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re: Credit Card Rewards and Points Discussion

Posted on 4/12/18 at 1:36 pm to
Posted by Sho Nuff
Oahu
Member since Feb 2009
14003 posts
Posted on 4/12/18 at 1:36 pm to
I've had the Ink + for a couple years and just recently got the Ink Preferred, anyone ever had issues also getting the Ink Cash or think it would be an issue?

I'd like to get those 50,000 they're offering now
Posted by Sho Nuff
Oahu
Member since Feb 2009
14003 posts
Posted on 4/12/18 at 1:39 pm to
quote:

What is this CSR I keep reading about? What's it's stand for?

It's the Sapphire Reserve card. I have it and it's great. $450 AF but easily wiped out. If you want a biz card though, the Ink Preferred or Ink Cash or both could be right up your alley depending on what you're spending money on. Just go to their sites to see what the categories are.
Posted by fatboydave
Fat boy land
Member since Aug 2004
17979 posts
Posted on 4/13/18 at 5:18 pm to
Maxed out my annual 5x points on my Ink+ this week thanks to OD card deal
Posted by Teddy Ruxpin
Member since Oct 2006
40830 posts
Posted on 4/13/18 at 5:21 pm to
You're MSing nearly 50k a year?
Posted by Sho Nuff
Oahu
Member since Feb 2009
14003 posts
Posted on 4/13/18 at 7:03 pm to
quote:

Maxed out my annual 5x points on my Ink+ this week thanks to OD card deal

What's the deal, do you have to go in-store to see it, and is it still active?
Posted by fatboydave
Fat boy land
Member since Aug 2004
17979 posts
Posted on 4/14/18 at 1:12 am to
quote:

What's the deal, do you have to go in-store to see it, and is it still active?



Yeah, unfortunately in store to buy the VCG but buy $300 or more in VCG get the fees back (plus $3) in instant rebate with 5x points on the Ink+ card. That card has been the best thing I learned on TD How to exploit it has been the 2nd Best thing
This post was edited on 4/14/18 at 1:14 am
Posted by Sho Nuff
Oahu
Member since Feb 2009
14003 posts
Posted on 4/17/18 at 4:09 pm to
quote:

That card has been the best thing I learned on TD How to exploit it has been the 2nd Best thing



Just got back in town so I'm going to try to go to OD and see if it's still available. I am looking at getting the Ink Cash with the 50k bonus, hoping I get it since I already have the Ink+ and Ink Preferred

ETA: BTW how do you guys know when they have these specials for the GC's? I need to get on this train so the card is worth even more to me.
This post was edited on 4/17/18 at 4:10 pm
Posted by Teddy Ruxpin
Member since Oct 2006
40830 posts
Posted on 4/17/18 at 5:34 pm to
The blogs will alert on it like a tornado siren

The deals should also be in the weekly ads you can find on the OD or Staples website or wherever.
This post was edited on 4/17/18 at 5:35 pm
Posted by Sho Nuff
Oahu
Member since Feb 2009
14003 posts
Posted on 4/17/18 at 7:09 pm to
Are we gonna talk the SPG/Marriott merger in here ?

Some good it looks like but could be a good bit of bad.
Posted by mrgreenpants
paisaland
Member since Mar 2018
1421 posts
Posted on 4/17/18 at 7:18 pm to
quote:

Are we gonna talk the SPG/Marriott merger in here ? Some good it looks like but could be a good bit of bad.




wasnt that 2 years ago?

the overwhelming positive was by transferring SPG points to marriott firat....it finally efficient to deposit SPG points with united.
Posted by cmlsu
Baton Rouge, LA
Member since Aug 2011
667 posts
Posted on 4/18/18 at 6:13 am to
I heard there’s a nice sweet spot on top tier SPG/Marriott hotels up until the end of this year with the new announcements.
Posted by Sho Nuff
Oahu
Member since Feb 2009
14003 posts
Posted on 4/18/18 at 2:44 pm to
Yes, you can get high quality Marriott hotels for a good points value by converting SPG and getting 3:1.

In August though there is going to be a new combined chart so I wonder how bad that's going to be for SPG hotels. I'm going to book an SPG hotel with my points soon and then keep it or cancel it in Aug depending on the chart. Also, the SPG cards are getting devalued as they won't earn 1 SPG point per dollar anymore. It's going to earn 2 Marriott points basically and you were getting 3:1 so it's a 33% reduction. Biz AMEX loses lounge access.

The only good things I've seen so far is the card now gets a free night (only up to 35,000 points which isn't much) and there's more airlines to use the 20,000 gets you 25,000 miles bonus.
Posted by hiltacular
NYC
Member since Jan 2011
20201 posts
Posted on 4/18/18 at 3:03 pm to
quote:

Are we gonna talk the SPG/Marriott merger in here ?


I think most importantly they haven't announced anything terrible in the new program which should be received as good news

I think the more competition in the rewards program area the better so obviously from that standpoint, this hurts.

Posted by TheChiefHasArrived
Member since Dec 2011
729 posts
Posted on 4/18/18 at 3:39 pm to
Wondering if I should grab the 25K SPG points before the sign-up bonus goes away.
Posted by PeteRose
Hall of Fame
Member since Aug 2014
18147 posts
Posted on 4/19/18 at 7:40 am to
I have can get 2 more cards. SPG or Marriott? Citi ThankYou or capital one venture?

Looking to get discounted flights and rooms.
Posted by WM_Tiger
NELA
Member since May 2017
1602 posts
Posted on 4/19/18 at 8:26 am to
SPG and Citi.
Posted by PeteRose
Hall of Fame
Member since Aug 2014
18147 posts
Posted on 4/20/18 at 2:48 am to
newb question: Can I use miles on 3rd party sites like cheapoair?
Posted by Teddy Ruxpin
Member since Oct 2006
40830 posts
Posted on 4/20/18 at 7:06 am to
quote:

newb question: Can I use miles on 3rd party sites like cheapoair?


Only the ones that allow for statement credits.

Barclay Arrival/Venture are really just cash back cards that let you use the points against travel purchases you make with the card. So if CheapOair codes as "travel" on those cards, you can use their "points" to negate some of the cost.

Otherwise, the answer is no, though, many of the bank currency programs like Chase Ultimate Rewards have their own booking engines where you can use the points in a similar fashion. But you can't use them as a "free agent" on any website so to speak.
Posted by Teddy Ruxpin
Member since Oct 2006
40830 posts
Posted on 4/20/18 at 7:06 am to
SPG is supposedly only giving out $200 statement credits now as the bonus.
Posted by HailToTheChiz
Back in Auburn
Member since Aug 2010
54685 posts
Posted on 4/20/18 at 8:34 am to
I figure this is the best place to post this question.

Which credit card should I look at for best rewards benefits?

I currently have an American Express Blue and a Wells Fargo Visa. The Wells Fargo card is terrible. Amex is decent it seems.

I want to replace the Wells Fargo with something. We do not fly much, so sky miles is not a must unless those points/miles stay around and dont expire.

Plan is to keep the Wells Fargo card open, but just not use it.

TIA
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