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re: Credit Card Rewards and Points Discussion
Posted on 9/21/16 at 4:36 pm to AmeriKop45
Posted on 9/21/16 at 4:36 pm to AmeriKop45
quote:
In context, I didn't think dabigfella was looking to reduce prices etc.
Sounds like he is trying to get out, but if someone was interested in aggressively building their business in this sector, they could operate at a loss to be more competitive while still making money
0
Posted on 9/21/16 at 4:39 pm to dabigfella
quote:
if so WOW that turns 100 points into 750??? Damn man I need to get on this if thats the case
DBF, let's talk about what is more important for you first
-INK max points for 5x = 250,000/year
-BigFella Chase Freedom U Sams Club Points = 7,500,000+/year
7,500,000 booked through CSR = $112,500 in travel
You could pull out $50,000 tax free to pay for an assistant to handle minimum wage workers + sams club trips then still have $37,500 in travel left over
This post was edited on 9/21/16 at 4:43 pm
Posted on 9/21/16 at 4:46 pm to AmeriKop45
quote:
Now you get why I say Ink paired with CSR is a killer combo.
Yeah, I see. Like I was saying I don't shop at those places for much of anything, but I could go in there and buy gift cards.
Did I read on some of these posts that you are limited in how many gift card and/or the $ value you can spend in a day or some specific time frame? Does Chase only allow those purchase once a week or day and only for so much $?
Edit: Will probably wait till closer to the end of the year for the Ink. In the last week I've gotten 2 CSR's I have to meet spend on, and the Ink is $5K in 3 months I think. I can do that with gift cards though, but want to spread it out a bit. My wife is freaking out on me right now.
This post was edited on 9/21/16 at 4:49 pm
Posted on 9/21/16 at 4:48 pm to kywildcatfanone
quote:
Did I read on some of these posts that you are limited in how many gift card and/or the $ value you can spend in a day or some specific time frame? Does Chase only allow those purchase once a week or day and only for so much $?
Unusual activity raises a red flag. Most people don't spend $50k at office Depot in Jan of every year
I always buy my GC I use online. Except Amazon, I have to go in for them
Posted on 9/21/16 at 5:40 pm to GenesChin
I ordered the freedom last week I guess I need to order this ink. I mean I can't right. I just got the JP Morgan reserve,the sapphire reserve,the freedom already in the last week all while canceling my Amex. Am I raising flags asking for another haha.
Posted on 9/21/16 at 6:00 pm to dabigfella
quote:
Am I raising flags asking for another haha.
Since it sounds like you qualify as a private client, the rules don't really apply to you
Posted on 9/21/16 at 7:01 pm to GenesChin
So, is there a rotation of GC purchases at office supply stores that you guys follow? Is it only at office supply stores that the Ink applies the 5X?
Fun fact: Got the CSR last week myself, plastic card. Applied for the wife on Sunday, got approved, her card arrived yesterday and it was the metal one. When I opened it, I thought she got a dummy card because the numbers on the card weren't on the front, but on the back.
Fun fact: Got the CSR last week myself, plastic card. Applied for the wife on Sunday, got approved, her card arrived yesterday and it was the metal one. When I opened it, I thought she got a dummy card because the numbers on the card weren't on the front, but on the back.
Posted on 9/21/16 at 7:12 pm to kywildcatfanone
I too have the plastic one for the Sapphire Reserve, did they mention at all how long until the metal one?
Posted on 9/21/16 at 7:31 pm to dabigfella
quote:
I too have the plastic one for the Sapphire Reserve, did they mention at all how long until the metal one?
No, I think there was a note in there that they would ship one when they were available again. Since my wife's was metal, I'm guessing they are available now.
Posted on 9/21/16 at 8:08 pm to kywildcatfanone
My wife got a metal card in today but I haven't received my replacement metal card yet
I don't really care, but just noting. I applied for her to get the freedom the same day and haven't got that card yet.
I don't really care, but just noting. I applied for her to get the freedom the same day and haven't got that card yet.
Posted on 9/22/16 at 7:22 am to kywildcatfanone
I got my metal one yesterday, I never received a plastic one.
Posted on 9/22/16 at 8:27 am to dabigfella
quote:
I too have the plastic one for the Sapphire Reserve, did they mention at all how long until the metal one?
I got the Reserve approved Monday...metal card delivered yesterday.
Posted on 9/22/16 at 9:19 am to cmlsu
Really want to apply for the reserve. but I know I won't spend $4000 in 3 months. Nor should I right now.
ETA: I got the promotion in the mail for the Freedom Unlimited card last week, but misplaced it. Was reading that if you receiver the offer in the mail then you can bypass the 5/24 rule. Going to head into a Chase branch and see if they'll honor that even if I don't have the promotion invitation number in hand.
ETA: I got the promotion in the mail for the Freedom Unlimited card last week, but misplaced it. Was reading that if you receiver the offer in the mail then you can bypass the 5/24 rule. Going to head into a Chase branch and see if they'll honor that even if I don't have the promotion invitation number in hand.
This post was edited on 9/22/16 at 9:29 am
Posted on 9/22/16 at 9:57 am to Lazy But Talented
Do your Christmas shopping now and put it in a closet and take Chase $1500 in travel or $1000 cash back
Posted on 9/22/16 at 10:05 am to gobuxgo5
I don't do that much gift giving
Posted on 9/22/16 at 11:19 am to Lazy But Talented
For yourself lol
Posted on 9/22/16 at 12:19 pm to Lazy But Talented
quote:
Really want to apply for the reserve. but I know I won't spend $4000 in 3 months. Nor should I right now.
Yeah, I debated getting the 2nd one in my wife's name, which puts us at $8K to spend. I knew I was booking a vacation so that would take up 1/3 of it, but I'm going to have to manufacture some spending between now and mid November.
Posted on 9/22/16 at 2:17 pm to Croacka
quote:
My wife got a metal card in today but I haven't received my replacement metal card yet
I don't really care, but just noting.
Call it vanity all you want, but I care
I'll give Chase another day or so before I bother them again
Posted on 9/22/16 at 10:49 pm to Joshjrn
I will be using my priority pass (via CSR) tomorrow for the first time on my way to Dubai. I will go through JFK on the way there and San Fran on the way back. Advice on the best ones at those 3 airports?
What are the rules regarding guests with priority pass? It seems like you pay $30 per guest but that the CSR claims you can bring guests free? Does CSR reimburse you after the fact? If so, how many guests?
What are the rules regarding guests with priority pass? It seems like you pay $30 per guest but that the CSR claims you can bring guests free? Does CSR reimburse you after the fact? If so, how many guests?
Posted on 9/23/16 at 8:38 am to lsumatt
Download Lounge Buddy app to read reviews and descriptions.
AFAIK, it is unlimited free guests with CSR. No reimbursement. You just never get charged for it. Don't forget your Priority Pass membership card.
AFAIK, it is unlimited free guests with CSR. No reimbursement. You just never get charged for it. Don't forget your Priority Pass membership card.
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