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baldona
Auburn Fan
Florida
Member since Feb 2016
12378 posts

Rental Car Accident Scenario thoughts
One of my employees' sister's was hit by a rental car that was driven by someone other than who rented the car, and the driver was killed.

The rental car company is claiming no fault, and that's likely correct? I'm assuming if the driver had insurance for another vehicle, there should be some coverage? I think it was someone in their 20s, so likely not worth much and not much else to chase. I have a feeling she is probably screwed?


Tigerpaw123
USA Fan
Louisiana
Member since Mar 2007
14409 posts

re: Rental Car Accident Scenario thoughts
this is when uninsured motorist comes into play, protect yourself, and remember that if you have an umbrella policy to include uninsured motorist on that as well, you have to ask for it and it costs more but protect yourself


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80
NaturalBeam
LSU Fan
Member since Sep 2007
14192 posts

re: Rental Car Accident Scenario thoughts
She should also check out the person who rented the car - they may have their own insurance coverage as well


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40
ellesssuuu
Baton Rouge
Member since Mar 2016
1121 posts

re: Rental Car Accident Scenario thoughts
You should be able to go after the person who rented the car and let unauthorized person drive the vehicle


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50
Chad504boy
LSU Fan
Member since Feb 2005
140662 posts

re: Rental Car Accident Scenario thoughts
Go after the manufacturer of the vehicle too.


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kengel2
LSU Fan
Team Gun
Member since Mar 2004
17084 posts
 Online 

re: Rental Car Accident Scenario thoughts
quote:

Go after the manufacturer of the vehicle too.


Yup, sue everyone. The louisiana way.


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80
HailToTheChiz
Auburn Fan
Back in Auburn
Member since Aug 2010
35588 posts

re: Rental Car Accident Scenario thoughts
Sue the person who allowed the driver to drive. Could be coverage there as well


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10
meeple
USA Fan
Member since May 2011
6651 posts
 Online 

re: Rental Car Accident Scenario thoughts
quote:

this is when uninsured motorist comes into play
For the longest time I didn’t carry UM because I didn’t know about it, probably because agents wanted to sell me a policy at a lower rate. I have this board to thank for making me aware of it several years ago.
This post was edited on 7/1 at 6:16 am


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cabo
LSU Fan
In the 3rd world con. S Fla.
Member since Jan 2006
458 posts

re: Rental Car Accident Scenario thoughts
If the person driving the vehicle (deceased) had full coverage, you may be able to get something out of it. Your insurance covers you, even if you are driving someone else's vehicle. Should be the same with the rental.


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00
Barrister
LSU Fan
Member since Jul 2012
3303 posts

re: Rental Car Accident Scenario thoughts
Many credit cards provide insurance coverage when renting a vehicle. Worth a shot exploring this option


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