re: Credit Card Rewards and Points Discussion

No, the terrorist card was killed in the drone strike, I was probably just tired from just getting back stateside. Hopefully maybe I can resign up, Inshallah.

quote:

---

Good news is I've built my UR stash back up with the Amazon promos and staples cards and my wife and I are both eligible for United card again. I'll probably try to funnel my points to United without a better plan. United is awful for domestic these days in my limited research too.

---

Ya, I have 22k United, she has 35k, and we have 60k UR with Chase. Groceries won't be hard to max without Serve as long as my plan to prepay with WD gift cards works out, but I'd really like to be able to MS GCs again.

I come up for United in a few months. So another 50 to 60k from Ink and United cards would get us within business striking distance once again.

quote:

---

I read that the 4 browser trick no longer works for AS. How often are you able to apply for these cards? Moreover, how soon/often do you cancel?

---

I applied for my first two in sep 2015 I believe. One personal and one biz at same time. Applied in chrome/IE private at same time. No idea if it mattered to do that but I did.

I applied for my next 2 personal/biz 95 days later same way. All instant except second biz card. Called in and was all good.

quote:

---

Why didn't you just keep the personal spg

---

$95 fee and I'm at zero Spg points. Wasn't worth keeping considering I'm going to try and get biz card. It was my first card moving in to the CC game and paid $65 fee twice. It had value at $65. Don't really see it at $95. I also intend to get Amex plat some time this year. Comes with Gold.

quote:

---

but along with biz card, you're 40% to SPG gold. I do spend up to Hilton Diamond but SPG gold has treated me well so far too. Don't know if it worth the AF for everyone though.

---

im Hyatt diamond, Hilton diamond, and IC ambassador(ending this month). I was Spg gold last year and it was virtually worthless for Me. Saw little benefit.

quote:

---

3 - Which Gas stations sell GCs in BR?

---

I'll drop that info to you and CMLSU here shortly once I complete my spend it'll be in the next 2 weeks.

quote:

---

What is the "terrorist card?"

---

I call it the entitled teddy card. You'll have to ask him.

I'm not MSing outside of Freedom bonuses for the time being. Don't really "need" points at the moment.

quote:

---

I'll drop that info to you and CMLSU here shortly once I complete my spend it'll be in the next 2 weeks.

---

Fair enough.

quote:

---

Don't really "need" points at the moment.

---

Whoever "needed" them a/w haha

quote:

---

Probably going back to st Maarten and st Barths.

---

We've decided to do Anguilla for our fall trip this year. We really liked that island.

quote:

---

applied for my next 2 personal/biz 95 days later same way. All instant except second biz card. Called in and was all good.

---

Afro, did you cancel the cards first or you had 4 at one time? I got my AS card in Nov I think so I'm coming up on 90 soon, is that the right amount of days?

SPG didn't offer you anything? Wow, I'd think they would've given you something with the way your luck works But I hear you, it wasn't worth $95 to me anymore either.

quote:

---

Afro, did you cancel the cards first or you had 4 at one time? I got my AS card in Nov I think so I'm coming up on 90 soon, is that the right amount of days?

---

Nope. Still have all 4. I believe 90-95 days is the reported waiting period needed to apply for another card.

quote:

---

SPG didn't offer you anything? Wow, I'd think they would've given you something with the way your luck works

---

See...I agree with you.

quote:

---

We just did a day trip and fell in love with the island

---

Got it. The Caribbean's strange. You can go island to island and hear love/hate stories from 100 different folks on 20 different islands. You really just have to go spend a few days on the islands to get a feel for them to see what works for you. The only key question you have to ask is, "how long did you stay there". If the response is, "our cruise ship docked for about 5 hours", GTFO here .
You mean a boat dropped you off with 2k other fanny packers in the middle of a crappy market that sells the same junk every other market in the Caribbean sells and you didn't like it? Your insight is greatly appreciated .

quote:

---

re: Credit Card Rewards and Points Discussion(Posted on 1/26/16 at 1:06 pm to htownjeep)
My wife and I are about to start new construction on our home. I am thinking about getting a new credit card to accrue points while also kee3ping new home purchases separate from other purchases. What is the best credit card option to accrue points for this scenario? I will not be using this for gas or entertainment, only for materials so I am not sure what the best option there is that applies to these purchases.

---

Btw - totally forgot. You can buy Lowe's GCs at raise.com or giftcardgranny at a discount of 12.5%. I would suggest signing up for new cards (whichever ones you like) and meet min spending by buying Lowe's GCs on those websites. You will save 12.5% on all your renovations + have plenty of points for subsequent vacations.

WHAT? Where is mine? I got one for SW today. 2,500 bonus for $5,000 spend.

quote:

---

Baws

I'm about to make the push for the SW Companion ticket.

Got both 50k offers, i'll get 4k points on the min spend, then I have Marriott and Choice points to transfer to cover the rest of the 6k points to get me to 110k.

---