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Posted on 12/6/08 at 8:56 am to Jason
reminds me of Excel telephone company.
Posted on 12/7/08 at 10:56 am to prplhze2000
The experience I had with them is when my sister in law started selling it. She came to my house with her partner, and proceded to tell me how I did not care about my family because I only had $500,000 in coverage already. She said "If you care as much about your family as you do going to LSU games, maybe you;ll get it one day." At this point I stepped back and the wife literally knocked her on her arse in the living room floor. Later we learned that the agents are actully taught to play up the "care about family" angle. They get these people in and give then their Rah Rah speeches for the week, then tell them to go sell. It may be a solid company, but their sales practices are absolutely horrible.
Posted on 12/7/08 at 10:57 am to 9Fiddy
quote:
It may be a solid company
Unlikely.
Posted on 12/7/08 at 11:13 am to Ziggy
"Got recruited" and went to a rally, totally not for me.
Posted on 12/7/08 at 1:34 pm to 9Fiddy
quote:
They get these people in and give then their Rah Rah speeches for the week, then tell them to go sell. It may be a solid company, but their sales practices are absolutely horrible.
Has not been my experience with the company thus far. I think it all depends on the leadership you are under. I think that makes the biggest difference in my opinion. The guys that work with me do a great job and they are very non confrontational and are very laid back and do a great job of selling the product without being in your face and they are just real and that is what I enjoy about it, but that is just my experience I think some people would have a different view if they were under the right people. A lot of people in Primerica get into it for the wrong reasons and are only focused on one thing and they become overbearing and are not genuine in their approach or presentation instead of just being real with people. Their products blow everyone out of the water. Their SMART loans kick everyone’s arse almost every time. Their product is pretty hard to beat to be quiet honest with you. But what they are more than anything is a company that helps people get out of debt faster and they show you how to do it for free which is a unique service compared to other banks and financial institutions who charge you just to see how to get out of debt.
Posted on 12/7/08 at 1:40 pm to Jason
quote:
Their products blow everyone out of the water.
For example?
quote:
Their SMART loans kick everyone’s arse almost every time.
Please elaborate.
quote:
that helps people get out of debt faster and they show you how to do it for free
Link?
Posted on 12/7/08 at 3:19 pm to Ziggy
Kind of a little bit to lengthy to explain on here Ziggy. Find a Primerica agency close to you and get a free Financial Needs Analysis and see for yourself what I'm talking about. Hell it's free so you have nothing to lose. I have already helped my parents cut their mortgage from 29 years down to 12 years. SMART loans stand for save money and reduce taxes. Unlike all other loan companies that hold your money till the end of the month when you make a payment on a bi weekly plan to go to the Principle and Interest, Primerica puts each payment in the bi weekly plan straight to the principle and interest every time so you pay off your mortgage in double the time. As far as I know Primerica has the only simple interest loan like this in the country but I could be wrong but I don't know of another one like primerica. Also overtime the interest rate re amortizes as well which means the interest rate will reduce overtime.
Posted on 12/7/08 at 3:44 pm to GG_OZ_WM
quote:
eir basic premise is that a fortune can be made by signing up tons of salesman with no guaranteed money who will sell to themselves and their immediate circle.
Basic premise of all multi level marketing companies, i.e Primerica is the Amyway of insurance
Posted on 12/7/08 at 5:54 pm to 756
quote:
Primerica is the Amyway of insurance
I wouldn't say that. Two totally different companies. One helps people get out of debt and is owned by Citi Group and can sell all kinds of financial services to people i.e.: Mortgages, Annuities, Investments, Term insurance coverage, car insurance, etc. While the other company sells laundry detergent, soap and stuff like that that you can by at Wal-Mart. Not even close to the same type of company or ideas.
Posted on 12/8/08 at 11:45 am to Jason
The difference between Primerica and other ins companies is the marketing.
They network market because they can sign up "salesman" who sell to all their families to get their business rolling and then don't last in the program. End of the day: new customers, no salesmen.
They network market because they can sign up "salesman" who sell to all their families to get their business rolling and then don't last in the program. End of the day: new customers, no salesmen.
Posted on 1/11/09 at 12:38 pm to bendellee
quote:
They network market because they can sign up "salesman" who sell to all their families to get their business rolling and then don't last in the program. End of the day: new customers, no salesmen
They don't last in the business because they are lazy and aren't tough minded. You have to be to succeed in anything worth while. The job is being a Broker. You recruit people to come and sell the products just like a Broker finds agents to sell houses. The more people you bring under you the more you build a team of agents and you override them JUST LIKE a Broker does when the Agent sells the house. Also, you can still sell the products yourself being a Broker and make money. The company is giving people the opportunity to have your own Brokerage. Yeah totally not legit.
Posted on 1/11/09 at 3:43 pm to prplhze2000
pyramid scheme with a "product" so, it is legal.
Posted on 1/12/09 at 1:22 am to LeonPhelps
quote:
pyramid scheme with a "product" so, it is legal
Nope, wrong again. You become a broker. You can sell the products all day long and never recruit anyone and still make your money and thats fine, but thats self defeating if you really want to make great money at it. All major jobs are marketing and recruiting. It's like in football, if you don't get good enough players and coaches under you as a Head coach then you'll never make it big. If you want to be an average coach and barley get by then you'll half arse recruit and hire half arse coaches. That will get you marginal success compared to getting exactly what you need under you while you are still working hard along with everyone else, then guess what? Everyone wins. The pyramid scheme accusation or label is for ignorant people that have no clue about the business.
Posted on 1/12/09 at 12:47 pm to Jason
Jason, the thing that got me was that I was pissing off my family and friends, so at that point, I decided to get out. I was not pushy, but just wanted to offer the advice. Also, I was working a full time job and had other obligations, so I felt it was time to get out. Sounds good, but just not for me.
Posted on 1/12/09 at 12:51 pm to 33LSU33
quote:
"Got recruited" and went to a rally, totally not for me.
+1
I went to a rally here in Shreveport a while back. I sat and listened to Abram Booty and Bubba Alexander tell me how great they're living and the big houses they have and I can be like them. Seemed like one of those late night infomercials.
I'm not the kind of person who can "hustle" other people.
Posted on 1/13/09 at 11:27 am to Weaver
Thats cool Weaver and your right it's not for everyone. It takes someone with thick skin, competitive nature and someone mentally tough to succeed in the business but the people who are like that do really great at the business. Thats interesting that you were pissing off your family and friends because I have gotten just the opposite reaction. People love what we are doing. I only do it part time and I'm making some serious Jack on the side for doing it part time so I'm not complaining. No one else is doing what Primerica is. But I hear ya man it's not for everyone, although there isn't a better part time income earner that has better compensation than this company does.
Posted on 1/13/09 at 12:07 pm to prplhze2000
IMO any company whose main focus (even at first) is to "Sell to your Friends and family" is doomed to fail for most people. Add in the aspect of "recruit your friends and family" and it gets even worse.
Nothing can ruin a friendship or family relationship like doing business together.
JMHO.
Nothing can ruin a friendship or family relationship like doing business together.
JMHO.
Posted on 1/13/09 at 12:10 pm to dawgorama
quote:
IMO any company whose main focus (even at first) is to "Sell to your Friends and family"
This is most life insurance companies.
Posted on 1/13/09 at 12:10 pm to dawgorama
Run. Run far away from Primerica. My husband didn't make a dime with this company and turned off a lot of friends and family.
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