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re: Tired Of Pinching Pennies!!

Posted on 9/1/23 at 7:34 am to
Posted by Fe_Mike
Member since Jul 2015
3564 posts
Posted on 9/1/23 at 7:34 am to
quote:

This was mostly just a vent session about how hard it is for the average middle class family to "get ahead".


I'll never understand this line of thinking.

How did an entire generation grow up thinking it was supposed to be easy to 'get ahead'.

In what world is it expected to not have to work hard after the age of 25, make a high level income, put in 30 hours a week working entirely remotely, have multiple vacations a year, and retire at 50? This is nowhere near average or normal.

You're not supposed to be able to retire at 50. You're not entitled to not have to stress about money.

Almost everyone pinches pennies and worries about money in their early/mid career. This isn't new, this has always been the case.

You're an average family. You have an average job and make average money in an average area. These things do not add up to "getting out of the rat race in your twenties". You want to do that? Work harder, leave your dream job. Can't have it all.
Posted by SmackoverHawg
Member since Oct 2011
29124 posts
Posted on 9/1/23 at 9:27 am to
quote:

In what world is it expected to not have to work hard after the age of 25, make a high level income, put in 30 hours a week working entirely remotely, have multiple vacations a year, and retire at 50? This is nowhere near average or normal.

You're not supposed to be able to retire at 50. You're not entitled to not have to stress about money.

Almost everyone pinches pennies and worries about money in their early/mid career. This isn't new, this has always been the case.

You're an average family. You have an average job and make average money in an average area. These things do not add up to "getting out of the rat race in your twenties". You want to do that? Work harder, leave your dream job. Can't have it all.




Well said. People just don't seem to get that anymore. They have an inflated sense of what is normal. Social media is the biggest culprit in feeding this delusion.

Posted by redfishfan
Baton Rouge
Member since Oct 2015
4980 posts
Posted on 9/1/23 at 9:41 am to
Elections and policies implemented by our government have consequences. Your dollars don't have the power they had a few years. The simple fact is peoples mortgages haven't really gone up or their car payment but look at just the grocery store. I know for us with the crazy inflation we spend about $30 dollars more for groceries every trip we make. We make roughly 2 trips a month. Doesn't seem like much but adds up to several thousand dollars over a couple of years. Everything cost more because of your incompetent government. Vote accordingly.
Posted by meansonny
ATL
Member since Sep 2012
26005 posts
Posted on 9/1/23 at 1:33 pm to
It sounds like he has side hustles.
I love the work ethic.

To me, his issue is that he doesn't like his regular compensation. He feels like he is worth more but he loves what he does.

Thems the brakes, though.
Teachers make more money with cola, tenure, and merit bonuses. It takes time for those to compound.
No one in their 20s is going to be happy with that comp. Pay your dues.
Posted by bayoubengals88
LA
Member since Sep 2007
21454 posts
Posted on 9/1/23 at 1:46 pm to
Teachers make more money with cola, tenure, and merit bonuses.
Posted by whodatigahbait
Uptown
Member since Oct 2007
1821 posts
Posted on 9/1/23 at 3:38 pm to
1) you own two houses, one of which cash flows, you are ahead of 95% of those out there and 99% of teachers
2) why don’t you supplement a portion of the $700 a month to have some extra chase and save a portion.

You can say it’s hard but a lot of your own choices (church, not touching rental income etc) hamper your ability to “get ahead”
Posted by meansonny
ATL
Member since Sep 2012
26005 posts
Posted on 9/2/23 at 9:50 am to
quote:

You can say it’s hard but a lot of your own choices (church, not touching rental income etc) hamper your ability to “get ahead”


If he's in his 20s, he is ahead. He just wants more head.
Posted by JohnnyKilroy
Cajun Navy Vice Admiral
Member since Oct 2012
38816 posts
Posted on 9/2/23 at 10:03 am to
quote:

He just wants more head.



Don't we all brother
Posted by Fat Bastard
2024 NFL pick'em champion
Member since Mar 2009
82518 posts
Posted on 9/2/23 at 10:06 am to
quote:

quote:
In what world is it expected to not have to work hard after the age of 25, make a high level income, put in 30 hours a week working entirely remotely, have multiple vacations a year, and retire at 50? This is nowhere near average or normal.

You're not supposed to be able to retire at 50. You're not entitled to not have to stress about money.

Almost everyone pinches pennies and worries about money in their early/mid career. This isn't new, this has always been the case.

You're an average family. You have an average job and make average money in an average area. These things do not add up to "getting out of the rat race in your twenties". You want to do that? Work harder, leave your dream job. Can't have it all.



Well said. People just don't seem to get that anymore. They have an inflated sense of what is normal. Social media is the biggest culprit in feeding this delusion.




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