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re: Credit Card Rewards and Points Discussion

Posted on 10/24/18 at 9:21 am to
Posted by Teddy Ruxpin
Member since Oct 2006
40837 posts
Posted on 10/24/18 at 9:21 am to
quote:


Just realized I cant get any Plat rewards since I got one previously... bummer 


How long ago is "previously"? Data supports that lifetime limitation didn't really mean lifetime.

For partners, of the ones I mentioned, it would be Citi. But that works better with they're partners they share with other company points programs.

Arrival is going to get you $700 regardless if it's airfare, hotel, or whatever.
Posted by Lsut81
Member since Jun 2005
84979 posts
Posted on 10/24/18 at 9:41 am to
quote:

How long ago is "previously"? Data supports that lifetime limitation didn't really mean lifetime.


I think its been 3-4yrs now... But would hate to sign up only to find out later I was ineligible.

I’ll have to look at the CITI card, since I now won’t have a spend requirement on the CSR and they knocking down some of my annual for their frick up.

I wish there was something I could do with Southwest Points... I’ve got so many of them, there is no way I can travel that much.
Posted by Esquire
Chiraq
Member since Apr 2014
14777 posts
Posted on 10/24/18 at 10:15 am to
quote:

So I’ve got about 180,000 accumulated on my CSR now, we fly United whenever we vacation. Should I go ahead and transfer these over to United as miles? It’s 1:1 right?


I wouldn't do all of them. When you go to book a flight, check both websites. I have had flights where CUR was cheaper and flights where United miles were cheaper. Also, you are still eligible for upgrades if you use UR points.
Posted by Old Sarge
Dean of Admissions, LSU
Member since Jan 2012
63192 posts
Posted on 10/24/18 at 10:20 am to
CUR? I’ve got the chase sapphire reserve
Posted by Esquire
Chiraq
Member since Apr 2014
14777 posts
Posted on 10/24/18 at 10:21 am to
quote:

CUR? I’ve got the chase sapphire reserve


Chase Ultimate Rewards. I'm bad with the acronyms. They are worth more when you redeem through the CSR. I have 4 Chase cards so I pool all my UR into my CSR to book travel.
Posted by Old Sarge
Dean of Admissions, LSU
Member since Jan 2012
63192 posts
Posted on 10/24/18 at 10:33 am to
Gotcha
Posted by Carson123987
Middle Court at the Rec
Member since Jul 2011
68033 posts
Posted on 10/24/18 at 10:36 am to
quote:

I have 4 Chase cards so I pool all my UR into my CSR to book travel.


this is what everyone should do
Posted by Lsut81
Member since Jun 2005
84979 posts
Posted on 10/24/18 at 11:15 am to
quote:

I’ve got the chase sapphire reserve



I cant see how it would be cheaper to transfer out... You get 50% more on your points by booking through UR.
Posted by Lsut81
Member since Jun 2005
84979 posts
Posted on 10/24/18 at 7:31 pm to
quote:

Of course many Chase cards like Ink Preferred are out there.



Considering doing this one, so I can get the 80k points into my UR account where its worth $1200 in travel thanks to the Reserve 50% bonus.


How difficult is it to get the Ink Preferred? I got the SW Business Premier claiming a sole proprietorship, can I do the same with Ink?
Posted by SlowFlowPro
With populists, expect populism
Member since Jan 2004
476282 posts
Posted on 10/25/18 at 1:20 pm to
can anyone suggest a good transfer card for a mediocre credit score? trying to get my gf to do a transfer for 0% interest for a term so she can get some old debt in line, but she's convinced no CC will offer her the deal (to quote JP, "not bloody likely")
Posted by Lsut81
Member since Jun 2005
84979 posts
Posted on 10/25/18 at 6:09 pm to
quote:

can anyone suggest a good transfer card for a mediocre credit score?


Haven't done it since college, but I remember Discover being pretty good about balance transfers.

Of course, they likely changed, but they were one of them.
Posted by Teddy Ruxpin
Member since Oct 2006
40837 posts
Posted on 10/25/18 at 6:39 pm to
I think the second one will be very difficult if you're still showing zero income for the business or something low and not using the one you have.
Posted by Lsut81
Member since Jun 2005
84979 posts
Posted on 10/25/18 at 8:42 pm to
quote:

think the second one will be very difficult if you're still showing zero income for the business or something low and not using the one you have.


Well hell, was trying to find a chase product with bonus signup to get the 50% bonus with the reserve.
Posted by Carson123987
Middle Court at the Rec
Member since Jul 2011
68033 posts
Posted on 11/19/18 at 4:28 pm to
bump. sad this thread has died.

finally pulled the trigger on a CSR.
Posted by Teddy Ruxpin
Member since Oct 2006
40837 posts
Posted on 11/19/18 at 6:28 pm to
Ya, it has slowed considerably.

We even have two $700 offers out there with Arrival+ and Cap One.
This post was edited on 11/19/18 at 6:29 pm
Posted by Civildawg
Member since May 2012
10473 posts
Posted on 11/19/18 at 6:55 pm to
I’m still holding out hope the csr does a 100k bonus again
Posted by fatboydave
Fat boy land
Member since Aug 2004
17979 posts
Posted on 11/19/18 at 7:12 pm to
CSR has been good to me. Hitting the OD/OM vcg sale this week and making the ink+ scream
Posted by Teddy Ruxpin
Member since Oct 2006
40837 posts
Posted on 11/19/18 at 7:43 pm to
quote:

I’m still holding out hope the csr does a 100k bonus again


Posted by PhiTiger1764
Lurker since Aug 2003
Member since Oct 2009
14582 posts
Posted on 11/19/18 at 9:47 pm to
For those of you who have United Miles, how do you use them? I've had the United MPE card coming up on 2 years and sitting on about $85k points. The only thing I have ever done was use about 5k miles to rent a car one time.

I am in BR and any time I need to fly whether out of BTR or MSY I always check to see the redemption options, and every single time it has been cheaper to just use the Chase Portal and burn UR points instead.
Posted by Teddy Ruxpin
Member since Oct 2006
40837 posts
Posted on 11/19/18 at 10:39 pm to
International business class.

I've flown Asiana, Thai, Ethiopian and Swiss for example.

Seriously doubt Chase Portal will beat that
This post was edited on 11/19/18 at 10:40 pm
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