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Should I get more into stocks?
Posted on 2/6/25 at 9:40 pm
Posted on 2/6/25 at 9:40 pm
I tried stocks a few years ago and bought SLI and few others like amc and clne but managed to turn 8k into $900 the last few years. The problem is I rode up stuff like DJT and AMC and had good profits but got greedy and didn’t sell until I was about break even. Then I bought other stuff and it has tanked.
I’m 43 and felt like I’m not investing enough to meet my retirement goals and just letting money stack up in my HYSA. I recently started trying to invest on my own and I have $1000 a month going into a fidelity account buying VGT.
Is that the best thing for me or should I switch it to more blue chip stocks so I’m more diversified?
I don’t have the option to buy stocks in my 401k so that goes into funds and my company stock but I do have an EJ account that I may have some bigger companies stock. Not real sure what I have in the EJ accounts because I mainly use them to backdoor my Roth every year.
I’m 43 and felt like I’m not investing enough to meet my retirement goals and just letting money stack up in my HYSA. I recently started trying to invest on my own and I have $1000 a month going into a fidelity account buying VGT.
Is that the best thing for me or should I switch it to more blue chip stocks so I’m more diversified?
I don’t have the option to buy stocks in my 401k so that goes into funds and my company stock but I do have an EJ account that I may have some bigger companies stock. Not real sure what I have in the EJ accounts because I mainly use them to backdoor my Roth every year.
Posted on 2/6/25 at 9:49 pm to Rize
quote:
don’t have the option to buy stocks in my 401k
I suggest verifying if your 401k offers a self directed brokerage option. Then, if so inclined, sell off some of your funds to provide capital to the SDB and then pick your own stocks to seek the alpha (% gains over index fund returns) that you desire.
If you can’t, then I suggest opening a cash account, or even margin, with robinhood or webull.
Then if you feel like straight up gambling, explore options.
Posted on 2/6/25 at 9:55 pm to jefforize
quote:
I suggest verifying if your 401k offers a self directed brokerage option. Then, if so inclined, sell off some of your funds to provide capital to the SDB and then pick your own stocks to seek the alpha (% gains over index fund returns) that you desire. If you can’t, then I suggest opening a cash account, or even margin, with robinhood or webull. Then if you feel like straight up gambling, explore options.
I have an E*trade and Fidelity account currently. Don’t really like E*trade and prefer the Fidelity account. Don’t really want to open another account.
Posted on 2/6/25 at 10:07 pm to Rize
Vgt in fidelity is great. If you wanted to venture off that path and find your own stocks outside that sector (Costco, caterpillar, Lockheed Martin, Walmart, Eli Lilly etc) I’d suggest setting limit orders considerably below current market price and wait for price action to come to you on a red day, so you get filled at a price that you can get good yield on after a reversal
Posted on 2/6/25 at 10:21 pm to Rize
Stop buying individual stocks. Buy index funds.
Posted on 2/6/25 at 10:26 pm to RoyalWe
quote:
Stop buying individual stocks. Buy index funds.
I’ve got VGT, S&P, Vangaurd Russell 1000, DFA large cap, mid cap, small cap, and emerging market equity.
Is there another fund that I’m missing that I should look into? Feel like I’m pretty set on the funds.
Posted on 2/7/25 at 3:41 am to Rize
Your first order of business should be getting rid of EJ their fees are a rip off.
Posted on 2/7/25 at 4:50 am to Rize
quote:I would just make sure I wasn’t equally allocated to all of these buckets. Financial advisors have been telling us small caps, mid caps and emerging markets were going to break out any day now for 15 years.
I’ve got VGT, S&P, Vangaurd Russell 1000, DFA large cap, mid cap, small cap, and emerging market equity
This post was edited on 2/7/25 at 4:51 am
Posted on 2/7/25 at 6:39 am to Rize
Not blue chip. Growth, but proven growth (just barely). A lot of good names have been thrown around here lately.
I’ve found that I like 1-10 billion dollar companies that have real potential to be 50bn dollar companies.
I like this guy’s style:
He owns only four names, but has put in the research. They are very high conviction plays for him.
I’ve found that I like 1-10 billion dollar companies that have real potential to be 50bn dollar companies.
I like this guy’s style:
He owns only four names, but has put in the research. They are very high conviction plays for him.
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This post was edited on 2/7/25 at 6:45 am
Posted on 2/7/25 at 7:26 am to Rize
Seems like you've phrased this post incredibly poorly. Either that or you're not very smart.
Posted on 2/7/25 at 7:45 am to WhiskeyThrottle
quote:
Seems like you've phrased this post incredibly poorly. Either that or you're not very smart.
I’m smart enough.
Posted on 2/7/25 at 7:48 am to Rize
I think you've still got too many funds. Look into Bogleheads.
