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Started By
Message
re: Current Mortgage Rates
Posted on 9/24/20 at 8:39 pm to ellesssuuu
Posted on 9/24/20 at 8:39 pm to ellesssuuu
What should I expect on a 500k loan (80% LTV - $625k house) for a purchase right now? Not refi.
3
Posted on 9/24/20 at 11:01 pm to CaptainJ47
Sorry, I just saw this reply. Hopefully it is not too late, My broker is out of CA, but I live in WA. I am not sure of where you are or where he is qualified to roam, lol?
Ryan Rovell
Home Plus Mortgage
949.271.5642
Tell him Russell sent you.
Ryan Rovell
Home Plus Mortgage
949.271.5642
Tell him Russell sent you.
Posted on 9/24/20 at 11:04 pm to TigerDeBaiter
depends on your fica score, income, debt to income ratio, job status, and a plethora of other data, but if all of the above is good, you should get a pretty great rate.
Prior military service with a service connected disability rating, even if it is a ZERO rating, is still a rating and qualifies you for Zero VA funding fee, that is huge.
Prior military service with a service connected disability rating, even if it is a ZERO rating, is still a rating and qualifies you for Zero VA funding fee, that is huge.
Posted on 9/25/20 at 10:25 am to oneg8rh8r
Yeah, all that is excellent, so I guess what I’m asking is what is the best rate out there right now?
2.75
3.00
3.25
All fantastic rates, but curious what is achievable right now..
2.75
3.00
3.25
All fantastic rates, but curious what is achievable right now..
Posted on 9/25/20 at 11:06 am to TigerDeBaiter
Based on the data you presented, I am pulling a strong estimate for you. If you are interested, let me know your email address and I can send some information over
Posted on 9/25/20 at 11:18 am to TigerDeBaiter
Rate this morning is 2.75% with no points
Posted on 9/25/20 at 1:05 pm to TigerDeBaiter
i am locking purchase loans at 2.625% on 30yr today.
Posted on 9/25/20 at 3:45 pm to oneg8rh8r
quote:
Prior military service with a service connected disability rating, even if it is a ZERO rating, is still a rating and qualifies you for Zero VA funding fee, that is huge.
I’m in the market and looking to get pre-approved. I was surprised as I was filling out the application online for USAA that they were no longer doing conventional loans. Been a member of USAA due to being a military brat and previously held a mortgage through them about 17 years ago. Had to call and confirm. Yup, no more conventionals since June and I don’t qualify for a VA loan. EVERYTHING else I have through them.
Posted on 9/25/20 at 5:42 pm to hawkeye007
Damn, I guess I might need to shop around. I was quoted 3.25, 0 points and 0 origination though
Posted on 9/25/20 at 7:02 pm to Stiles
I just closed on a 30 yr at 2.5% - $1800 in origination. Here’s the guy I used:
Nick Walsh
Advance Mortgage & Investment LLC.
Mortgage Loan Officer | NMLS #1647246
nwalsh@amic.co
P: (251) 272-4224
P: (888) 468-3316
M: (251) 209-4822
F: 1-877-285-7832
We Proudly Offer VA Loans
We lend in the following states: AL, CA, CO, FL, LA, MS, TN
Nick Walsh
Advance Mortgage & Investment LLC.
Mortgage Loan Officer | NMLS #1647246
nwalsh@amic.co
P: (251) 272-4224
P: (888) 468-3316
M: (251) 209-4822
F: 1-877-285-7832
We Proudly Offer VA Loans
We lend in the following states: AL, CA, CO, FL, LA, MS, TN
Posted on 9/25/20 at 7:59 pm to TigerDeBaiter
I was offered 2.25% fixed for 30 on a 900K jumbo a month ago. But our offer wasn't accepted.
Posted on 9/25/20 at 8:07 pm to oneg8rh8r
Just locked a refi @ 2.8% for 15 years. Knocked off 10 years and $58K total savings. Monthly note went up $118.
Posted on 9/26/20 at 7:02 am to Potchafa
I am quoting rates at 2.625 on 15 year
Posted on 9/28/20 at 10:41 am to TigerDeBaiter
got quoted 3.1 just now... what happened to the cheap rates?
Posted on 9/28/20 at 11:51 am to CE Tiger
My guess is volume is through the roof right now. Everyone trying to get in before the adverse market fee kicks in in December
Posted on 9/28/20 at 1:38 pm to CE Tiger
quote:
got quoted 3.1 just now... what happened to the cheap rates?
Yes a rate that has never ever been seen ever in the history or rates is not a cheap rate now
Ppl are funny
Posted on 9/28/20 at 2:43 pm to SDVTiger
If a loaf of bread costs a buck fiddy nobody wants to pay 1.75.It is about getting the BEST deal .
Posted on 9/28/20 at 4:44 pm to CE Tiger
Refinance or purchase? What’s your scores?
Posted on 9/28/20 at 8:34 pm to ellesssuuu
Refinance. Either 15 or 20 depending on rate. My FICO is 816 based on the free discover one , 786 for credit wise on my capital One account
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