re: Credit Card Rewards and Points Discussion

Posted by Teddy Ruxpin

Member since Oct 2006

39554 posts

Posted on 4/7/18 at 11:43 am to VABuckeye

quote:
What to do to best use Amex points? I’m cranking out a lot of them every month now. I can convert to Avios when the bonuses are active but wondering what are the other good options.

There should be more than a few blog posts that come up if you search beat uses for MR. See if any match up with something you're trying to do.

But be careful exploring unfamiliar programs as your experience may not quite match up with how these bloggers make it sound so easy.

Posted by Open Your Eyes

Member since Nov 2012

9252 posts

Posted on 4/9/18 at 9:09 pm to Teddy Ruxpin

Now chase is nuking all of their price and return protections. Probably not a reason people signed up for their cards, but they continue chopping away at the benefits of being a chase cardholder.

Posted by Joshjrn

Baton Rouge

Member since Dec 2008

26985 posts

Posted on 4/9/18 at 10:25 pm to Open Your Eyes

quote:
Now chase is nuking all of their price and return protections. Probably not a reason people signed up for their cards, but they continue chopping away at the benefits of being a chase cardholder.

That's disappointing. I've picked up a few hundred dollars over the years on price drops on big purchases (laptop, washer and dryer, etc).

Posted by fatboydave

Fat boy land

Member since Aug 2004

17979 posts

Posted on 4/10/18 at 7:34 am to Joshjrn

It was a good benefit. I used it twice on big purchases. Really hate to see it go but apparently it was abused. Removing the benefit from the CSR sucks considering the annual fee!

This post was edited on 4/10/18 at 7:36 am

Posted by Joshjrn

Baton Rouge

Member since Dec 2008

26985 posts

Posted on 4/10/18 at 9:42 am to fatboydave

How was it being abused?

Posted by corndawg85

Member since Oct 2013

832 posts

Posted on 4/10/18 at 1:39 pm to htownjeep

What's everybody using for gas rewards? Currently, I have the CSP, Freedom Unlimited, and Freedom card. I know the freedom just rolled out of the gas rewards for Jan-Mar and I used it heavily. Looking for something to use the other 9 months of the year.

3 ...

Posted by Joshjrn

Baton Rouge

Member since Dec 2008

26985 posts

Posted on 4/10/18 at 4:11 pm to corndawg85

I generally use my Ink Cash for gas purchases at 2x.

Posted by fatboydave

Fat boy land

Member since Aug 2004

17979 posts

Posted on 4/10/18 at 5:20 pm to Joshjrn

quote:
How was it being abused?

There are apps that track purchases and find lower prices. The app would then file price protection claims with little involvement of the card holder. That's why Chase added the "wet signature" requirement. The slick deals people would also link to bait and switch website ads to get the lower price. I only used it a couple times but it sure affected which card I used for several big purchases.

Posted by fatboydave

Fat boy land

Member since Aug 2004

17979 posts

Posted on 4/10/18 at 5:22 pm to Joshjrn

quote:
Ink Cash

Does that get 5x at office supply stores? OD is running another card sale. I'm burning my Ink+ up again this week.

2 ...

Posted by Teddy Ruxpin

Member since Oct 2006

39554 posts

Posted on 4/10/18 at 6:02 pm to fatboydave

Ya Ink Cash was just like Ink Bold etc just that the 5x was limited to $20,000 a year and not $50,000. And was no fee.

Posted by Teddy Ruxpin

Member since Oct 2006

39554 posts

Posted on 4/10/18 at 6:04 pm to corndawg85

Another thing to do in the future is to buy gas station (or other merchant) gift cards from the gas station before the quarter ends or other merchant.

For instance, I bought a few hundred dollars in Shell GCs from Best Buy (5x mobile wallet) to continue 5x gas.

I also like J-dog use my biz card for 2x gas.

Posted by Wideman

Arlington, Virginia

Member since Jul 2005

11721 posts

Posted on 4/10/18 at 7:19 pm to corndawg85

Citi ThankYou Premier, 3x points on gas

Posted by Joshjrn

Baton Rouge

Member since Dec 2008

26985 posts

Posted on 4/10/18 at 8:07 pm to fatboydave

Yup yup. And when I was less busy, I bought shell gift cards from Office Depot. Now I just take my 2x points and call it a day

Posted by Joshjrn

Baton Rouge

Member since Dec 2008

26985 posts

Posted on 4/10/18 at 8:10 pm to fatboydave

That sucks. Like I said, it wasn’t something I used often, but it got me to pull the trigger on some big purchases knowing that waiting for a sale wasn’t as important.

Posted by p&g

Dixie

Member since Jun 2005

12995 posts

Posted on 4/11/18 at 8:12 am to hiltacular

I need a new cc for business expenses reimbursed with this new job I've taken.

Last couple I've taken there has been a company issued AX.

What is this CSR I keep reading about? What's it's stand for?

Posted by Sho Nuff

Oahu

Member since Feb 2009

11906 posts

Posted on 4/12/18 at 1:36 pm to Joshjrn

I've had the Ink + for a couple years and just recently got the Ink Preferred, anyone ever had issues also getting the Ink Cash or think it would be an issue?

I'd like to get those 50,000 they're offering now

Posted by Sho Nuff

Oahu

Member since Feb 2009

11906 posts

Posted on 4/12/18 at 1:39 pm to p&g

quote:
What is this CSR I keep reading about? What's it's stand for?

It's the Sapphire Reserve card. I have it and it's great. $450 AF but easily wiped out. If you want a biz card though, the Ink Preferred or Ink Cash or both could be right up your alley depending on what you're spending money on. Just go to their sites to see what the categories are.