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Would you try to refinance a 30-year jumbo mortgage currently at 3.375%?
Posted on 2/7/20 at 2:25 pm
Posted on 2/7/20 at 2:25 pm
Not sure if there are better rates than that out there currently. We are currently 6 months into our 30-year loan.
10
Posted on 2/7/20 at 2:34 pm to rickgrimes
No way, doubtful you will ever be able to beat that rate. I didn't even know rates hit that mark in the past
Posted on 2/7/20 at 2:36 pm to rickgrimes
quote:
a 30-year jumbo mortgage
we get it, you have a jumbo mortgage.
Posted on 2/7/20 at 2:41 pm to rickgrimes
Nope. I am about to close with a jumbo at 3.55% (no points) and I have near perfect credit. I can't see how refinancing yours would be beneficial in any meaningful way.
Posted on 2/7/20 at 3:06 pm to rickgrimes
quote:
We are currently 6 months into our 30-year loan.
you want to refinance after 6 months...
you're a mortgage brokers wet dream
Posted on 2/7/20 at 3:39 pm to rickgrimes
What kind of brag thread is this. You have a huge house at a better rate than all of us, we get it. 
Posted on 2/7/20 at 4:17 pm to Specktricity
Money Talk has the biggest douches on the Rant.
Posted on 2/7/20 at 4:21 pm to rickgrimes
quote:
30-year jumbo mortgage currently at 3.375%?
quote:
We are currently 6 months into our 30-year
Jumbo rates were not that low 6 months ago.
Posted on 2/7/20 at 4:49 pm to rickgrimes
Yea, 15 year jumbo at 2.625%
This post was edited on 2/7/20 at 4:50 pm
Posted on 2/8/20 at 10:48 am to rickgrimes
probably not, was quoted a 30 yr J @ 3.25 last week and already looked like they creeped up a bit
Posted on 2/8/20 at 11:51 am to Specktricity
quote:
What kind of brag thread is this. You have a huge house at a better rate than all of us, we get it.
It's not a brag thread by any means. It's the reality of buying a home in the Bay Area. The home is only 1600 sq ft, so I bet it's smaller than 99% of home owners on the Rant and Money Talk, so not exactly brag worthy. The only reason I even mentioned jumbo is because I wasn't sure if rates were different between jumbo and non-jumbo loans.
Posted on 2/8/20 at 6:26 pm to rickgrimes
1600 square feet jumbo mortgage, frick that place
Posted on 2/8/20 at 9:34 pm to Strannix
What a ripoff right? 1600 Sq Ft how did it even appraise to Jumbo level. Just goes to show the banks and appraisers are committing fraud by overvaluing property on the governments dime.
Posted on 3/18/20 at 9:32 am to rickgrimes
how TF you even got a jumbo that low?
mine is 4.65% currently, im about to refi at 4.15%. i have 800 credit, and it's a physicians loan. WTF
mine is 4.65% currently, im about to refi at 4.15%. i have 800 credit, and it's a physicians loan. WTF
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