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re: Would you rather retire at 55 ok-comfortable or retire at 65 very comfortable-leave estate
Posted on 2/7/19 at 7:52 am to TigrrrDad
Posted on 2/7/19 at 7:52 am to TigrrrDad
quote:
Retiring early isn’t all it’s cracked up to be unless your wife and all your friends are too. My wife works because she wants to and enjoys her job. I sit home all week long by myself playing Mario Kart, killing zombies on Call of Duty, playing guitar, napping, watching tv...it’s boring as frick.
Saddest post ever on TD. Grown person retires and lives like a teenager w/no imagination. Who cares if your friends and wife still work? There is a huge world of interesting things beyond your door. Go..the..hell..outside and DO something. Hike the MS levee path in your area, take up birdwatching, long distance cycling, watercolor painting, read all the Russian novelists you pretended to have read previously, pick up litter in your town, volunteer at the animal shelter, find some housebound seniors in your community and visit them once a week for cake, coffee, and chat; plant a garden, plant a garden at a nearby elementary school or senior center or at the sad Medicaid nursing home near you....Take up (breadbaking, hot sauce making, cake decorating, woodworking...)
For goodness sakes, at least race a real car or go kart and quit playing Mario Kart.
Boredom is a failure of imagination. The possibilities are endless, and you’re wasting time that other people never get (death, illness, poverty).
2
Posted on 2/7/19 at 8:04 am to LSU6262
Retire from the grind at 55, then contract on projects until you die. Taking long breaks in between for travel, and only use my contract money for toys.
This post was edited on 2/7/19 at 8:06 am
Posted on 2/7/19 at 8:29 am to hungryone
quote:
Saddest post ever on TD. Grown person retires and lives like a teenager w/no imagination. Who cares if your friends and wife still work? There is a huge world of interesting things beyond your door. Go..the..hell..outside and DO something. Hike the MS levee path in your area, take up birdwatching, long distance cycling, watercolor painting, read all the Russian novelists you pretended to have read previously, pick up litter in your town, volunteer at the animal shelter, find some housebound seniors in your community and visit them once a week for cake, coffee, and chat; plant a garden, plant a garden at a nearby elementary school or senior center or at the sad Medicaid nursing home near you....Take up (breadbaking, hot sauce making, cake decorating, woodworking...) For goodness sakes, at least race a real car or go kart and quit playing Mario Kart. Boredom is a failure of imagination. The possibilities are endless, and you’re wasting time that other people never get (death, illness, poverty).
Kind of hard to do since I retired due to failed neck surgery and major back problems, so my options are very limited.
I still enjoy life - we do some traveling, I’ll do a few track days when I buy another 911 or Vette in a year or so...but for now weekdays are boring.
Posted on 2/7/19 at 8:41 am to TigrrrDad
This post was edited on 2/7/19 at 8:42 am
Posted on 2/7/19 at 8:42 am to TigrrrDad
You left that part out, but there are definitely some more options for you jutst gotta get creative.
Where are you located? I might have a few ideas for you
Where are you located? I might have a few ideas for you
Posted on 2/7/19 at 8:44 am to TigrrrDad
quote:
Retiring early isn’t all it’s cracked up to be unless your wife and all your friends are too. My wife works because she wants to and enjoys her job. I sit home all week long by myself playing Mario Kart, killing zombies on Call of Duty, playing guitar, napping, watching tv...it’s boring as frick.
Can we trade places? I sit behind a computer for 10.5 hrs a day usually bored as hell and playing on TD.
Posted on 2/7/19 at 8:46 am to TigrrrDad
quote:
Kind of hard to do since I retired due to failed neck surgery and major back problems, so my options are very limited.
I still enjoy life - we do some traveling, I’ll do a few track days when I buy another 911 or Vette in a year or so...but for now weekdays are boring.
Am I late to the party in knowing you're 911Moto?
This post was edited on 2/7/19 at 8:48 am
Posted on 2/7/19 at 8:51 am to LSU6262
Both my parents retired at 55 and I barely even see them anymore lol. They are off to Montana, Europe, or a cruise every other week. Then again, they both have pensions that ends up equaling what I'm making per month to actually go to work. Unfortunately, I wont have that when I go to retire.
