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re: How do you maximize your CC points?
Posted on 9/28/26 at 8:01 am to SlowFlowPro
Posted on 9/28/26 at 8:01 am to SlowFlowPro
The best actual returns for your dollar are to convert points to airline miles if you want to do an overseas flight. I just converted 100k cap one points to Air France miles. Got a flight from MSY to Papeete for those miles ($1k points value). By comparison, the cost of the cash ticket was $1800.
Posted on 9/28/26 at 10:06 am to SlowFlowPro
Transfer points to partners for travel.
Posted on 9/28/26 at 1:30 pm to SlowFlowPro
Using transfer partners is always where you will find the most outsized value; luxury hotels; business/1st class plane tickets, etc...
Even then, Hyatt is still the best hotel option to redeem to. Using award searches is the way to go to find good ways to redeem points for hotel/flights that have high value as well.
Also consider using something like sky key for flights after you book to automatically refund you cash/points/miles if they find a lower booking in the process. Just used that for the first time for some flights to Mexico in December.
Originally paid 52,600 Delta Skymiles for 2 comfort+ seats from ATL to CUN in Dec. It found the same flight a week ago for just 37,400 miles. It refunded 15,200 skymiles back into my account, nothing changed with my booking and I pay them $38 for the finders fee (you always pay them in cash, not points/miles).
Think of it like I got 15,200 sky miles for $38; which is an insane deal. they charge 25% of the refunded amount, which they value all points/miles at just 1.0cpp. So 15,200 miles in this case = $152 * .25 = $38 to them.
In the Chase travel portal I've had lots of success with points boost and my CSR. Booked a few hotels for 2.0cpp now.
Even then, Hyatt is still the best hotel option to redeem to. Using award searches is the way to go to find good ways to redeem points for hotel/flights that have high value as well.
Also consider using something like sky key for flights after you book to automatically refund you cash/points/miles if they find a lower booking in the process. Just used that for the first time for some flights to Mexico in December.
Originally paid 52,600 Delta Skymiles for 2 comfort+ seats from ATL to CUN in Dec. It found the same flight a week ago for just 37,400 miles. It refunded 15,200 skymiles back into my account, nothing changed with my booking and I pay them $38 for the finders fee (you always pay them in cash, not points/miles).
Think of it like I got 15,200 sky miles for $38; which is an insane deal. they charge 25% of the refunded amount, which they value all points/miles at just 1.0cpp. So 15,200 miles in this case = $152 * .25 = $38 to them.
In the Chase travel portal I've had lots of success with points boost and my CSR. Booked a few hotels for 2.0cpp now.
This post was edited on 9/28/26 at 1:34 pm
Posted on 9/28/26 at 2:45 pm to LemmyLives
quote:
The annual fees are beyond the pale at the Reserve/Platinum level.
The Amex Plat is still a win at $895 tbh
$200 Airline Credit
$400 RESY Restaurant Credit
$300 Digital Credit
$300 Lulu Credit
14.95 Walmart + Credit (Get free Paramount or Peacock as part $120 credit)
$600 Hotels Credit through their system
$200 Uber Credit Plus Free Uber One
Pick your mix of those and you easily get to $895 and then are earning tons of points if doing it right.
Posted on 9/28/26 at 7:02 pm to Lsut81
Funny enough I got an Amex business card today that is like $350/year but offers a $360 credit for ChatGPT 
Posted on 9/28/26 at 7:53 pm to SlowFlowPro
You have to get 2 licenses which are $480 which is the annoying part about that credit.
Its the AMEX business gold, wife has the same card.
Its the AMEX business gold, wife has the same card.
Posted on 9/28/26 at 10:06 pm to SlowFlowPro
I transfer chase UR for Hyatt points, no telling how many “free nights” I’ve used., easily over 20k in value. Just did 2 nights in Madison at 9k total for 2 nights for the ole piss game.
I use them for lsu games in BR, big cities,away lsu games, the big Hyatt resorts in San Antonio and Austin.
So cheap that that I can replenish them easily.
I use them for lsu games in BR, big cities,away lsu games, the big Hyatt resorts in San Antonio and Austin.
So cheap that that I can replenish them easily.
This post was edited on 9/28/26 at 10:10 pm
Posted on 9/28/26 at 11:15 pm to SlowFlowPro
figure it out you seem to know everything 
chase more ambulances trailer park lawyer lol
chase more ambulances trailer park lawyer lolThis post was edited on 9/28/26 at 11:18 pm
Posted on 9/29/26 at 9:29 am to SlowFlowPro
Bonvoy
I focus my CC to get free Hotels on vacations
The airlines have flight miles
I focus my CC to get free Hotels on vacations
The airlines have flight miles
Posted on 9/29/26 at 9:49 am to DaBeerz
quote:
I transfer chase UR for Hyatt points
Do you have the CSR or CSP? Oct 1st, the CSP is getting devalued to Hyatt 4:3, so you may want to transfer. I normally wouldn't recommend that, but if you know you will use them for Hyatts then transfer now. If you have the CSR then you're all good.
Posted on 9/29/26 at 10:04 am to SlowFlowPro
Look into transfer partners
You get A LOT more value for your points. Like 3x plus more
They are trickier to use, but im flying business class both ways to Greece next week for less than 150k points per person combined
You get A LOT more value for your points. Like 3x plus more
They are trickier to use, but im flying business class both ways to Greece next week for less than 150k points per person combined
Posted on 10/10/26 at 10:20 pm to Sho Nuff
CSR… the perks pay for itself
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