- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
re: Klarna IPO. Goes public on the the 10th
Posted on 3/11/26 at 7:41 pm to FLObserver
Posted on 3/11/26 at 7:41 pm to FLObserver
Yes. Not as much as I wish I could though.
And two Jan 2027 calls $17.5 strike for 4.10 a pop.
Realistically would like to see those 4x
And two Jan 2027 calls $17.5 strike for 4.10 a pop.
Realistically would like to see those 4x
1
Posted on 3/12/26 at 10:30 am to bayoubengals88
Nice 10+ percent dip today.
Posted on 3/12/26 at 11:33 am to bayoubengals88
I threw $1500 at it. If it gets to 20 great. Ill buy my kids a new iPad.
Posted on 3/12/26 at 11:35 am to BCreed1
Maybe there’s room to hop in on the IPO, but I gotta say I’m a long-term bear on this one. Call me old-fashioned, but this seems like a house of cards.
Posted on 3/12/26 at 11:53 am to mule74
quote:It's a little late for that (thank goodness). IPO was last year.
Maybe there’s room to hop in on the IPO, but I gotta say I’m a long-term bear on this one.
quote:Do you really think BNPL will become less popular?
Call me old-fashioned, but this seems like a house of cards.
They are integrating like crazy, and their charge offs are much lower than traditional credit cards.
Posted on 3/12/26 at 12:07 pm to mule74
quote:Here's what you may not realize:
I’m a long-term bear on this one. Call me old-fashioned, but this seems like a house of cards.
Klarna is currently mid-pivot, transitioning from a "Buy Now, Pay Later" specialist into a global AI-powered neobank. This evolution is active now, accelerated by their September 2025 IPO. By mid-2026, the company aims to reach 10 million cardholders while expanding deposit services globally.
How they are pivoting:
Banking Infrastructure: Leveraging its Swedish banking license and US partnerships (WebBank) to offer FDIC-insured accounts. This allows them to hold deposits directly rather than just processing transactions.
Product Diversification: Moving beyond BNPL by launching the Klarna Card (debit), interest-bearing savings accounts, and instant P2P money transfers across 13+ countries.
AI-First Operations: Drastically reducing overhead by replacing traditional back-office roles with AI. This has pushed revenue to $1.3M per employee, far outperforming legacy banks.
Consumer Ecosystem: Integrating shopping, cashback, and budgeting into a single "super app." By owning the entire customer journey—from discovery to payment and saving—Klarna mimics a traditional bank's utility but with a modern, tech-heavy interface.
Posted on 3/12/26 at 12:17 pm to bayoubengals88
quote:
Klarna is currently mid-pivot, transitioning from a "Buy Now, Pay Later" specialist into a global AI-powered neobank.
Doesn’t this just sound like a creating solution that needs a problem?
It seems like all my chase card purchase now have the option to convert to BNPL. Clearly traditional banking had no problem adapting to the market.
Conversely, Klarna and Affirm already wrangled everyone deemed unfit by traditional banks, so now they want to pivot and become neo banks?
BTW, whatever happened to the thread about the Brazilian BNPL bank that targeted Mexicans and indigenous Amazonians?
Posted on 3/12/26 at 12:24 pm to lsuconnman
quote:NU? Still up 30% on the 1Y chart
BTW, whatever happened to the thread about the Brazilian BNPL bank that targeted Mexicans and indigenous Amazonians?
Posted on 3/12/26 at 12:43 pm to bayoubengals88
JFC…
Posted on 3/12/26 at 1:26 pm to lsuconnman
I should have taken my own advice and shorted this thing on every bounce. So much missed opportunity.
Posted on 3/12/26 at 1:40 pm to lsuconnman
quote:
JFC…
Do you work for BoA or something??
Posted on 3/12/26 at 4:09 pm to BCreed1
That company is a cancer on society
Posted on 3/12/26 at 4:21 pm to bayoubengals88
quote:
Do you work for BoA or something??
BNPL apps for indigenous tribesmen is peak finance bro lunacy.
Posted on 3/12/26 at 5:10 pm to lsuconnman
Wasn’t the most recent season of industry about a company like this? Who’s the Whitney halberstrom?
Posted on 3/12/26 at 5:25 pm to bayoubengals88
What does the 105% "borrow rate" mean for KLAR when I run the stock price?
Posted on 3/12/26 at 5:41 pm to Cajun75
An ungodly price to pay in order to short the stock…
Posted on 3/12/26 at 5:42 pm to bayoubengals88
quote:
An ungodly price to pay in order to short the stock
Ha, ok, thanks.
Posted on 3/12/26 at 5:47 pm to bayoubengals88
From recent data around March 2026:
• Borrow rates for KLAR have fluctuated wildly—e.g., hitting over 100% intraday on some days (like peaks near 101% on March 11), around 80-90% in other reports, and lower earlier.
• A rate around 105% aligns with recent peaks where it spiked significantly.
• This makes shorting KLAR very expensive—holding a short position even for days/weeks can rack up substantial costs, eating into profits or amplifying losses if the stock rises.
• High borrow rates can signal short squeeze risk (if shorts cover en masse, price spikes), but they also deter new shorts.
• Borrow rates for KLAR have fluctuated wildly—e.g., hitting over 100% intraday on some days (like peaks near 101% on March 11), around 80-90% in other reports, and lower earlier.
• A rate around 105% aligns with recent peaks where it spiked significantly.
• This makes shorting KLAR very expensive—holding a short position even for days/weeks can rack up substantial costs, eating into profits or amplifying losses if the stock rises.
• High borrow rates can signal short squeeze risk (if shorts cover en masse, price spikes), but they also deter new shorts.
Posted on 3/12/26 at 5:48 pm to bayoubengals88
Looks like it was shorted heavily today. I guess that explains why it’s so erratic between the 13-17 range
Posted on 3/12/26 at 5:52 pm to lsuconnman
Klarna does not charge interest on borrowing. Only late fees.
Page 2 of 3
Popular
Back to top
Follow TigerDroppings for LSU Football News