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Started By
Message
whats wrong with this picture.
Posted on 2/23/09 at 2:32 pm
Posted on 2/23/09 at 2:32 pm
(no message)
This post was edited on 3/10/11 at 5:34 pm
2
Posted on 2/23/09 at 2:45 pm to smoke4life
Just because they give you a high limit doesn't mean you have to immediately max it out.
Posted on 2/23/09 at 2:45 pm to smoke4life
You got a traditional American express card, which you have to pay off every month, its quite common for it to be that high.
Posted on 2/23/09 at 2:51 pm to barry
(no message)
This post was edited on 6/18/12 at 11:48 pm
Posted on 2/23/09 at 2:53 pm to smoke4life
I just graduated last year and they upped my limit to $21k or something on just one card.
Posted on 2/23/09 at 2:57 pm to seawolf06
(no message)
This post was edited on 2/23/09 at 3:20 pm
Posted on 2/23/09 at 3:01 pm to cbtullis
I have just over 700 on FICO. I've been dinged recently for checking home loan rates and cosigning loans for the little lady for school.
Edit: Just checked the site. I have $21,900 limit with 9.24% APR.
Edit: Just checked the site. I have $21,900 limit with 9.24% APR.
This post was edited on 2/23/09 at 3:09 pm
Posted on 2/23/09 at 3:04 pm to cbtullis
quote:
they just lowered my limit a few months ago. took it from 10k to 6k, without even given me notice. I guess its cause I don't use it enough.
Similar story for me. Have over 750 score and they wouldn't raise my limit to $12k when I asked. And it's not because I don't use it. I make almost all of my purchases with it each month.
Posted on 2/23/09 at 4:01 pm to seawolf06
quote:
I've been dinged recently for checking home loan rates
i thought your score wasnt affected when shopping around for rates?...
Posted on 2/24/09 at 6:37 am to mydadbeatupyourdad
quote:
i thought your score wasnt affected when shopping around for rates?.
That was just one of the couple of suggestions about my scores. Recently open accounts, etc. Whether it really affected my score I can't say.
Posted on 2/24/09 at 7:08 am to mydadbeatupyourdad
"I thought your score wasnt affected when shopping around for rates?..."
No it is a hit
No it is a hit
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