- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
re: Credit Card Rewards and Points Discussion
Posted on 4/13/18 at 7:03 pm to fatboydave
Posted on 4/13/18 at 7:03 pm to fatboydave
quote:
Maxed out my annual 5x points on my Ink+ this week thanks to OD card deal
What's the deal, do you have to go in-store to see it, and is it still active?
2
Posted on 4/14/18 at 1:12 am to Sho Nuff
quote:
What's the deal, do you have to go in-store to see it, and is it still active?
Yeah, unfortunately in store to buy the VCG but buy $300 or more in VCG get the fees back (plus $3) in instant rebate with 5x points on the Ink+ card. That card has been the best thing I learned on TD
How to exploit it has been the 2nd Best thing 
This post was edited on 4/14/18 at 1:14 am
Posted on 4/17/18 at 4:09 pm to fatboydave
quote:
That card has been the best thing I learned on TD How to exploit it has been the 2nd Best thing
Just got back in town so I'm going to try to go to OD and see if it's still available. I am looking at getting the Ink Cash with the 50k bonus, hoping I get it since I already have the Ink+ and Ink Preferred
ETA: BTW how do you guys know when they have these specials for the GC's? I need to get on this train so the card is worth even more to me.
This post was edited on 4/17/18 at 4:10 pm
Posted on 4/17/18 at 5:34 pm to Sho Nuff
The blogs will alert on it like a tornado siren
The deals should also be in the weekly ads you can find on the OD or Staples website or wherever.
The deals should also be in the weekly ads you can find on the OD or Staples website or wherever.
This post was edited on 4/17/18 at 5:35 pm
Posted on 4/17/18 at 7:09 pm to Teddy Ruxpin
Are we gonna talk the SPG/Marriott merger in here ?
Some good it looks like but could be a good bit of bad.
? Some good it looks like but could be a good bit of bad.
Posted on 4/17/18 at 7:18 pm to Sho Nuff
quote:
Are we gonna talk the SPG/Marriott merger in here ? Some good it looks like but could be a good bit of bad.
wasnt that 2 years ago?
the overwhelming positive was by transferring SPG points to marriott firat....it finally efficient to deposit SPG points with united.
Posted on 4/18/18 at 6:13 am to mrgreenpants
I heard there’s a nice sweet spot on top tier SPG/Marriott hotels up until the end of this year with the new announcements.
Posted on 4/18/18 at 2:44 pm to cmlsu
Yes, you can get high quality Marriott hotels for a good points value by converting SPG and getting 3:1.
In August though there is going to be a new combined chart so I wonder how bad that's going to be for SPG hotels. I'm going to book an SPG hotel with my points soon and then keep it or cancel it in Aug depending on the chart. Also, the SPG cards are getting devalued as they won't earn 1 SPG point per dollar anymore. It's going to earn 2 Marriott points basically and you were getting 3:1 so it's a 33% reduction. Biz AMEX loses lounge access.
The only good things I've seen so far is the card now gets a free night (only up to 35,000 points which isn't much) and there's more airlines to use the 20,000 gets you 25,000 miles bonus.
In August though there is going to be a new combined chart so I wonder how bad that's going to be for SPG hotels. I'm going to book an SPG hotel with my points soon and then keep it or cancel it in Aug depending on the chart. Also, the SPG cards are getting devalued as they won't earn 1 SPG point per dollar anymore. It's going to earn 2 Marriott points basically and you were getting 3:1 so it's a 33% reduction. Biz AMEX loses lounge access.
The only good things I've seen so far is the card now gets a free night (only up to 35,000 points which isn't much) and there's more airlines to use the 20,000 gets you 25,000 miles bonus.
Posted on 4/18/18 at 3:03 pm to Sho Nuff
quote:
Are we gonna talk the SPG/Marriott merger in here ?
I think most importantly they haven't announced anything terrible in the new program which should be received as good news
I think the more competition in the rewards program area the better so obviously from that standpoint, this hurts.
Posted on 4/18/18 at 3:39 pm to Sho Nuff
Wondering if I should grab the 25K SPG points before the sign-up bonus goes away.
Posted on 4/19/18 at 7:40 am to TheChiefHasArrived
I have can get 2 more cards. SPG or Marriott? Citi ThankYou or capital one venture?
Looking to get discounted flights and rooms.
Looking to get discounted flights and rooms.
Posted on 4/19/18 at 8:26 am to PeteRose
SPG and Citi.
Posted on 4/20/18 at 2:48 am to WM_Tiger
newb question: Can I use miles on 3rd party sites like cheapoair?
