 2017 XLT. Paid 32k for it.


I bought a fully equipped 2016 xlt. Sticker was $53k, bought for $37.5.

Still seemed a bit high now that I think of it.
Posted by SeaPickle
Thibodaux
Member since May 2011
3183 posts
Posted on 1/8/23 at 8:49 am to
I have a 2013 XLT with 225k miles. New ball joints last week and she's still going strong. At these new prices ill see 300k before getting a new one.

6 months ago the dealer offered me a demo 2022 lariat fx4 10,000 miles for $69,900 and $5k for my trade. Also has a '23 lariat priced at $73k. He wouldn't budge because he knew he would sell it. They are insane.
Posted by Wade Phillips
Member since Dec 2008
619 posts
Posted on 1/8/23 at 8:51 am to
I bought a 2015 Lariat 502A with minor hail damage on the roof in 2016 for $42,000. Zero percent financing for 72 months. Made the last payment not too long ago. Never felt like a great decision until car prices started going insane. Has 55K miles and still worth over $30K. I'll drive it another 10 years at this rate.

Posted by djangochained
Gardere
Member since Jul 2013
19153 posts
Posted on 1/8/23 at 8:52 am to
Haha I laughed at a kid named Waylon yesterday

He was playing with his fiends Wakefield and Chambers (all boys)
first pageprev pagePage 4 of 6Next pagelast page

Back to top
logoFollow TigerDroppings for LSU Football News
Follow us on X, Facebook and Instagram to get the latest updates on LSU Football and Recruiting.

FacebookXInstagram