Posted on 2/7/25 at 7:57 am to RoyalWe
quote:
I think you've still got too many funds. Look into Bogleheads.
So I’ve got Vangaurd Russell 1000, S&P, large cap in my 401k and VGT that I just started buying with extra cash in my brokerage account.(see I actually listened to the board and got rid of several)
All the other funds which it’s a ton of them are with my EJ accounts with about 20% of that in bonds and cash.
This post was edited on 2/7/25 at 8:00 am
Posted on 2/7/25 at 8:16 am to Rize
quote:Fire these people. You don't need them if you're doing a market index fund approach. Again, educate yourself ala Bogle or Warren Buffet.
EJ accounts
Posted on 2/7/25 at 8:24 am to Rize
quote:I hate that for you, but lets be pretty clear, with those stocks you were not investing, you were gambling. I speak from experience, I got lucky on SLI and got out after a run up and made quite a bit to offset my other dumbassedness. Since then I have stuck with index funds and have been so happy to watch my balances go up. The only individual stocks I have bought off of the board discussion since then are NVDA and AKBA. So far so good on them.
tried stocks a few years ago and bought SLI and few others like amc and clne but managed to turn 8k into $900 the last few years.
Posted on 2/7/25 at 8:25 am to Rize
I'm assuming this is personal cash you're working with, not retirement (you indicated you don't have the option to move money from 401k funds to another bucket where you can buy/sell individual stocks)
So, It depends on your goal. What do you want to accomplish?
So, It depends on your goal. What do you want to accomplish?
Posted on 2/7/25 at 8:37 am to Rize
quote:sounds about like me trying to go TO THE MOON
managed to turn 8k into $900 the last few years.

Posted on 2/7/25 at 8:41 am to Rize
quote:
3 Undervalued Stocks to Buy Before the Big Game This Weekend - Transcript
Susan Dziubinski: Hi. I’m Susan Dziubinski with Morningstar. It’s almost time for the big game: The Kansas City Chiefs and the Philadelphia Eagles will meet in New Orleans on Sunday. And in what has become an annual tradition, companies will spend millions of dollars to advertise their products during the broadcast.At Morningstar, we think it’s a gamble to buy the stock of a company simply because it’s advertising during the big game and you’re hoping for a postgame pop in the stock price. We suggest following Morningstar’s playbook instead: Buy undervalued stocks of high-quality companies and hold them for the long term. We think that’s the winning strategy for any market.Here’s a look at three high-quality companies advertising during the game whose stocks are significantly undervalued. We think these are great stocks to buy for the long term.3 Undervalued Stocks to Buy Before the Big Game This WeekendAnheuser-Busch InBev BUDMondelez MDLZHershey HSYThe first stock on our list of undervalued stocks to buy before the big game is Anheuser-Busch InBev BUD. AB InBev is the largest brewer in the world and one of the world’s largest consumer product companies. We think the company has carved out a wide economic moat, which means that we expect it to be able to effectively fight off competitors for two decades or more. Inflation and negative publicity about the marketing of Bud Light in the US have hurt results and the stock’s performance. Even so, the company has one of the strongest cost advantages in our consumer defensive coverage and is among the most efficient operators. We think the stock is significantly undervalued today.Read Morningstar’s full report about Anheuser-Busch InBev.The next cheap stock to buy and hold ahead of the big game is Mondelez MDLZ. Mondelez is a global leader in snacks, and its portfolio includes brands like Oreo, Chips Ahoy, Triscuit, and Ritz—and in fact Ritz will be making its commercial debut during the broadcast. We think the company has carved out a wide economic moat thanks to its entrenched relationships with retailers and its economies of scale. We expect new tactics will drive growth in emerging markets and efforts to remove inefficiencies should unlock cost savings.Read Morningstar’s full report about Mondelez.The final cheap stock we like ahead of the big game is Hershey HSY. Hershey will be advertising its Reese’s brand during the game, but its robust portfolio includes other familiar brands like Kit Kat, Kisses, and SkinnyPop. We think the company’s dominant market share position here in the US and its vast resources to invest to support its brands provide Hershey with a wide economic moat. We also think the company’s recently acquired lineup of salty brands complements its confectionary brands and could lead to innovation blending the two taste profiles.Read Morningstar’s full report about Hershey.For more stock ideas, be sure to subscribe to Morningstar’s channel and visit Morningstar.com.Morningstar director Erin Lash and analyst Verushka Shetty provided the research behind this segment.Watch 3 Top Growth Stocks to Buy and Hold for 2025 for more from Susan Dziubinski.
I think ex dividend date for XOM is 2/12/25.
Posted on 2/7/25 at 8:53 am to SuperSaint
I’m going to post a screen shot of what I have the first time I tried this 

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