Posted on 4/20/18 at 7:06 am to PeteRose
quote:
newb question: Can I use miles on 3rd party sites like cheapoair?
Only the ones that allow for statement credits.
Barclay Arrival/Venture are really just cash back cards that let you use the points against travel purchases you make with the card. So if CheapOair codes as "travel" on those cards, you can use their "points" to negate some of the cost.
Otherwise, the answer is no, though, many of the bank currency programs like Chase Ultimate Rewards have their own booking engines where you can use the points in a similar fashion. But you can't use them as a "free agent" on any website so to speak.
Posted on 4/20/18 at 7:06 am to WM_Tiger
SPG is supposedly only giving out $200 statement credits now as the bonus.
Posted on 4/20/18 at 8:34 am to Teddy Ruxpin
I figure this is the best place to post this question.
Which credit card should I look at for best rewards benefits?
I currently have an American Express Blue and a Wells Fargo Visa. The Wells Fargo card is terrible. Amex is decent it seems.
I want to replace the Wells Fargo with something. We do not fly much, so sky miles is not a must unless those points/miles stay around and dont expire.
Plan is to keep the Wells Fargo card open, but just not use it.
TIA
Which credit card should I look at for best rewards benefits?
I currently have an American Express Blue and a Wells Fargo Visa. The Wells Fargo card is terrible. Amex is decent it seems.
I want to replace the Wells Fargo with something. We do not fly much, so sky miles is not a must unless those points/miles stay around and dont expire.
Plan is to keep the Wells Fargo card open, but just not use it.
TIA
Posted on 4/20/18 at 10:55 am to HailToTheChiz
quote:
We do not fly much
possibly chase sapphire reserve since the $300 credit goes towards any type of travel. plus, you can use chase points to book hotels.
you could consider a hotel branded card if you are loyal to a certain brand (the hyatt sign up bonus is nice, plus free night every year).
almost all of the best credit card perks/benefits are geared towards air travel (lounge membership, miles, etc.)
Posted on 4/20/18 at 1:09 pm to HailToTheChiz
quote:
Which credit card should I look at for best rewards benefits?
What kind of benefits? I know you said you don't fly much, but any more insight you can offer into what you're looking to get out of a card would be helpful.
Cash back?
Hotel points? And if so, any particular chain?
Just general flexible rewards points like chase ultimate rewards or amex membership rewards?
Is there a big purchase/travel trip/goal you have in the future you'd like the credit card to work towards for you?
Do you have an approximation on how much you spend on credit cards each month, and what those purchases are? Gas, groceries, bills, restaurants, office supplies, etc.
quote:
We do not fly much, so sky miles is not a must unless those points/miles stay around and dont expire.
While most frequent flyer programs do have expiration rules on their miles, its usually possible to keep your miles from expiring without having to actually fly. Generally as long as you have activity(adding or using miles) in your mileage account within the stated time period that will prevent your miles from expiring. Activity could mean adding miles by getting credit card bonuses, buying something through an airline's shopping portal, transferring points from another program into that frequent flyer program, etc. Using could be using miles to purchase something that isnt a flight, or transferring miles into another points program.
All of that to say, if you don't necessarily have a particular goal in mind right now, you should still be open to an airline card. If there's a big trip you would like to take somewhere at some point in the future, the miles you get from signup bonuses can pay for most of, if not all of your flights for the trip, and often in business or first class.
Posted on 4/20/18 at 9:02 pm to Open Your Eyes
Good points from both of you.
No real reason. I considered a hotel card. We do travel just not fly as of late.
Looking at general rewards. Would probably split payments up with Amex so putting about $1k on it a month maybe?
If the skymiles didn't expire, then that's a thought. I may honestly get more out of a hotel card if the points per night aren't outrageous.
My Amex is basically a general rewards so was thinking something different.
No real reason. I considered a hotel card. We do travel just not fly as of late.
Looking at general rewards. Would probably split payments up with Amex so putting about $1k on it a month maybe?
If the skymiles didn't expire, then that's a thought. I may honestly get more out of a hotel card if the points per night aren't outrageous.
My Amex is basically a general rewards so was thinking something different.
Posted on 4/20/18 at 9:07 pm to HailToTheChiz
I honestly think you should grab a few no annual fee cash back cards and use them for whatever category they have a bonus in.
And if you can't handle multiple cards and use them on bonused spend, make it even simpler with something like Double Cash and call it a day.
And if you can't handle multiple cards and use them on bonused spend, make it even simpler with something like Double Cash and call it a day.
This post was edited on 4/20/18 at 9:08 pm
Page 497 of 547
Back to top
Follow TigerDroppings for LSU Football News