- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
Looking to refinance home
Posted on 8/23/21 at 8:54 am
Posted on 8/23/21 at 8:54 am
What's the best mortgage company out there for a refi.
11
Posted on 8/23/21 at 8:59 am to bknight00
Go to an advisory/brokerage type site where you put in your info and then get contacted by multiple companies. Makes shopping around much easier. Get multiple quotes, and you can beat down some with other lower quotes if you like them better.
Definitely dont just do 1 quote and ride with them.
Definitely dont just do 1 quote and ride with them.
Posted on 8/23/21 at 9:12 am to bknight00
What state do you live in? Local companies can answer all your questions, get you in the best product for your financial needs. I would not recommend putting your number out there on internet mortgage companies. You will get bombarded with calls
Posted on 8/23/21 at 9:28 am to thunderbird1100
quote:
Go to an advisory/brokerage type site where you put in your info and then get contacted by multiple companies. Makes shopping around much easier. Get multiple quotes, and you can beat down some with other lower quotes if you like them better.
Definitely dont just do 1 quote and ride with them.
This sounds like a great way to get on all of the calling lists and be badgered nonstop.
Posted on 8/23/21 at 9:40 am to bknight00
We're in Baton Rouge and have used Regions Mortgage for my initial mortgage and my refi and have been satisfied.
Posted on 8/23/21 at 9:46 am to MrJimBeam
quote:
This sounds like a great way to get on all of the calling lists and be badgered nonstop.
You dont have to put your phone number in all of them, some just email.
When I did my phone number and email last year I got contacted by only 3 companies, not dozens. And certainly didnt see any uptick in spam calls. All 3 were really professional. I ended up with loandepot, very easy to work with.
This post was edited on 8/23/21 at 9:50 am
Posted on 8/23/21 at 9:51 am to bknight00
Search on here, there are countless refinance threads you can look into to figure which ones have the best options for you.
Posted on 8/23/21 at 10:09 am to bknight00
Better.com
Posted on 8/23/21 at 11:11 am to MrJimBeam
I second this. I was getting calls at 8.30pm almost everyday for 2 weeks. I would select a few and just see if they can pre-approve you. You shouldn’t get all the spam.
Posted on 8/23/21 at 11:25 am to bknight00
Xplore federal credit Union was super convenient for me, with low fees and rates. I find credit unions tend to be superior for something like that.
Posted on 8/23/21 at 11:35 am to bknight00
Online mortgage lenders beat the F out of local ones for my refinance. Mine was jumbo, so it might have affected things, but loan depot was super easy
Posted on 8/23/21 at 11:54 am to bknight00
Check Penfed
Posted on 8/23/21 at 6:08 pm to bknight00
I would recommend getting initial quotes/estimates from Better.com and Bank Rate. Once you get those quotes, ask your friends for some local lenders and see if they can match. I’m refinancing with Better right now and it’s been a relatively simple process. They are also offering a $2000 credit for Amex card holders which is why I chose them over the local banks.
Be careful if you put your info into Lending Tree’s website. I got bombarded with calls after I did that.
Be careful if you put your info into Lending Tree’s website. I got bombarded with calls after I did that.
Posted on 8/23/21 at 6:13 pm to Dale Gribble
Yes, agree. If you are in LA or MS, I can review your loan estimate and see where the rates/fees my differ than local investors.
Posted on 8/23/21 at 7:30 pm to bknight00
I use zillow mortgage rate tool to find the most competitive rates. It has worked out well for me for the few loans/refis I've done, which were all small/relatively unknown companies used.
This post was edited on 8/23/21 at 7:32 pm
Posted on 8/24/21 at 10:21 pm to bknight00
Got 1.89% on a 15 yr no cash out 2 weeks ago w Beeline. Easy process.
Page 1 of 1
Popular
Back to top
Follow TigerDroppings for LSU Football News