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re: Credit Card Rewards and Points Discussion

Posted on 6/27/16 at 1:44 pm to
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 6/27/16 at 1:44 pm to
Got you. Shows $363 now inclusive of taxes. Usually the only problem with booking through these types of websites is that you get stuck in the worst room available in the hotel. Luckily for you, every single room on this property is an ocean view room
Posted by GenesChin
The Promise Land
Member since Feb 2012
37852 posts
Posted on 6/27/16 at 3:17 pm to
quote:

Shows $363 now inclusive of taxes.


Forgot to add in the fees/taxes


The every room is ocean view was important + haven't seen anyone complain about rooms in general. I really wish I had an open slot, I'd get the Hyatt card and get the room upgrade/perks.


I got 3 open slots in the next 6 months + the INK I'm about to get though. Going to be having some fun with Chase
This post was edited on 6/27/16 at 3:18 pm
Posted by cfa626
Member since Apr 2016
561 posts
Posted on 6/27/16 at 3:43 pm to
quote:

Hyatt and IHG both are excluded from 5/24.


Thank you!
Just got approved for Hyatt.
Haven't looked into IHG.
Have 1 slot left and plan to do Sapphire when I have a big purchase coming up (in a few months).
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 6/27/16 at 3:58 pm to
Noooooooooooooooooooo. I meant they are excluded from 5/24. Meaning you should get other cards to fill up your 5 before any of these because you can get these even after you are past 5 cards (in 24 months)
This post was edited on 6/27/16 at 4:04 pm
Posted by GenesChin
The Promise Land
Member since Feb 2012
37852 posts
Posted on 6/27/16 at 4:03 pm to
quote:

I meant they are excluded from 5/24


Wait so can I get the Hyatt card if I already maxed my 5/24?
This post was edited on 6/27/16 at 4:04 pm
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 6/27/16 at 4:07 pm to
Yes. That and IHG and a couple others.
Posted by GenesChin
The Promise Land
Member since Feb 2012
37852 posts
Posted on 6/27/16 at 4:09 pm to
quote:


Yes. That and IHG and a couple others.



Worth picking up to get platinum before the Zilara trip? Wife already maxed out 5/24
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 6/27/16 at 4:11 pm to
Ofcourse. But don't add yourself as AU for the 5K. Look for the 2N + 5K points offer.
This post was edited on 6/27/16 at 4:13 pm
Posted by cfa626
Member since Apr 2016
561 posts
Posted on 6/27/16 at 4:12 pm to
quote:

Noooooooooooooooooooo.


Crap. I guess I just screwed myself out of Sapphire.

Maybe I can do a free credit report and figure out when my oldest application will fall off of 5/24 so I can get it then.
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 6/27/16 at 4:14 pm to
Yeah. Check CK.
Posted by GenesChin
The Promise Land
Member since Feb 2012
37852 posts
Posted on 6/27/16 at 4:14 pm to
Also, does Chase credit cards report authorized users as new account for 5/24?
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 6/27/16 at 4:14 pm to
Yes
Posted by GenesChin
The Promise Land
Member since Feb 2012
37852 posts
Posted on 6/27/16 at 4:21 pm to
If I just put my middle name, am I good?
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 6/27/16 at 4:32 pm to
If it shows up on your credit report as a new account, it'll count against 5/24. As a rule, if you need an SSN to add AU, don't. However, I added my gf as an AU on CSP and Freedom long ago and don't remember adding her SSN. It still showed up on her credit, but we wanted that back then.
This post was edited on 6/27/16 at 4:33 pm
Posted by GenesChin
The Promise Land
Member since Feb 2012
37852 posts
Posted on 6/27/16 at 4:37 pm to
Didn't require a SSN and never put my first name, only my last on there


Made some mistakes adding the wife as AU on two cards right before 5/24. New rule killed us but made sense at the time
Posted by metallica81788
NO
Member since Sep 2008
10547 posts
Posted on 6/27/16 at 5:25 pm to
Thanks for the info. Alright I will give ink app a shot for better or worse.

Not going for SW cards yet, me and the wife's jobs don't let us travel enough to make companion pass worth it for a few years.

For every day spending I was thinking Freedom Unlimited then make the wife get regular Freedom.

Good to know I can hold off on Hyatt and IHG until later without doing 5/24.

Trying to do some good vacations on the cheap for now until I start making better money in a few years. Glad I found this thread.
Posted by Junky
Louisiana
Member since Oct 2005
9224 posts
Posted on 6/28/16 at 3:52 pm to
50,000 MR points deposited in my account today for the PRG 1k spend. So happy to see that added.
Posted by GenesChin
The Promise Land
Member since Feb 2012
37852 posts
Posted on 6/29/16 at 10:30 am to
Company just switched policies and making us use corporate card for expenses.

That is ~$20k spending down the drain
Posted by TigerDeBaiter
Member since Dec 2010
10727 posts
Posted on 6/29/16 at 12:05 pm to
Just got a 100k AMEX offer after $5k spend.

I haven't done AMEX yet, somebody help me justify the $450 fee...

I have a united card already and also fly southwest a good but, so the $200 airline credit for incidentals doesn't look that beneficial.
Posted by GenesChin
The Promise Land
Member since Feb 2012
37852 posts
Posted on 6/29/16 at 12:09 pm to
quote:


I haven't done AMEX yet, somebody help me justify the $450 fee...



$400 in Airline credit - $200 per calender year (Now + Jan1 before renewal fee)

Airport Lounge Access
This post was edited on 6/29/16 at 12:11 pm
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