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What’s a good credit card for balance transfers?

Posted on 3/12/18 at 10:28 am
Posted by TechDawg2007
Bawville
Member since Nov 2007
32568 posts
Posted on 3/12/18 at 10:28 am
Can you guys help me out? Wife and I have very little debt. No car payments, but we have about $8500 CC debt on one card (chase southwest card). I know you’re not supposed to carry CC debt, but it is what it is. Thanks guys
This post was edited on 3/12/18 at 10:30 am
Posted by castorinho
13623 posts
Member since Nov 2010
87468 posts
Posted on 3/12/18 at 10:39 am to
Good credit?
Posted by lsujro
north of the wall
Member since Jul 2007
4094 posts
Posted on 3/12/18 at 10:42 am to
i've used my discover a few times for house renovation projects. they always have offers of either a small fee up front and 0% for 12-18 mos, or no transfer fee up front and low rate for 18-24mos (like 4-5%). they also seem to be generous with credit limit so you can keep your utilization low.
Posted by Lazy But Talented
Member since Aug 2011
15068 posts
Posted on 3/12/18 at 10:44 am to
I'd personally would go with Chase Slate. I like Chases website best. And since you will not be using this card to purchase anything you shouldn't be worried about rewards.

-$0 Introductory balance transfer fee for transfers made during the first 60 days of account opening

-0% Introductory APR for 15 months on purchases and balance transfers
Posted by jsk020
Nola
Member since Jan 2013
1776 posts
Posted on 3/12/18 at 10:50 am to
Slate is the answer
Posted by Zoltan
NOLA
Member since May 2010
1396 posts
Posted on 3/12/18 at 10:56 am to
Slate most likely unless you already have a Chase card, you can't get Slate with another Chase card account.

The Citi Diamond preferred was nice for me when I needed it. (part of the citi simplicity). 0% for 21 months on balance transfers done within the first 90 days. Also, 0% on purchases for 21 months as well, if for whatever reason you ran into an issue once the balance was paid down and needed an interest free loan for a short time period.
This post was edited on 3/12/18 at 11:14 am
Posted by Brian Wilson
Member since Mar 2012
2395 posts
Posted on 3/12/18 at 11:11 am to
Citi Simplicity was offering 0% for 21 mo on balance transferred with a 3% fee
Posted by PhiTiger1764
Lurker since Aug 2003
Member since Oct 2009
14583 posts
Posted on 3/12/18 at 11:11 am to
I get pretty good balance transfer offers with my barclaycard cashforward. Ive gotten multiples offers of 1% fee for 15 months of 0% apr
Posted by TechDawg2007
Bawville
Member since Nov 2007
32568 posts
Posted on 3/12/18 at 11:44 am to
I just got the Citi double cash back card. %3 transfer fee, 18 months %0 interest.
Posted by Open Your Eyes
Member since Nov 2012
10586 posts
Posted on 3/12/18 at 11:52 am to
The AMEX Everyday card is $0 balance transfer fee and 0% APR for 15 months right now. Also comes with 10,000-25,000 membership rewards points(depending on your offer) with 1k spend in 3 months of that interests you at all.
Posted by Lazy But Talented
Member since Aug 2011
15068 posts
Posted on 3/12/18 at 12:21 pm to
quote:

%3 transfer fee


Waste of money my man.

The 3 months isn't that big of a difference. Once you start paying off that debt, it'll feel so good you'll probably end up paying it all off in way less time.
This post was edited on 3/12/18 at 1:26 pm
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