Credit cards

Depends how much you spend a month, where you shop, % spending per category, etc.

My current setup:

1. Walmart One Pay - 5% back ordering groceries on Walmart+, 3% in store...I do most of my grocery shopping at Walmarks. also get $0.10 off on gas with Walmart+ and a Paramount Plus subscription

2. Amex Blue Cash Preferred - 6% back on groceries and streaming, 3% on gas...when I don't buy groceries or gas at Walmart. Also big purchases in case there's a dispute

3. Chase Sapphire Preferred - 3% back on restaurants, etc. I hit this one up too since you get a deal using your points to book travel through them

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Which credit card gives you the best cash back or perks?

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I like my bass pro black card because I buy a good amount of guns and ammo. They have a price match for local competitors and will beat it by 5%. 2% back on fuel and dinning also. Monday’s they offer 10% off so that has worked out well when buying high end glass, guns and bulk ammo. Plus you get 5% back on those purchases.

So, either way, you’re f@cked.

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I’m fricked if I don’t spend enough and fricked if I spend too much

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Fricked w/cash > Broke Fricked!

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Wife just told me she signed us up for a united card and added me but we have to spend 5k in the first 90 days to get the 80,000 miles. She’s worried about hitting that 5k in 90 days.

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The inevitability seemingly originates here. Kidding.