re: Credit Card Rewards and Points Discussion

Has anyone had their AMEX account "under review?" I transferred 125K to my fiancee (authorized user) ANA account, which went through, but when I went to transfer mine I get the error "This action will not be completed because of an attempt to sell or otherwise transfer Membership Reward points to someone else which is not permitted under the terms and conditions of the program." I call customer service who essentially says it's an automatic review and could take 6-8 weeks to complete. No one can tell me any more information, "it's at corporate" and they don't have contact info for them. I can't seem to find much about it online either. My flight availability will almost definitely be gone by then. Any ideas?

You pussy, STFU.

I've posted plenty on this thread and helped many people. Go cradle your AMEX in your arms and tell her it's going to be alright. You've been shown your arse over and over and all you've done is muddy the thread up, go away.

quote:

---

My flight availability will almost definitely be gone by then. Any ideas?

---

That's ridiculous. AMEX CSR are usually excellent so if they're throwing their hands up then that's weird. Did they charge you a fee?

Do credit cards consider calendar year spending to end at your last statement of the year or on December 31st? My last statement is December 17th.. but I made a purchase on December 31st to get over my spend threshold. But that statement doesn't close until January 17th. Should the December 31st purchase count toward 2018?

quote:

---

Do credit cards consider calendar year spending to end at your last statement of the year or on December 31st? My last statement is December 17th.. but I made a purchase on December 31st to get over my spend threshold. But that statement doesn't close until January 17th. Should the December 31st purchase count toward 2018?

---

What card? It really depends, if it is a signup offer along the lines of "spend $5k annually to receive 30,000 bonus points", that should be 12 months from signup ie not a calendar year.

However, cards like the Delta Amex's bonus are for calendar years... ie you have to spend $25,000 between 1/1-12/31 to reach the bonus points. If you signup for the card on 6/1 as an example, you only have from 6/1-12/1 to reach $25,000 spend for the card.

HTH

Update, I filed a CFPB complaint and my points were unfrozen the next day.

I'm not sure if it's available on your specific route, but Flying Blue, Korean Air, and Virgin Atlantic are Chase transfer partners and have the ability to book Delta flights, although I'm only familiar with int'l options for them. Not sure how much cheaper they'd be than 40K RT though. Delta is an Amex travel partner if they're your airline of choice FYI.

quote:

---

Korean Air,


Thought they went away with URs?

---

Correct. Was such a sweet deal. I transferred 100k UR to just sit in my KA account until use them.

quote:

---

Flying Blue, Korean Air, and Virgin Atlantic are Chase transfer partners and have the ability to book Delta flights

---

Yeah, I think checking Virgin could be a good bet. They have some great deals to Japan and Europe this way on Detal metal. Worst case I guess just do it through the portal but 40k is a lot of points for that trip. You can fly to Hawaii with that amount.

On another note, do you guys consider it a waste to use these points on domestic flights? Seems almost everyone is using them for international flights, but honestly, world travel isn't interesting to my wife, so I think my best usage is domestic flights. Would like to go to Hawaii sometime in the next year, but other than that, no where special.
We go to FLL regularly because we take cruises out of there.
I don't want to "waste" my points, or under use their value, but am not looking to go to China/Singapore/etc. I would like to see Australia, but don't know that I want to travel that far. I have about 400K in UR points currently.