WallsAllAroundMe

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When I pay SS tax today, that money pays for someone else's benefits today. When I retire, someone else will be paying my benefits.

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1st, Basically, you just described what a Ponzi scheme is. Prove me wrong.

2nd, what is it when people here illegally are receiving benefits from this “pot”, yet never having paid one cent into it?

3rd, wouldn’t it just be better to be done with it completely? We all know the government uses that money for other “projects.” That’s what taxes are. Money taken from me for the government to use for other projects. The government uses SS money for other projects as well. Prove me wrong.

4th, don’t reduce my paycheck now without my consent only to tax me on it when you give it back to me, knowing it is much much much less than the amount it would have been if I invested in VOO on my own for 30 years.

Just let me keep that money. If I choose to waste it and live in poverty at the end of my life, my fault. But maybe investing and saving should be taught more than Black Friday sales and clearance sales and what not.

It’s a good thing I drink covfefe

Went to Universal Hollywood a few years back or so. Stayed at Hilton Universal. Last day there ate the huge buffet for breakfast and was sitting in a table next to the cast of “White Collar,” all there except for Kelly kapowski.

On the plane ride back to NOLA, was in first class and sat across the aisle from the quantum leap guy, Scott Bakula. He was studying a script the whole flight. Didn’t realize he was on CSI New Orleans or whatever. Looked like he didn’t want anyone to talk to him. Just looked down the whole time and only looked up to repeat the lines he was supposed to learn by memory. Guess he waited til the last minute to study.

Bought Stiffler a beer at hooters on College Drive once. He was actually a cool guy to talk to. Just talked about his time in louisiana while filming the dukes of hazzard.

The celebs I’ve met are pretty cool if you don’t bother them about past roles. Cuba Gooding was pretty cool also one night when I met him at Ivars.

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People laugh at me sometimes when I tell them I put what I can in I-bonds. I have been buying them up since they came out right around the time I was graduating college in 2000 I believe. Was buying automatic $100 a month. Lost a job a few years down the road when the company shut down, so, I stopped the auto buying. Forgot to restart it and bought some more here and there. In 2016, I had to sell some with some unexpected financial issues, which I could have made it through without selling, but I didn't want to wait. Which I did though. I kept my oldest ones and still have been buying since then. And when I say I kept my older ones, they were the paper bonds. Some years back I converted them to all electric. But, I have some from 2000 and 2001 making over 13%. Really kick myself for selling some a few years ago every time I see that number. Some over 10% and some over 12%. I dont understand why, but something to do with the fixed rate at the time when you buy the bond never changes. Currently the fixed rate is 0% I think, but I guess back then, it was higher after the tech bubble.

I just wish I knew about the extra you can buy using your tax refund. I had no idea and missed that by about a few weeks after I filed before I heard about that option. Anyway, I maxed out in November, maxed out for 2022 last month and plan to max out as long as I see more money being printed.

One thing, I really do wish they would make an app for the phone or at least make the log in process more simple. I have never had to go through a log in process like they have with any other website, ever.

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