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Grassy1
LSU Fan
Member since Oct 2009
5023 posts

Capital One Bank holding money that was taken fraudulently
I really hate to bring this up, but I really need some advice.

A person very close to me was harassed and intimidated over the phone. This elderly person was convinced that if she didn't liquify her funds that day and deposit them into "their" Capital One account that she would go to jail, etc. This happened 2 weeks ago.

She did tell me about it the night that this happened (about 2 hours after the deposit.). I called Cap One and insisted that they hear my story. I gave them the account number, transaction number, exact amounts, time etc. Supposedly they did lock down this money in this account. We're talking less than 100k, but not much less. The funds were liquidated in the form of cashier's checks.

Cap One is resistant to talk to me, or her, since the incident does not involve "our account." Cap One seems to want my her bank (Chase) to communicate with them, but Chase refuses to, stating that she legally withdrew the funds so there's nothing they can do. (Chase will certainly lose my two accounts when I'm done with this, as well as hers, fwiw.)

Calls to Cap One only result in telling the story again multiple times and sitting on hold with no predicted outcome or timetable, or seemingly any help at all.

BRPD was called and responded that night. We have supplied CapOne with the police report, all transaction receipts, and her written story. They vaguely admit that the money is still locked down.

I tried the FBI, it's like calling Chase, with the result being "Hold times are unacceptable at this time, please try FBI.tip.gov."

Maybe DA Hillar Moore? Attorney that has bank connections? Suggestions?
This post was edited on 11/20 at 8:15 am


cgrand
New Orleans Pelicans Fan
HAMMOND
Member since Oct 2009
24256 posts

re: Capital One Bank holding money that was taken fraudulently
yes contact the DA.
he is extremely responsive


METAL
Member since Nov 2020
42 posts

re: Capital One Bank holding money that was taken fraudulently
(no message)
This post was edited on 11/20 at 8:23 am


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LSURussian
LSU Fan
9 acres of paradise in Baton Rouge
Member since Feb 2005
122997 posts

re: Capital One Bank holding money that was taken fraudulently
Your explanation is a little confusing to me.

Let me paraphrase what I think your situation is:

Your friend withdrew money from her Chase Bank account by having the bank issue cashier's checks to her. The account is in her name and your name is not on the account.

Your friend went to Capital One Bank and deposited the cashier's checks to an account at Cap One as per the instructions the scammers gave her.

Capital One has put a hold ("lock down"???) on the funds in the account at Capital One.

You're trying to get the funds back that your friend deposited at Capital One Bank but Capital One won't talk to you about it.

If all of that accurately describes your situation, then your best route to getting the money back is via the EBR District Attorney's office. Since your are not the owner of either account (Chase or Capital One Bank) and you were not directly involved with the transactions, you will likely need to have your friend make contact with the DA. You can accompany her, of course, but she is the victim of the scam, not you.
This post was edited on 11/20 at 10:28 am


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140
HoldenOversoul
South Carolina Fan
South Carolina
Member since Oct 2012
392 posts

re: Capital One Bank holding money that was taken fraudulently
I wouldn't call the local police or sheriff. They typically aren't very well equipped to handle that kind of thing. I would try the state bureau of investigation (or your state's equivalent), FBI, or possibly the secret service, although they're typically dealing more with counterfeits than outright fraud.

If that doesn't produce a good lead, it might be worth your while to reach out to national adult protective services. I would imagine they are very familiar with this type of thing and could provide some good advice.


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22
castorinho
Oklahoma Fan
13623 posts
Member since Nov 2010
71636 posts
 Online 

re: Capital One Bank holding money that was taken fraudulently
Follow what Russian had said
quote:

This elderly person
quote:

scammer
how do people like this live with themselves?

I can "appreciate" a clever scam. But this is just fricked up on so many levels.


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MMauler
Member since Jun 2013
11846 posts

re: Capital One Bank holding money that was taken fraudulently
quote:

Maybe DA Hillar Moore?


Also, try the A.G.'s office. I knew someone who once worked there and it's kind of a hit or miss depending on who gets assigned. But, if this is a widespread scam where they are calling old people to scam them out of their money it's probably not limited to Baton Rouge and it might be something that the A.G. will get involved with IF you get the right person.

If the woman looks sympathetic and y'all are in Baton Rouge, you may want to take her down there so that she can explain the situation (with your help).

Ask around and see if anyone you know has any friends in the A.G.'s office.
This post was edited on 11/20 at 9:00 am


LSURussian
LSU Fan
9 acres of paradise in Baton Rouge
Member since Feb 2005
122997 posts

re: Capital One Bank holding money that was taken fraudulently
quote:

Also, try the A.G.'s office.
Good idea.


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40
cgrand
New Orleans Pelicans Fan
HAMMOND
Member since Oct 2009
24256 posts

re: Capital One Bank holding money that was taken fraudulently
Moore, Hillar
Hillar.Moore@ebrda.org


Grassy1
LSU Fan
Member since Oct 2009
5023 posts

re: Capital One Bank holding money that was taken fraudulently
Thanks all. I spoke a with a gentleman in charge of financial crimes at the DA's office. I'll update.

Yes, Russian, you paraphrased my story well.


LSURussian
LSU Fan
9 acres of paradise in Baton Rouge
Member since Feb 2005
122997 posts

re: Capital One Bank holding money that was taken fraudulently
quote:

I spoke a with a gentleman in charge of financial crimes at the DA's office. I'll update.
Please do let us know what happens. Thanks.


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50
dirtsandwich
Alabama Fan
AL
Member since May 2016
2451 posts

re: Capital One Bank holding money that was taken fraudulently
I’d file a lawsuit ASAP to make sure the money stays frozen and seeking a court order declaring your friend the rightful owner. And call the DA. But I’d file suit.

Not legal advice.


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