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Started By
Message
I’m debt-free!
Posted on 10/18/19 at 12:38 am
Posted on 10/18/19 at 12:38 am
At 40 years old... it’s been such a burden, but I did it. I’m totally debt-free. I wish this peace for all of you.
17
Posted on 10/18/19 at 5:34 am to OldHickory
quote:
At 40 years old... it’s been such a burden, but I did it. I’m totally debt-free. I wish this peace for all of you.
It's really liberating. Congratulations, that's a great accomplishment.
Posted on 10/18/19 at 6:46 am to OldHickory
Posted on 10/18/19 at 7:16 am to OldHickory
Very nice, mid 30's here and almost have both our newer cars paid off with only a mortgage for debt. Can't wait for that last payment in a year or so. Just so happens my wife and I have our payments ending within a 6 month time frame so that will be a nice chunk to put towards the house and other expenditures. Congrats, OldHickory! Probably won't be debt free here until late 40's.
Posted on 10/18/19 at 9:16 am to MrJimBeam
Good to see it’s a goal for some people. Others seem to be resigned no a lifetime of debt. Congrats. Welcome to the club.
Posted on 10/18/19 at 9:27 am to OldHickory
Congratulations! I recently paid off the last of my remaining debt with the exception of my house. It's an amazing feeling and I can't imagine what it must feel like to be mortgage-free. I'd love to know how that feels in the next 10 years!
Posted on 10/18/19 at 9:42 am to OldHickory
Congrats!!
Have been debt free expect for mortgage for a few years. At 3.5% interest and each of us having stable jobs we are in no hurry to pay off the house, but that note may go away in a couple years also, have not decided yet.
Have been debt free expect for mortgage for a few years. At 3.5% interest and each of us having stable jobs we are in no hurry to pay off the house, but that note may go away in a couple years also, have not decided yet.
Posted on 10/18/19 at 10:26 am to OldHickory
Congratulations! I'm jealous. We still have a student loan that is more than our mortgage. Just a few more years.
Posted on 10/18/19 at 10:56 am to TheWiz
Just to give you some insight. I am totally debt free. Paid off the house about 10 years ago. I am 59 now. I have saved more money in my 50’s than I have the rest of my life. Hope you younger guys get to this point sooner than I did.
Posted on 10/18/19 at 11:01 am to TheWiz
quote:
We still have a student loan that is more than our mortgage
I hope y'all are both doctors or lawyers.
Posted on 10/18/19 at 11:09 am to OldHickory
I just hit a million dollars in debt. I will probably double it in the next 5 years 
Posted on 10/18/19 at 11:19 am to nugget
quote:
I just hit a million dollars in debt. I will probably double it in the next 5 years
Posted on 10/18/19 at 11:52 am to OldHickory
Congrats
Time to cash out that mortgage at 3.5% and get that money working for you.
Time to cash out that mortgage at 3.5% and get that money working for you.
Posted on 10/18/19 at 12:58 pm to OldHickory
quote:
At 40 years old... it’s been such a burden, but I did it. I’m totally debt-free. I wish this peace for all of you.
me too, and yes it is liberating in mind and spirit.
it took me ten years longer than it took you, so congrats
Posted on 10/18/19 at 1:19 pm to TDsngumbo
Wife is a Physician. I make a little less than her in Salary but usually break even with her after bonus.
Posted on 10/18/19 at 2:57 pm to OldHickory
Congrats!!! We have six months to go to get debt free minus the house.
Looking forward to it.
Looking forward to it.
Posted on 10/18/19 at 3:15 pm to bogart
quote:
Paid off house?
For me, yes. But I'm building now and will have a small mortgage when finished.
Posted on 10/18/19 at 4:41 pm to OldHickory
Nice!
I’m 39 and have been debt free, other than a mortgage and student loan for a long time.
My student loan is 1.2% and mortgage 3.2%. Both vehicles are paid off and we are about to buy a new one but will likely pay cash unless they offer zero percent interest or close to it. The beach house has been paid off thanks to the last Florida boom and bust.
I’m in no rush to pay off the student loan and have a 15 year on the house which should be paid off right about the time we will sell and downsize.
My business has debt but that’s a different animal than personal debt.
I’m 39 and have been debt free, other than a mortgage and student loan for a long time.
My student loan is 1.2% and mortgage 3.2%. Both vehicles are paid off and we are about to buy a new one but will likely pay cash unless they offer zero percent interest or close to it. The beach house has been paid off thanks to the last Florida boom and bust.
I’m in no rush to pay off the student loan and have a 15 year on the house which should be paid off right about the time we will sell and downsize.
My business has debt but that’s a different animal than personal debt.
Posted on 10/18/19 at 5:14 pm to SippyCup
quote:It depends on whether you are a guarantor or not.
My business has debt but that’s a different animal than personal debt.
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