Posted on 2/7/19 at 8:53 am to hungryone
quote:
Hike the MS levee path in your area, take up birdwatching, long distance cycling, watercolor painting, read all the Russian novelists you pretended to have read previously, pick up litter in your town, volunteer at the animal shelter, find some housebound seniors in your community and visit them once a week for cake, coffee, and chat; plant a garden, plant a garden at a nearby elementary school or senior center or at the sad Medicaid nursing home near you
If this is what retiring is like... then I dont ever want to retire.
Posted on 2/7/19 at 9:03 am to ScaryClown
Tigrrdad's idea of retirement sounds excellent to me.
Posted on 2/7/19 at 9:17 am to LSU6262
My plan was always to be able to retire at 55 (or earlier), but not plan on doing it. I’ll always work, volunteer, or something. Would like to spend a few years hiking some of the long trails like the PCT, CDT, or the AT again. Even thought about doing a few years with the Peace Corp later in life. Have a pretty sweet gig now though I’m just transferring into that I could see keeping me going for longer.
Point is, I thanks it’s a great goal and keeps you disciplined on your investing savings, but way too many years ahead of you still to sit in the recliner.
Point is, I thanks it’s a great goal and keeps you disciplined on your investing savings, but way too many years ahead of you still to sit in the recliner.
Posted on 2/7/19 at 9:20 am to TigrrrDad
quote:
ind of hard to do since I retired due to failed neck surgery and major back problems, so my options are very limited.
Yeah, you definitely left that part out.
But there are literally 1,000s of things you could learn & do even with limited mobility & chronic pain. A creative outlet--making something--is incredibly fulfilling, stretches the mind in new ways, and will alleviate boredom.
Try sketching, commit to practicing an hour a day. Get a copy of "Drawing on the Left Side of the Brain" and try out some of the exercises. If you prefer electronic to analog, go buy youself an iPad Pro and Apple Pencil, and learn to sketch with those. Then attempt a painting....bliss out with Bob Ross.
Posted on 2/7/19 at 9:25 am to TigrrrDad
quote:
Kind of hard to do since I retired due to failed neck surgery and major back problems, so my options are very limited.
I still enjoy life - we do some traveling, I’ll do a few track days when I buy another 911 or Vette in a year or so...but for now weekdays are boring.
quote:
TigrrrDad
Oh shite, I just realized you are the alter of that douchebag poster. Can't recall your old name.
Posted on 2/7/19 at 9:40 am to LNCHBOX
Very late.
This is the kinder, gentler version.
And not an alter - I retired from being an a-hole as well.
This is the kinder, gentler version.
And not an alter - I retired from being an a-hole as well.
This post was edited on 2/7/19 at 9:41 am
Posted on 2/7/19 at 10:12 am to TimeOutdoors
quote:
My plan was always to be able to retire at 55 (or earlier), but not plan on doing it. I’ll always work, volunteer, or something. Would like to spend a few years hiking some of the long trails like the PCT, CDT, or the AT again.
what kind of shape are you in, and current age
Posted on 2/7/19 at 11:45 am to LSU6262
55
Posted on 2/7/19 at 12:26 pm to cave canem
quote:
I will never fully retire though and will always keep a bit of something going to keep me busy and provide spending money.
sounds like me also
the issue isn't when we all would like to "retire" it is what kind of retirement do we want? scrapping by month to month? F that. therefore i will have to keep working because I want loads of cash in retirement to enjoy it. damn if you do damn if you don't.
my wife does not make shite anymore although now she sees she took too large a pay cut and is now actively seeking a new job. so it has retarded our progress towards a possible earlier retirement.
Posted on 2/7/19 at 12:31 pm to AUCE05
quote:
Retire from the grind at 55,
maybe but doubtful
quote:
then contract on projects until you die. Taking long breaks in between for travel, and only use my contract money for toys.
that is my plan. of course i contract now as well.
Posted on 2/7/19 at 12:31 pm to FriscoTiger
quote:
Once you hit 65 you will get SS & Medicare which should offset monthly expenses. I guess it all depends on how bad you want to retire early.
Some people assume Medicare is free, my wife recently enrolled, her expenses for Medicare
Part A free
Part B required $130/month
Part B supplement, not required, but a simple medical issue could cost you thousands without it. $175/month
Prescription drug plan $34/month
Vision plan $14/month
Dental plan $30/month
$383/month total, when I enroll next year that will almost double, and the cost always goes up.
Posted on 2/7/19 at 12:46 pm to ScaryClown
quote:
If this is what retiring is like... then I dont ever want to retire.
This is a better retirement
U do like making money correct??
i have a blast wagering already making side cash on sports
look at all the old people you see in casinos now.
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